Full-Time

Product Manager

Growth

Confirmed live in the last 24 hours

Chime

Chime

1,001-5,000 employees

Online banking platform offering fee-free services

Fintech
Financial Services

Compensation Overview

$118k - $195kAnnually

+ Bonus + Equity Package

Senior

San Francisco, CA, USA

Hybrid work policy with in-office days required.

Category
Product Management
Product
Required Skills
Product Management
Data Analysis

You match the following Chime's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • Strong Empathy for users and an aim to discover and resolve their pain points.
  • Deep curiosity. You enjoy going deep into the data, asking more 'whys' in the qual, and you strive for a better understanding of what it means to meet users where they are.
  • An owner’s mentality - you don’t shy away from the hard stuff.
  • Willingness and judgment to make hard product prioritization decisions and ability to rapidly learn from mistakes.
  • Experience translating complex, confusing, frustrating concepts and systems into simple, elegant, understandable experiences.
  • Strong collaboration in team environments but able to act quickly as the decision-maker.
  • 5+ years of experience as a product manager.
Responsibilities
  • Develop a deep understanding of our users needs, our operational landscape and our competitors.
  • Build and execute on the product roadmap to create new drivers and remove barriers to make Chime the preferred financial account for our customers.
  • Have a strong analytical background and understanding of the impact that the work you are executing is delivering on company metrics.
  • Work collaboratively with user research, engineering, design, operations, compliance, marketing and other teams to build features collaboratively and inclusively.
  • Develop experiments and research plans to identify product opportunities and prioritize your roadmap.
  • Ship minimum-loveable-products that deliver a quality customer experience.
Desired Qualifications
  • Consumer Tech experience is a plus.

Chime offers online banking services without physical branches, focusing on a fee-free experience. It allows customers to overdraft up to $200 on debit card purchases without fees through its SpotMe service and provides direct deposit for paychecks up to two days earlier than traditional banks. Chime does not charge monthly fees or minimum balance fees and offers a secured credit card to help users build credit. The company's goal is to provide accessible banking solutions that empower customers to manage their finances effectively.

Company Size

1,001-5,000

Company Stage

Series G

Total Funding

$2B

Headquarters

San Francisco, California

Founded

2012

Simplify Jobs

Simplify's Take

What believers are saying

  • Chime's free in-app tax filing could attract cost-conscious users seeking financial solutions.
  • Partnership with NCR Atleos increases brand visibility through branded ATMs at Walgreens.
  • Salt Labs initiative rewards frontline workers, boosting customer loyalty and engagement.

What critics are saying

  • Chime's reliance on interchange fees may be impacted by DOJ's lawsuit against Visa.
  • Potential IPO in 2025 may expose Chime to market volatility and investor scrutiny.
  • Competition from established tax software companies could challenge Chime's in-app tax service.

What makes Chime unique

  • Chime offers fee-free banking services, unlike traditional banks with numerous fees.
  • SpotMe allows overdrafts up to $200 without fees, enhancing customer financial flexibility.
  • Chime's secured credit card helps improve FICO scores without a credit check.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Competitive salary based on experience

401k match plus the usual medical, dental, vision, life, and disability benefits

Generous vacation policy and company-wide Take Care of Yourself Days

Virtual events to connect with your fellow Chimers- think cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

-1%
PYMNTS
Jan 16th, 2025
Etoro Plans $5 Billion Us Ipo For Retail Trading Platform

Retail trading platform eToro is reportedly readying to go public in the U.S. The company has submitted confidential filings to the Securities and Exchange Commission (SEC) for an initial public offering (IPO) in hopes of valuing eToro at $5 billion, the Financial Times (FT) reported Thursday (Jan. 16), citing sources familiar with the matter. eToro could list in New York as soon as the second quarter of the year, one of the sources said. A spokesperson for the company told PYMNTS eToro would not comment on “IPO rumors.”

PYMNTS
Jan 12th, 2025
Investment Bankers Banking On An Ipo Turnaround In 2025

Investment bankers are reportedly preparing for a dealmaking uptick in equity capital markets this year. Optimism among Wall Street’s banks is being fueled by a promising stable of initial public offerings (IPOs) by high-profile companies, Reuters reported late Friday (Jan. 10). Among these companies are liquified natural gas producer Venture Global, medical supplier Medline, and cybersecurity firm Sailpoint, the report said, citing sources familiar with the matter

PYMNTS
Jan 9th, 2025
Chime To Offer Free In-App Tax Filing

While death and taxes are the only guarantees in life, paying to file taxes is up there as a near certainty.According to page 107 of the 2024 Form 1040 instructions, the average cost of filing a basic federal 1040 tax return was $160 for a non-business taxpayer in 2023.In addition, the Tax Foundation estimated that total tax compliance costs — including fees, lost productivity and out-of-pocket expenses — cost American taxpayers over $546 billion each year, or 1.9% of the U.S. GDP.In a Wednesday (Jan. 8) press release from digital banking platform Chime, the company announced all new and existing members can file their federal and state taxes directly within the Chime app at no cost, bypassing the costs associated with using third-party software or traditional tax preparation services.“When Chime members e-file their taxes through Chime in partnership with [tax filing FinTechs] april and Column Tax, filing is completely free,” the release said.According to the release, “a successful pilot program” that began in 2023 led to the launch of free in-app tax filing for all Chime members.Chime’s chief product officer, Madhu Muthukumar, commented in the release: “Getting your money back from the government shouldn’t cost you money. By providing completely free in-app tax filing, we’re empowering Americans to unlock their financial progress confidently, making tax season easier and more rewarding.”Some additional highlights of the program being touted by Chime are that members can receive their federal tax refunds up to “six days early” with direct deposit into their Chime accounts and filing in “under 24 minutes.”PYMNTS reported that Chime Financial submitted a confidential filing for an IPO in December, and could possibly go public sometime this year. The company declined to comment.Another PYMNTS report focusing on this year’s FinTech IPO outlook noted that the climate seems right for several FinTech players to go public and see if investors take notice. The FinTech IPO Index is up more than 58% through the previous year

PYMNTS
Jan 5th, 2025
Wall Street Reportedly Prepping Private Equity-Fueled Ipo Revival

Will 2025 bring about a revival in the initial public offering (IPO) market?. As the Financial Times (FT) reported Sunday (Jan. 5), it’s a rebound Wall Street banks are preparing for, as private equity companies turn to the equities markets to offload some of their high-profile holdings. The report noted that a number of private equity-backed firms have already filed IPO paperwork, among them the medical devices company Medline and software maker Genesys

PYMNTS
Dec 19th, 2024
Report: Chime To Go Public In 2025 After Submitting Confidential Filing

Chime Financial reportedly submitted a confidential filing for an initial public offering (IPO).The FinTech company plans to go public in 2025, though the timing of the IPO has not been finalized and could change, Bloomberg reported Wednesday (Dec. 18), citing unnamed sources.Reached by PYMNTS, Chime declined to comment on the report.The company was valued at $25 billion in 2021, but the technology boom that was happening at that time faded amid rising interest rates and inflation, according to the report.It was reported in September that Chime selected Morgan Stanley to lead its IPO and aimed to go public in 2025.The company has been considered an IPO candidate for years.Chime put earlier IPO plans on hold in February 2022 as the industry entered a “FinTech winter.”In December 2023, Chime Co-founder Chris Britt said that the company was “as IPO-ready as a company can be” and was monitoring the conditions of the economy and the stock market.The company said in October that through its banking app’s free overdraft feature, SpotMe, Chime’s members have received a collective $30 billion since 2019 in overdrafts without having to pay a fee.Noting that traditional banks typically charge $35 for an overdraft fee, Chime said by offering fee-free overdrafts with SpotMe, it is meeting the short-term liquidity needs of its users. SpotMe allows eligible members to overdraw their account by up to $200 without having to pay a fee.In August, Chime announced an expanded collaboration with self-service banking provider NCR Atleos in which Atleos will brand ATMs at 4,000 Walgreens stores with the Chime brand to increase customer awareness.Atleos’ Allpoint Network has provided ATM access for Chime members since 2021 at more than 50,000 fee-free ATMS.Chime Vice President of marketing Nick Fairbairn said in an Aug. 7 press release: “Our members love the mobile-first convenience and ease of Chime, but they still expect convenient, fee-free access to cash. This partnership with Atleos has ensured our members have easy access to cash when they need it by simply stopping into their local Walgreens and even shopping for everyday essentials while they’re at it.”

PYMNTS
Oct 1st, 2024
Missing Pieces: What The Pundits Get Wrong About The Doj Debit Interchange Lawsuit Against Visa

After listening to and scrolling through days of “expert” commentary about the lawsuit filed by the DOJ against Visa over debit interchange, I feel compelled to weigh in. Big headlines about big companies — especially concerning DOJ allegations of anticompetitive behaviors and lawsuits to signal they really mean it — bring everyone and anyone out of the woodwork. Social media gives everyone and anyone a platform to say anything they want. Facts seem to be an inconvenient detail

PR Newswire
Sep 11th, 2024
Jason Lee, Founder of Salt Labs (a Chime(R) Company) Recipient of EBN's 2024 Excellence in Benefits Award

Chime is the #1 Most Loved Banking App*, and Chime Enterprise is committed to empowering businesses and their employees to achieve financial progress through innovative, tailored financial solutions designed for hourly and frontline workers.

PR Newswire
Aug 28th, 2024
Salt Labs (A Chime Company) Wins Hr Executive Top Product Of The Year Award

NEW YORK, Aug. 28, 2024 /PRNewswire/ -- Salt Labs (a Chime Company) has been awarded HR Executive's Top Product of the Year Award. This award recognizes its flagship product, Salt, an employee rewards and incentive platform that acts as a savings account for everyday working Americans.Founded in 2023 by the visionaries who founded DailyPay, the leader in Earned Wage Access, Chime Enterprise has quickly become the industry leader in addressing the critical issue of frontline worker engagement. Salt is the first rewards and recognition platform for frontline employees that enables employees to earn and save a new store of value just by working, transforming how hourly workers engage with their jobs."Salt was the most unique and differentiated solution we saw this year." - Steve Boese, HR Technology Conference Chair Post thisSalt gives work new meaning by allowing employees to capture, measure and reward themselves for their work using their most valuable resource — time. Like earning airline rewards points, employees accumulate Salt by working their scheduled shifts, giving them a new opportunity to unlock financial progress and save for future rewards."The novel concept of Salt is that it is something employees earn on top of their paycheck, and it can eventually be used for going on a family vacation or perhaps earning a savings product like a 529 contribution," Steve Boese, program chair of the HR Technology Conference, said. "In a crowded and mature HR technology market, Salt was the most unique and differentiated solution we saw this year, and it stands out for its innovative and creative approach to employee rewards and recognition technology."With Salt, for the first time, frontline workers can earn something of value for their future through their work efforts today

PYMNTS
Aug 8th, 2024
Platforms And Neobanks Leverage Direct Deposits For Cross-Selling Momentum

For platforms and neobanks, establishing direct deposits with end users offers an on-ramp to cross-selling opportunities and a wealth of additional revenue streams. The momentum has been underscored in recent earnings reports and announcements surrounding new products and services. The automated transfer of funds into those accounts — often through an accountholder’s paycheck — offers a dependable base upon which build those new offerings, and to cement users’ loyalties as these providers build out their respective financial ecosystems spanning deposits, lending and investing

PYMNTS
Aug 7th, 2024
Chime Teams With Ncr Atelos On Walgreens Atm Partnership

Banking app Chime expanded its relationship with self-service banking provider NCR Atleos.The expanded collaboration will see Atelos begin branding ATMs at 4,000 Walgreens stores with the Chime brand to increase customer awareness, according to a Wednesday (Aug. 7) press release.Atleos’ Allpoint Network has provided ATM access for Chime members since 2021 at more than 50,000 fee-free ATMs, the release said.The expanded relationship will make it “easier than ever for Chime cardholders to identify and use fee-free ATMs to access cash,” Atleos Chief Operating Officer Stuart Mackinnon said in the release.Chime Vice President of Marketing Nick Fairbairn added in the release: “Our members love the mobile-first convenience and ease of Chime, but they still expect convenient, fee-free access to cash. This partnership with Atleos has ensured our members have easy access to cash when they need it …”The collaboration is happening at a time of change for consumers’ relationships with ATMs.For millions of customers, “ATMs are changing to become more interactive and take on different tasks than simply producing paper currency. Most estimates put the number of ATMs still in use at around 450,000 after peaking at 470,000 pre-pandemic,” PYMNTS wrote earlier this year.ATMs are cropping up more in nontraditional settings — boutique retail stores, restaurants and doctor’s offices — according to cash automation manufacturer and distributor Wittenbach. The company said it’s also witnessing demand for mobile ATM locations that can be transported easily to places with a variable amount of foot traffic.“And they are performing different services in the connected economy,” PYMNTS wrote. “For example, NCR Atelos … is positioning its machines as a full-service location that can allow deposits, cash recycling and access to account information