Full-Time

AML Compliance Analyst

Fraud & Securities Surveillance

Posted on 10/2/2025

Alpaca

Alpaca

201-500 employees

API-first brokerage powering client trading platforms

No salary listed

Remote in USA

Remote

Candidates must be based in North America.

Category
Finance & Banking (2)
,
Requirements
  • * 1–3 years of experience in financial crime investigations (AML, fraud, securities fraud, or related disciplines).
  • * Strong understanding of U.S. regulatory requirements (e.g., BSA/AML, USA PATRIOT Act, SEC/FINRA regulations).
  • * Demonstrated ability to identify and escalate potential market manipulation or suspicious trading activity.
  • * Proficiency in transaction monitoring systems and case management tools.
  • * Strong analytical, documentation, and SAR-writing skills.
  • * Effective communication and problem-solving abilities.
  • * Experience with Google Sheets or MS Excel, including pivot tables and advanced filtering.
  • * Working knowledge of domestic and international payment systems.
Responsibilities
  • * Collaborate with the AMLCO to implement and refine investigative procedures cross CIP/KYC, AML, Anti-Fraud, and Securities Fraud Monitoring initiatives.
  • * Conduct in-depth investigations into potentially suspicious activity, including securities fraud, account manipulation, and other financial crimes identified through transaction monitoring alerts, escalations, and referrals.
  • * Prepare, document, and file Suspicious Activity Reports (SARs) in compliance with
  • * FinCEN requirements and internal policies.
  • * Review and respond to sanctions screening alerts, FinCEN 314(a) and 314(b) requests, and other regulatory inquiries.
  • * Maintain and continuously update firm-wide risk assessments covering BSA/AML, and sanctions, fraud, and securities surveillance programs.
  • * Partner with internal stakeholders and assist during external audits, examinations, and regulatory engagements.
  • * Provide guidance and support across various business units, including trading, operations, and customer support, to ensure alignment with compliance protocols.
  • * Stay abreast of regulatory developments and industry best practices, particularly those related to the Bank Secrecy Act, the USA PATRIOT Act, OFAC regulations, and SEC/FINRA rules.
  • * Support the development and refinement of policies, procedures, monitoring controls, and compliance reporting mechanisms.
  • * Lead and contribute to special projects, compile investigative findings, and prepare reports for management, regulators, and auditors.

Alpaca provides an API-first brokerage platform that lets businesses add stock trading to their apps without becoming brokers. Its API handles trading, settlement, and regulatory compliance for partner apps, with FINRA/SIPC membership ensuring credibility. In addition to equities, it offers Local Currency Trading API for international investors to trade US stocks in their local currency, plus crypto wallets and coin-pair trading (BTC, USD, USDT, USDC) to expand services. Its goal is to help businesses quickly deploy trading features to their customers by supplying the broker infrastructure and volume-based pricing.

Company Size

201-500

Company Stage

Series D

Total Funding

$329.1M

Headquarters

San Mateo, California

Founded

2015

Simplify Jobs

Simplify's Take

What believers are saying

  • API usage surged 4x in Q1 2026 from AI-driven natural language interfaces lowering barriers.
  • $150M Series D at $1.15B valuation in January 2026 funds global expansion to 40+ countries.
  • 94% market share in tokenized US stocks powers Instant Tokenization Network with xStocks and Ondo.

What critics are saying

  • Stripe's embedded brokerage APIs erode B2B clients within 12-24 months.
  • FCA scrutiny on WealthKernel triggers fines halting Alpaca Europe in 6-12 months.
  • OpenAI partners with Polygon.io bypassing Alpaca's MCP Server in 12-18 months.

What makes Alpaca unique

  • Alpaca delivers API-first brokerage infrastructure for stocks, options, crypto, and tokenized equities.
  • WealthKernel acquisition enables regulated UK and EU brokerage with Xetra trading launched in 2026.
  • MCP Server integrates AI tools like ChatGPT for natural language market data access.

Help us improve and share your feedback! Did you find this helpful?

Benefits

Competitive salary & stock options

Medical, dental, & vision

Home office setup stipend

Monthly Brex Card stipend

Growth & Insights and Company News

Headcount

6 month growth

-3%

1 year growth

-1%

2 year growth

-4%
FX News Group
Mar 18th, 2026
BridgeWise, Alpaca team up to empower investors with ai-driven insights.

BridgeWise, Alpaca team up to empower investors with ai-driven insights. Alpaca, a self-clearing broker-dealer, and BridgeWise, a wealth AI provider, today announced a partnership to bring institutional-grade investment insights to Alpaca's expansive ecosystem. Through this partnership, BridgeWise's sophisticated multi-language AI analysis of over 70,000 global securities is now accessible to the hundreds of brokerages, banks, and financial institutions that build on Alpaca's Broker API. By bridging the gap between BridgeWise's intelligence and Alpaca's high-performance brokerage infrastructure, the partnership provides a unified, "intelligence-to-execution" experience for partners and their end-users globally. As the financial landscape becomes increasingly complex, this partnership focuses on empowering investors with clarity and speed. BridgeWise provides the "Why" behind every recommendation, using proprietary verticalized AI to transform vast datasets and technical indicators into clear, actionable insights in over 20 languages. Alpaca provides the "How," offering the scalable, multi-asset infrastructure that allows these insights to be acted upon instantly across asset types. "Alpaca has set the gold standard for brokerage infrastructure, providing the foundational layer that modern financial institutions depend on," said Dor Eligula, CBO and Co-Founder of BridgeWise. "Making BridgeWise's AI solutions available through our partnership with Alpaca is a natural fit. We are thrilled to collaborate with a team that shares our commitment to removing friction and delivering accessible and informed investor experiences for everyone." Financial platforms can now leverage BridgeWise to deliver clear, institutional-grade asset analysis and ratings, while utilizing Alpaca's Broker API to allow users to act on those insights with instant, secure trade execution. "BridgeWise has built an impressive AI engine that delivers high-level analysis previously reserved for professional desks," said Tarun Ajwani, CRO at Alpaca. "By combining BridgeWise's intelligence tools with Alpaca's developer-first infrastructure, our partners can provide a more holistic and empowered experience for their users."

Business Wire
Mar 10th, 2026
trii launches US stock trading in Chile powered by Alpaca's brokerage infrastructure

trii, a Latin American investing app, has launched US stock trading in Chile powered by Alpaca's brokerage infrastructure APIs. The platform provides Chilean retail investors access to US stocks, ETFs, options, fixed income and crypto through a mobile-first interface with low commissions. The launch addresses barriers facing Latin American investors, including high fees and limited financial education. Recent data shows over 62% of Chileans find investing difficult due to lack of knowledge and accessible tools. Through Alpaca's API-driven infrastructure, trii now enables hundreds of thousands of Chilean investors to access US markets and diversify beyond local currency risks. "US stocks open a completely different level of opportunity for our customers," said Carlos Guayara, trii's founder. The partnership allows trii to focus on product development and user experience whilst relying on Alpaca for execution and market access.

Alpaca
Mar 5th, 2026
OpenAI Integrates Alpaca's Market Data Functionality as Part of ChatGPT for Financial Services

OpenAI integrates Alpaca's market data functionality as part of ChatGPT for financial services. Today, OpenAI announced their new financial data integration in ChatGPT, empowering analysts and developers to synthesize market data and research into decision-ready analysis. Alpaca is included as one of the first integrations, bringing market data directly into the ChatGPT experience. This launch marks an important step in how developers, traders, and data-driven teams can interact with financial markets using natural language. With Alpaca's integration, ChatGPT users can explore market data across stocks, options, and crypto by simply asking questions, without switching tools or writing code. This helps empower anyone to retrieve historical and real-time market data such as quote prices, snapshots, option chains, Greeks, and bar data with just a simple prompt. Example prompts include: * "How has AAPL performed this quarter compared to GOOG?" * "Show me the SPY option chain that expires next Friday." * "What is the latest 15 minute bar data for BTC/USD?" By combining Alpaca's market data with ChatGPT's conversational interface, users can move quickly from curiosity to insight, changing how information can be analyzed and strategies can be implemented. The integration with ChatGPT is an extension of Alpaca's MCP Server, which connects AI interfaces to Alpaca's Trading API capabilities through the Model Context Protocol. While Alpaca's integration with ChatGPT prioritizes market data access, Alpaca's MCP Server is also available as a self hosted solution for developers who want to build more AI driven trading workflows across their own tools and environments. This launch reflects Alpaca's continued focus on meeting developers where they already work, while supporting the growing ecosystem of AI powered applications. Get started. You can start using Alpaca's integration today by visiting ChatGPT's apps directory and enabling Alpaca from your ChatGPT Plus plan. If you're a developer and interested in the full capabilities of Alpaca's MCP Server, including self hosted deployments, visit Alpaca's official MCP Server page. You can also log in or sign up for a Trading API account and connect it to the AI tools you already use. The symbols used for demonstration purposes and should not be considered investment advice. Insights generated by its MCP server and connected AI agents are for educational and informational purposes only and should not be taken as investment advice. Alpaca does not recommend any specific securities or investment strategies. Past performance from models does not guarantee future results. Please conduct your own due diligence before making any decisions. All firms mentioned operate independently and are not liable for one another. The content of this article is for general informational purposes only. All examples are for educational and illustrative purposes only. Options trading is not suitable for all investors due to its inherent high risk, which can potentially result in significant losses. Please read Characteristics and Risks of Standardized Options before investing. Fractional share trading allows a customer to buy and sell fractional share quantities and dollar amounts of certain securities. Fractional share trading presents unique risks and is subject to particular limitations that you should be aware of before engaging in such activity. See Alpaca Customer Agreement at https://alpaca.markets/disclosures for more details. All investments involve risk and the past performance of a security, or financial product does not guarantee future results or returns. There is no guarantee that any investment strategy will achieve its objectives. Keep in mind that while diversification may help spread risk, it does not assure a profit, or protect against loss. There is always the potential of losing money when you invest in securities, or other financial products. Investors should consider their investment objectives and risks carefully before investing. AlpacaDB, Inc., the parent company of Alpaca Clearing and Alpaca Crypto LLC, provides services and technology, including the brokerage infrastructure API supporting Alpaca's financial services. Securities brokerage services are provided by Alpaca Securities LLC (dba Alpaca Clearing), member FINRA/SIPC, a wholly-owned subsidiary of AlpacaDB, Inc. Technology and services are offered by AlpacaDB, Inc. Cryptocurrency services are made available by Alpaca Crypto LLC ("Alpaca Crypto"), a FinCEN registered money services business (NMLS # 2160858), and a wholly-owned subsidiary of AlpacaDB, Inc. Alpaca Crypto is not a member of SIPC or FINRA. Cryptocurrencies are not stocks and your cryptocurrency investments are not protected by either FDIC or SIPC. Please see the Disclosure Library for more information. Cryptocurrency is highly speculative in nature, involves a high degree of risks, such as volatile market price swings, market manipulation, flash crashes, and cybersecurity risks. Cryptocurrency regulations are continuously evolving, and it is your responsibility to understand and abide by them. Cryptocurrency trading can lead to large, immediate and permanent loss of financial value. You should have appropriate knowledge and experience before engaging in cryptocurrency trading. For additional information, please click here. This is not an offer, solicitation of an offer, or advice to buy or sell securities or cryptocurrencies or open a brokerage account or cryptocurrency account in any jurisdiction where Alpaca Clearing or Alpaca Crypto, respectively, are not registered or licensed, as applicable.

Crypto Reporter
Feb 26th, 2026
Musaffa Expands Faith-Aligned Investing With Their Global Halal Investment Platform for US Markets

Musaffa expands faith-aligned investing with their Global Halal Investment Platform for US markets. NEW YORK-(BUSINESS WIRE)-Musaffa, a leading fintech platform dedicated to Shariah-compliant investment research and Islamic Finance Education, recently announced the launch of its Global Halal Investment Platform. This new platform provides 600,000+ Muslim investors across 200+ countries with expanded access to US capital markets via regulated and scalable trading and investment infrastructure while embedding Shariah compliance directly into the investing experience. The launch is powered by Alpaca, a global leader in brokerage infrastructure APIs, providing access to options, stocks, ETFs, and fixed income. Muslim investors continue to face significant barriers when attempting to access global markets, including fragmented tools, limited access, or a lack of clear regulatory oversight. The absence of a unified system can lead to classification inconsistencies, where a stock may lose its Shariah-compliant status without the investor's immediate knowledge, putting the trust of the end-user at risk. At the same time, demand for Shariah-compliant investing is increasing, with global Islamic finance assets projected to reach $9.7 trillion USD by 2029, marking an average annual growth rate of 10%. Islamic fintech now represents 3% of total assets, signaling opportunities for digital platforms to integrate faith-aligned financial services alongside modern trading practices. To address both the barriers and opportunities, Musaffa integrated with Alpaca's Broker API. "Traditionally, Muslim investors have relied on multiple disconnected tools, including separate platforms for screening, trading, purification calculations, and zakat tracking. This fragmentation creates unnecessary manual effort and high levels of uncertainty," explained Dilshod Jumaniyazov, Co-Founder and CEO of Musaffa. "By partnering with Alpaca, Musaffa is expanding access to US capital markets via modern, scalable trading infrastructure while embedding Shariah compliance directly into the investing experience. This launch represents a unique step forward, helping make transparent, trustworthy, and faith-aligned investing more accessible for investors who have been underserved." By reducing manual processes and ambiguity, Musaffa is helping investors engage with the market more confidently while remaining aligned with their religious values. "We're proud to empower partners like Musaffa in bridging the gap between the rapidly growing demand for faith-aligned access to US markets without friction," said Yoshi Yokokawa, Co-Founder and CEO of Alpaca. "Providing infrastructure that partners use to build embeddable Shariah-compliant solutions is important for Alpaca as we expand financial accessibility globally. We're honored to support Musaffa in enabling transparent, faith-aligned trading experiences to hundreds of thousands of investors worldwide." Musaffa looks to expand to 24/5 trading access in the near future. About Alpaca Alpaca is a US-headquartered, self-clearing broker-dealer and a global leader in brokerage infrastructure APIs providing access to stocks, ETFs, options, fixed income, and crypto. Alpaca delivers embeddable finance solutions for tokenization, fully paid securities lending, high-yield cash, 24/5 trading, Shariah-compliant investing, and more. Today, Alpaca powers over 9 million brokerage accounts across hundreds of fintechs and institutions in 40+ countries with over $320M in funding. For more information, visit: alpaca.markets. About Musaffa Based in New York City, Musaffa is a Halal Investment Research Platform that empowers investors to make informed, confident financial decisions. The platform provides comprehensive tools to screen stocks and ETFs for compliance with Islamic principles and ethical standards, offers financial education resources, and enables users to invest in halal and ethical financial products via a simple, user-friendly interface. Recognized as one of the 30 Notable Islamic Fintechs for three consecutive years, Musaffa currently serves 600,000+ members across 200 countries and is on a mission to make halal, values-driven investing accessible to millions worldwide. For more information, visit: musaffa.com. Alpaca does not make any representation that its products or services are Shariah-compliant. Customers are solely responsible for determining whether any offering meets their own Shariah requirements. Securities brokerage services are provided by Alpaca Securities LLC (dba "Alpaca Clearing"), member FINRA/SIPC, a wholly owned subsidiary of AlpacaDB, Inc. AlpacaDB, Inc., the parent company of Alpaca Securities LLC and Alpaca Crypto LLC, provides services and technology, including the brokerage infrastructure API supporting Alpaca's financial services. Cryptocurrency services are provided by Alpaca Crypto LLC, a FinCEN-registered MSB (NMLS #2160858) and subsidiary of AlpacaDB, Inc. This is not an offer, solicitation of an offer, or advice to buy or sell securities or cryptocurrencies or open a brokerage account or cryptocurrency account in any jurisdiction where Alpaca Securities or Alpaca Crypto, respectively, are not registered or licensed, as applicable. All investments involve risk; for more information, please see its Disclosure Library.

Business Wire
Feb 26th, 2026
Musaffa launches global halal investment platform for 600,000+ Muslim investors in US markets

Musaffa, a fintech platform for Shariah-compliant investment research, has launched its Global Halal Investment Platform for US markets, serving over 600,000 Muslim investors across 200-plus countries. The platform is powered by Alpaca's brokerage infrastructure APIs, providing access to stocks, ETFs, options and fixed income. The launch addresses barriers facing Muslim investors, including fragmented tools and lack of regulatory oversight. Global Islamic finance assets are projected to reach $9.7 trillion by 2029, growing at 10% annually, with Islamic fintech representing 3% of total assets. Musaffa integrates Shariah compliance directly into the investing experience, eliminating the need for multiple disconnected tools for screening, trading and purification calculations. The New York-based company plans to expand to 24/5 trading access and has been recognised as a notable Islamic fintech for three consecutive years.

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