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M&T Bank

Full-service banking with mortgage, deposits, loans

Financial Analyst 4 - Finance/Risk Data Governance

Full-TimePosted on 10/27/2026
$89.6k - $149.3k/yr
Senior
Bachelor's, Master's, MBA, PhD, Associate's
Buffalo, NY, USA
HybridHybrid; requires in-office work four days every week at One M&T Plaza in Buffalo. Some flexibility within the M&T footprint.
Data & AnalyticsData Management
No H1B Sponsorship

About the job

Requirements
  • A bachelor's degree and at least 5 years of relevant experience, or an associate degree and at least 7 years of relevant experience, in data governance, information systems, accounting, auditing, operations, or financial institutions.
  • Intermediate knowledge of data management concepts, terminology, roles, and responsibilities.
  • Proficiency with modeling, querying, visualization, reporting, and automation tools.
  • Ability to conduct complex research and analysis, draw valid conclusions, and communicate recommendations clearly.
  • Strong written and verbal communication skills, sound judgment, and ability to manage multiple projects and priorities.
  • Understanding and adherence to company risk and regulatory standards, policies, and controls in accordance with the company's Risk Appetite.
  • Maintenance of internal control standards, including timely implementation of internal and external audit points and issues raised by external regulators, as applicable.
Responsibilities
  • Partner with report owners, model owners, data stakeholders, technology teams, and other business partners to understand regulatory reporting requirements and supporting data, and implement data governance requirements for Finance priority data use cases.
  • Conduct independent research and complex analytical projects involving governance of Finance-identified priority data, including research into industry standards and pertinent government regulations.
  • Provide advice and options to senior management on data governance matters and strategic data management objectives.
  • Monitor adherence to Finance and enterprise data policies and standards, and coordinate follow-up when gaps or risks are identified.
  • Support development and maintenance of data governance artifacts, including business and technical metadata, data lineage, data classifications, governance procedures, and related documentation.
  • Build and maintain advanced data governance reporting, workflow, querying, visualization, and automation tools.
  • Write clear, concise summaries of analytical work, governance conclusions, recommendations, and matters requiring management attention.
  • Design and lead projects of moderate scope and visibility, using complex judgment and advanced analytical thought to develop practical, defensible recommendations.
  • Train, mentor, and develop junior team members; share responsibility for team workload and department and project objectives, including volume, quality, and timeliness expectations.
  • Ensure the accuracy and quality of individual and team work products.
  • Identify risk-related issues requiring escalation to management.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Complete other related duties as assigned.
Desired Qualifications
  • An advanced degree, such as an MBA, MS, or PhD, or a relevant professional certification, such as CPA, CFA, or CDMP.
  • Experience developing or implementing data management or data governance policies, standards, procedures, or controls with limited oversight.
  • Experience with metadata, lineage, data quality, issue management, data classification, or governance of regulatory reports and financial models.
  • Ability to navigate and retrieve data from databases directly or through application programming interfaces, and experience with query languages in big-data or cloud environments.
  • Knowledge of regulatory reporting concepts, or ability to quickly develop an understanding of regulatory reports, their purpose, underlying data, and associated reporting requirements.

About the company

M&T Bank is a full-service financial institution that offers a wide range of banking solutions for individuals, small businesses, and larger enterprises. Its products include personal and business checking accounts, mortgage assistance programs, loans, deposits, investment products, and mobile banking. The bank serves mainly customers in the Northeastern and Mid-Atlantic United States and emphasizes community engagement and customer-focused service. It generates revenue from interest income, fees, and service charges tied to loans, deposits, and other financial products. The company’s recent merger with United Bank, N.A. expands its footprint and enhances its service offerings. The goal is to provide accessible financial services to communities while growing its market presence and deepening local connections.

Company Size

10,001+

Company Stage

IPO

Headquarters

Buffalo, New York

Founded

1993

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Simplify's Take

What believers are saying

  • On July 15, 2026, M&T reported record quarterly EPS of $5.32.
  • Average loans rose $3.0 billion in Q2 2026, led by commercial lending and CRE.
  • M&T repurchased $465 million of stock in Q2 2026 while CET1 stayed 10.19%.

What critics are saying

  • Average deposits fell $0.7 billion in Q2 2026, tightening funding and forcing pricier borrowings.
  • Commercial real estate balances reached $24.5 billion; 2027 refinancing stress hits credit costs and earnings.
  • A severe CRE downturn forces reserve spikes, buyback cuts, and capital-trapping regulation through 2027.

What makes M&T Bank unique

  • M&T Bank’s Q2 2026 balance sheet paired $168.9 billion deposits with $141.4 billion loans.
  • Ninety percent of C&I businesses grew quarter-over-quarter in Q2 2026, proving deep relationship banking.
  • The People’s United merger expanded M&T’s Northeast-Atlantic branch and deposit footprint after 2022.

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Benefits

  • 401(k) Company Match
  • 401(k) Retirement Plan
  • Flexible Work Hours
  • Hybrid Work Options
  • Paid Vacation
  • Paid Holidays
  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • Health Savings Account/Flexible Spending Account

Growth & Insights and Company News

6 month growth

0%

1 year growth

11%

2 year growth

11%
PR Newswire
Oct 26th, 2026
M&T Bank and Wilmington Trust appoint Brian Green as chief investment officer

M&T Bank Corp. has named Brian Green chief investment officer for M&T Bank and Wilmington Trust, effective October 26, 2026. He succeeds Tony Roth, who retires at the end of this year. Green will lead the Asset Management team of economists, strategists, researchers, and portfolio managers serving wealth and institutional clients. He will set the investment philosophy and oversee strategies, reporting to Lisa Roberts, head of wealth management at Wilmington Trust. Green has more than 30 years of experience in investment management and private wealth. He most recently served as chief investment officer of private wealth at Glenmede Trust Co. and earlier held investment roles at BNY Mellon and JPMorgan Chase. "Brian has extensive experience developing tailored investment solutions for both individual and institutional clients," Roberts said.

Yahoo Finance
Oct 18th, 2026
M&T Bank Q3 net income falls to $732M as costs rise and margin slips to 3.65%

M&T Bank reported third-quarter 2026 net income of $732 million, down from $754 million a year earlier. Its shares slipped about 1.5% on the first trading day after the release. Revenue edged up to $2,401 million from $2,388 million. Basic earnings per share rose to $5.08 from $4.85, while net interest margin narrowed to 3.65% from 3.68%. Costs weighed on results. Noninterest expense rose to $1.39 billion, deposit costs climbed to 2.05%, and the cost-to-income ratio reached 54.4%. Capital stayed solid. The bank's CET1 ratio was 10.16% after $323 million of buybacks, and operating return on tangible common equity was 17.3%.

Yahoo Finance
Oct 16th, 2026
M&T Bank hits record SBA 7(a) lending, ranks fifth nationally as market softens; $5B buyback approved

M&T Bank reported record SBA 7(a) loan volume and dollar amounts in its history. It ranked first in fiscal year 2026 by number of loans across its communities and rose to fifth nationally among SBA 7(a) lenders. The result comes as national SBA 7(a) activity pulled back. It marks 18 consecutive years as a leading SBA lender for the bank. On March 30, the board authorised share repurchases of up to $5,000 million. Management intends to run a CET1 ratio toward the lower end of the 10% to 10.5% range. Risks remain, including funding costs, deposit mix, and high noninterest expenses.

MarketScreener
Oct 2nd, 2026
NETSTREIT Corp. Announces $550.0 Million in Additional Financing Commitments and Amendments to Existing Credit Facilities

NETSTREIT Corp. announced the closing of $550.0 million in additional financing commitments and amendments to its existing credit facilities agented by PNC Bank, National Association , Wells Fargo...

TipRanks
Sep 18th, 2026
Constellation Brands secures $300M delayed draw term loan for corporate flexibility

Constellation Brands has entered into a new term loan credit agreement worth up to $300 million with Manufacturers and Traders Trust Company and other lenders. The delayed draw facility, established on 18 September 2026, will be used for general corporate purposes, including potential debt repayment. The two-year term loans carry interest linked to Term SOFR or a base rate with rating-based margins. Unused commitments will incur a ticking fee beginning 30 days after closing. The agreement includes covenants that mirror the company's existing revolving credit facility. These impose limits on subsidiary indebtedness, liens, mergers, affiliate transactions, and sale-leasebacks, whilst requiring minimum interest coverage and maximum net leverage ratios. The structure is designed to reinforce Constellation Brands' financial flexibility and balance-sheet management.