Financial Analysis - Emerging Growth Segments

Our Financial Analysis team provides strategic financial analysis and decision support, including business case development, customer and P&L analysis, forecasting, budgeting, and development of new reporting capabilities.

As a Financial Analysis Senior Associate supporting Emerging Growth Segments within Consumer Bank Finance, you will partner across Finance, Segment, Product, Strategy and Analytics teams to provide financial rigor and actionable insights supporting key business priorities. You will analyze segment and customer economics, evaluate strategic initiatives, develop business cases and financial models, and translate complex financial and customer data into clear insights and recommendations for senior management. The role will also support P&L performance analysis, Business Unit Reviews (BURs), forecasting and executive reporting.

Job Responsibilities

• Provide financial analysis and data-driven insights supporting Emerging Growth Segments and strategic business priorities
• Analyze segment and product P&Ls, including variance analysis across actuals, forecasts and budgets, and clearly articulate key business drivers
• Develop financial business cases, discounted cash flow models, and scenario and sensitivity analyses to evaluate strategic initiatives and investment opportunities
• Conduct customer, segment and profitability analyses to identify trends, opportunities and financial implications that inform business decisions
• Prepare and present Business Unit Review (BUR), management reporting and executive-level materials, translating financial results into clear insights and recommendations
• Support forecasting, target setting and performance monitoring by connecting financial results with underlying business and customer drivers
• Partner across Finance, Segment, Product, Strategy and Analytics teams to align assumptions, evaluate business performance and support strategic decisions
• Develop ad hoc financial and customer analyses addressing emerging business questions and opportunities
• Identify opportunities to enhance analytical frameworks, reporting and processes through simplification and automation
• Build strong stakeholder relationships and communicate complex financial concepts clearly to Finance and non-Finance audiences

Required Qualifications, Capabilities and Skills

• Bachelor’s degree in Finance, Accounting, Economics, Mathematics, Business or related field
• 4+ years of experience in financial analysis, FP&A, financial modeling or a similar analytical role
• Strong understanding of P&L drivers, profitability analysis, valuation concepts and discounted cash flow modeling
• Demonstrated experience developing financial business cases, including scenario and sensitivity analyses
• Strong analytical and problem-solving skills with the ability to synthesize financial and customer data into actionable insights
• Experience performing P&L variance analysis and clearly explaining drivers versus forecast, budget and prior periods
• Strong written and verbal communication skills with the ability to develop and present concise, executive-ready materials
• Advanced proficiency in Microsoft Excel and PowerPoint, including financial modeling and presentation development
• Ability to build effective partnerships across Finance, Product, Strategy, Analytics and business teams
• Self-starter with strong judgment, intellectual curiosity and the ability to independently structure and execute analysis in a fast-paced environment
• Strong organizational and prioritization skills with the ability to manage multiple deliverables and tight deadlines

Additional Information

To be eligible for this role, you must be authorized to work in the United States. We do not offer any type of employment-based immigration sponsorship for this role. Likewise, JPMorgan Chase & Co. will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit, including optional practical training (OPT) or curricular practical training (CPT). This role is not eligible for relocation assistance.