C

Chubb

Global property & casualty insurer

ESIS Recovery Specialist

Full-Time
$69k - $110k+ Discretionary annual incentive
Senior
Bachelor's
Cheektowaga, NY, USA+2 moreMore locations: Philadelphia, PA, USA | White House Station, Readington Township, NJ, USA
In Person
InsuranceClaims Adjudication

About the job

Requirements
  • Five to seven years of experience handling workers’ compensation claims.
  • Familiarity with subrogation billing systems and claims management platforms.
  • Strong analytical, organizational, and time management skills, with the ability to manage a high-volume caseload.
  • Excellent written and verbal communication skills, with the ability to interact professionally with clients, brokers, and carriers.
  • Ability to manage multiple priorities and meet deadlines in a fast-paced environment.
  • A client-focused approach and commitment to quality service outcomes.
  • A collaborative approach, adaptability, and a continuous improvement mindset.
  • A strong sense of accountability and professional integrity.
  • An applicable resident or designated home state adjuster’s license is required for ESIS Field Claims Adjusters; adjusters who do not fulfill licensing requirements will not meet ESIS employment requirements for handling claims. ESIS allows up to four months to pass the adjuster licensing exam and supports independent self-study time.
Responsibilities
  • Manage, investigate, and resolve workers’ compensation subrogation recovery files on behalf of RSI clients within the ESIS/Chubb framework.
  • Maintain high-quality recovery file handling, with an average quality review score of 90% and a target of 95% or above.
  • Maintain diaries so that no item exceeds 30 days from the current date.
  • Achieve a 95% success rate when applying fees to recoveries.
  • Maintain a closing ratio of at least 100%.
  • Achieve 90% compliance with best practices by indexing all emails and attached documents into the claim system within five business days of receipt.
  • Complete preliminary reviews of all new referrals within five business days of assignment.
  • Support RSI’s overall revenue and recovery goals.
  • Maintain accurate data entry and billing records.
  • Develop proficiency in claims and subrogation management systems.
  • Maintain professional business relationships with key internal and external contacts.
  • Identify and implement efficient case handling practices to support timely file closure and settlement where appropriate.
  • Direct investigations, evaluate third-party liability, pursue subrogation recoveries, and negotiate settlements for workers’ compensation and/or AGL claims in multiple jurisdictions.
  • Manage files in litigation and direct subrogation counsel as appropriate.
  • Pursue promise-to-pay cases after settlement has been reached.
  • Respond promptly and professionally to client and Account Executive inquiries.
  • Provide accurate and timely claim review status reports to relevant stakeholders.
  • Participate in claim reviews with claim staff as requested or directed by management.
  • Comply with all recovery instructions and established service protocols on an account-by-account basis.
  • Provide thoughtful and timely responses to management and customer inquiries.
  • Provide training and knowledge sharing to ESIS/Chubb staff as requested by RSI Management.
  • Develop and maintain strong business relationships with key clients, claim staff, and Account Executives.
Desired Qualifications
  • Experience in workers’ compensation claims handling, subrogation, or recovery services.
  • A college degree and state licenses are preferred.

About the company

Chubb is the world’s largest publicly traded property and casualty insurer, offering a wide range of insurance products across 54 countries, including commercial and personal P&C, personal accident and supplemental health, reinsurance, and life insurance. It underwrites by assessing, pricing, and managing risk, and it pays claims fairly and promptly under policy terms. Its scale, broad product lines, global reach, and strong financial strength help it serve diverse clients and handle large or long-tail risks with confidence. Its goal is to help people and businesses manage risk through clear policy terms, reliable protection, and steady financial resilience.

Company Size

10,001+

Company Stage

IPO

Headquarters

Zurich, Switzerland

Founded

1985

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q2 2026 premiums rose 3.6%, with P&C underwriting income up 18.8%.
  • Record investment income hit $1.76 billion pre-tax in Q2 2026.
  • Vaultik partnership expands embedded high-net-worth insurance through AI authentication and instant quoting.

What critics are saying

  • Evan Greenberg plans a 20% global headcount cut over three years.
  • Large-account property pricing softened in Q2 2026, squeezing commercial growth.
  • A severe catastrophe cluster or marine war loss can erase underwriting gains fast.

What makes Chubb unique

  • Chubb is the largest publicly traded P&C insurer, with 54-country operating reach.
  • Its July 2026 Q2 combined ratio of 83.8% shows disciplined underwriting.
  • Digital leadership now splits AI science, platform execution, and partnership growth.

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Benefits

  • Performance Bonus

Growth & Insights and Company News

6 month growth

10%

1 year growth

11%

2 year growth

11%
Yahoo Finance
Oct 22nd, 2026
Travelers and Chubb keep 16 cents of every premium dollar, backed by $272B in investments

Travelers and Chubb keep about 16 cents or more of every premium dollar as underwriting profit, making them appealing to growth-minded investors. Travelers posted an underlying combined ratio of 84.1% in the third quarter of 2026. Chubb's ratio was 81.3% in the US, 86.4% abroad, and 80.7% in reinsurance. A ratio below 100% signals a profit. Premiums are paid up front and claims later, so insurers can invest the "float" in between. Travelers' portfolio is worth $100 billion and Chubb's $172 billion. Travelers earned nearly $1.1 billion in investment income in the second quarter, and Chubb more than $1.7 billion. Both trade above their five-year average price-to-book ratios, and each yields just over 1%, so value and income investors may look elsewhere.

Yahoo Finance
Oct 21st, 2026
Chubb shares up 105% in five years: is the $357.75 price still undervalued?

Chubb shares have returned 105.5% over the past five years, and the stock now trades at $357.75 and 12.3 times earnings. An Excess Returns analysis by Simply Wall St asks whether the insurer's returns on capital justify that price. The model uses a book value of $195.45 per share and a stable earnings estimate of $30.40 per share, based on forecasts from 12 analysts. It puts the excess return at $14.57 per share, with average return on equity of 13.56%. Chubb Wealth recently partnered with Hamilton Lane to widen access to private market investments in Hong Kong. That may add fee income and options for deploying capital. Chubb reported record adjusted net investment income of $1.88 billion on a $175 billion invested asset base.

PR Newswire
Oct 20th, 2026
Chubb posts record $2.98B core operating income in Q3 as net premiums written rise 1.9% to $15.1B

Chubb reported third-quarter net income of $2.84 billion, or $7.30 per share, up 1.5% and 4.4% respectively. Core operating income was $2.98 billion, or $7.66 per share, down 2.2% in total and up 0.8% per share. Consolidated net premiums written rose 1.9% to $15.1 billion. The property and casualty (P&C) combined ratio was 84.1%, with underwriting income of $2.06 billion. Catastrophe losses reached $705 million, against $285 million a year earlier. For the nine months, net income hit a record $8.02 billion, and core operating income a record $8.60 billion. Chief executive officer Evan Greenberg called it "a really strong quarter." The company returned $1.57 billion to shareholders in the quarter.

Yahoo Finance
Oct 1st, 2026
AM Best affirms Chubb Perú's A rating with stable outlook

AM Best has affirmed the Financial Strength Rating of A (Excellent) and Long-Term Issuer Credit Rating of "a+" (Excellent) for Chubb Perú S.A. Compañía de Seguros y Reaseguros, with stable outlooks. The ratings reflect the company's strongest balance sheet strength, adequate operating performance, neutral business profile and appropriate enterprise risk management. Chubb Perú, which began operations in 1998, is the ninth-largest insurance operation in Peru as of August 2026. The company maintains a diversified portfolio, with 47% in property/casualty products, 40% in accident and health, and 13% in life insurance. The insurer's total capital base reached $46 million in 2025, whilst recording historic net income of $10.4 million. The company continues to post profitable results through August 2026.

Associated Press
Aug 19th, 2026
Vaultik partners with Chubb to offer AI-powered watch and jewellery authentication, valuation and insurance

Vaultik has partnered with Chubb to streamline the process of authenticating, valuing, and insuring watches and jewellery. Through Vaultik's platform, owners can photograph their items and receive AI-powered authentication and valuation results, reviewed by experts at Birmingham Assay Office. Eligible customers can then request insurance quotes from Chubb and purchase coverage digitally within the same application. The collaboration addresses a traditionally fragmented process that typically requires separate appointments for appraisal and insurance. The service is available through Vaultik's Collect App and can be offered by retailers, jewellers, and marketplace sellers. Vaultik currently partners with WhatNot and eBay Live. Vaultik's KYP protocol generates authentication and valuation outputs from photographs, whilst Birmingham Assay Office provides specialist review. Chubb underwrites the insurance coverage for eligible items.