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Anza Mortgage Insurance

Technology-enabled mortgage insurance provider

Director of HR

Full-TimePosted on 9/29/2026
No salary listed
Expert
Bachelor's
Wilmington, NC, USA
In Person

About the job

Requirements
  • At least 7 years of progressive human resources experience, with a strong human resources business partner, human resources generalist, or similarly broad-based background.
  • Hands-on experience across several core human resources disciplines, including employee relations, performance management, recruiting, benefits, compensation support, and employment compliance.
  • Experience operating in a lean organization where the human resources leader is expected to do the work as well as lead it.
  • Strong working knowledge of employment law across multiple states and practical human resources best practices.
Responsibilities
  • Translate company and executive priorities into practical human resources actions, processes, and support for managers and employees.
  • Provide sound, candid human resources guidance to leaders and managers, and promptly raise significant legal and employee-relations risks, including to senior leadership.
  • Manage limited internal human resources support and outsourced resources while personally owning a meaningful share of day-to-day work.
  • Use human resources data and reporting to support decisions, identify issues, and improve execution.
  • Own and actively participate in recruiting, onboarding, employee relations, performance management, compensation support, benefits, leave administration, and offboarding.
  • Ensure compliance with applicable employment laws and maintain appropriate employee records, documentation, policies, and controls.
  • Partner with IT and Information Security on human-resources-related controls, including background checks, employee access-change notifications, required training, confidentiality requirements, and other workforce-related compliance responsibilities.
  • Administer and continuously improve Rippling, including employee data, workflows, reporting, onboarding, and other human resources processes.
  • Manage payroll updates, including adding new hires and handling salary adjustments, and approve PEO payroll reports for Accounting while overseeing benefits administration, human resources vendors, and the PEO relationship.
  • Use the PEO's human resources services, including compliance guidance, benefits and leave administration, handbook and policy support, and human resources advisory, while retaining ownership of decisions on hiring, performance, discipline and terminations, compensation, employee relations investigations, and policy.
  • Serve as business owner for the PEO and other human resources vendors in Anza's third-party risk management process, working with Information Security on due diligence, contract security terms, and periodic reviews.
  • Evaluate, select, transition, and manage PEO or other human resources service providers as business needs evolve.
  • Keep human resources policies and processes practical, current, and appropriate for a regulated company without creating unnecessary bureaucracy.
  • Lead or directly support full-cycle recruiting for key roles, working with hiring managers to define needs, evaluate candidates, and make sound hiring decisions.
  • Operate and improve the performance management process, including goal setting, manager reviews, feedback, development planning, and performance improvement.
  • Coach managers on employee relations, performance issues, team development, organizational changes, and difficult people decisions.
  • Support employee communications and engagement, and partner with employee-led culture efforts in practical ways that reinforce accountability, collaboration, and Anza's operating model.
Desired Qualifications
  • Hands-on experience administering a human resources information system; experience with Rippling is strongly preferred.
  • Experience evaluating, selecting, transitioning between, or managing PEO relationships, including day-to-day experience working within a PEO or co-employment model, is strongly preferred.
  • Experience in insurance, financial services, fintech, or another regulated industry is preferred.
  • A bachelor's degree in Human Resources or Business Administration is preferred.
  • SHRM or similar human resources certification is preferred.
  • Give timely, candid, well-reasoned advice, including to senior leaders, and raise legal and employee-relations risks early rather than deferring.
  • Enjoy staying close to the work and be effective without a large team or layers of management.
  • Know what to hand off to outsourced partners and what to own, and hold vendors to clear service levels.
  • Be direct, pragmatic, responsive, and focused on solving problems rather than creating process for its own sake.
  • Build trust with managers and employees while maintaining the independence and judgment expected of human resources.
  • Be comfortable with change, incomplete information, and shifting priorities.

About the company

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Anza Mortgage Insurance

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Anza Mortgage Insurance provides mortgage insurance to lenders, with a focus on loans guaranteed by Fannie Mae and Freddie Mac. It underwrites applications using in-house software, automated underwriting, and advanced analytics to assess borrower creditworthiness and manage risk. By building its own operating systems and leveraging AI and analytics, it aims to speed up underwriting and servicing for scalable growth. Its goal is to become the most technology-enabled mortgage insurer and to improve homeownership accessibility, with plans to begin writing business on January 1, 2026 pending regulatory approvals.

Company Size

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Company Stage

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Total Funding

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Headquarters

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Founded

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Simplify Jobs

Simplify's Take

What believers are saying

  • NC DOI found no material adverse findings in 2024 examination.
  • Anza continues hiring in Wilmington across underwriting, operations, product, and engineering roles.
  • Mortgage Scoop reported 2025 GSE talks, showing active market-entry progress.

What critics are saying

  • NC DOI still restricts Anza to no direct or assumed business.
  • Anza needs $500 million and GSE approval before writing any mortgage insurance.
  • A 2026 approval delay keeps Anza pre-revenue and threatens employee retention.

What makes Anza Mortgage Insurance unique

  • Chris Gamaitoni is building a technology-first mortgage insurer from scratch in Raleigh.
  • Anza targets GSE-only mortgage insurance, focused on Fannie Mae and Freddie Mac loans.
  • The company is using in-house software, automation, AI, and analytics for underwriting.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Mental Health Support

Wellness Program

401(k) Company Match

401(k) Retirement Plan

Paid Vacation

Performance Bonus