P

Payoneer

Global payment platform for cross-border transactions

Regulatory Counsel - Europe

Full-Time
No salary listed
Senior
Dublin, Ireland
In PersonEligible candidates must be able to work and live in Ireland or the United Kingdom; occasional travel is required.
LegalLegal Counsel & Legal Support

About the job

Requirements
  • Eligible to work and live in Ireland or the United Kingdom.
  • Qualified to practice law in Ireland or the United Kingdom.
  • At least 6–7 years of legal experience, including experience providing legal advice to the financial services industry.
  • Ability to evaluate fact situations, identify legal issues, analyze and understand statutes and regulations, and recommend appropriate courses of action.
  • Ability to provide practical legal advice and recommendations to internal stakeholders on matters of significant importance to the company.
  • Ability to work independently and collaboratively within a team environment.
  • Ability to handle a diverse set of issues and provide a high level of service to internal customers in a friendly and professional manner.
  • Skill in establishing and maintaining effective working relationships at all levels of the organization.
Responsibilities
  • Provide legal advice to assist Payoneer in evaluating and managing significant and complex payments and financial services regulatory matters in Europe.
  • Support the Ireland and United Kingdom management, compliance, and finance teams in building and maintaining working relationships with regulators.
  • Research, analyze, and determine the effects of evolving regulations in multiple markets, and remain current on regulatory changes that may impact Payoneer’s strategic goals and objectives.
  • Liaise and work with outside counsel in the region.
  • Support business, marketing, and other teams with the development of new services and foster strong relationships across multiple functional areas.
Desired Qualifications
  • Experience providing legal advice to the payments industry.
  • Experience with electronic money institutions.
  • Experience working directly with regulators and regulatory authorities.

About the company

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Payoneer

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cbWebsite

Payoneer provides a global payment platform that helps businesses send and receive money across borders in multiple currencies. It works by giving businesses accounts and payment tools that let them pay suppliers and get paid by customers as if they were local, instead of using costly international wire transfers. It also connects users to major online marketplaces to expand sales opportunities. Compared with traditional banks and other fintechs, Payoneer focuses on reducing transfer fees and simplifying cross-border transactions through a multi-currency account and marketplace connections. The company’s goal is to enable easy, low-cost international payments to support global business expansion.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

New York City, New York

Founded

2005

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Simplify's Take

What believers are saying

  • Nuvei agreed on June 15, 2026 to buy Payoneer for $2.75 billion.
  • Payoneer opened a Gurugram innovation hub on July 13, 2026 for AI development.
  • Bangladesh Bank's July 2026 framework opens bank-mediated cross-border payments to Payoneer partnerships.

What critics are saying

  • Two New York shareholder lawsuits filed August 20 and 21, 2026 seek to block Nuvei's merger.
  • Payoneer's stock disappears if Nuvei closes mid-2027; regulatory approvals remain unresolved.
  • A failed Nuvei merger leaves Payoneer independent, subscale, and exposed to platform fee compression.

What makes Payoneer unique

  • Payoneer serves 2 million customers across 190 countries and 70 currencies.
  • It integrates with 2,000+ marketplaces and platforms, including Amazon, Walmart, eBay, and Airbnb.
  • Its local receiving accounts and payout rails replace costly cross-border wires for SMEs.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Paid Vacation
  • Paid Sick Leave
  • Parental Leave
  • Wellness Program
  • Flexible Work Hours

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

0%
BizClik
Oct 19th, 2026
Payoneer: how Stablecoin is scaling in cross-border payments.

Payoneer: how Stablecoin is scaling in cross-border payments. October 19, 2026 Payoneer's Vice President of Stablecoin Rowland Berry tells FinTech Magazine how enterprises scale stablecoin, where regulation bites and who owns failures Stablecoin is moving out of the pilot phase and into the plumbing of cross-border business. This is the central finding of Stablecoin Steps Up, a research report Payoneer announced at Money20/20 USA which examines how marketplaces and enterprises put stablecoins to work, what benefits they reap and the barriers to broader adoption. Of the senior leaders surveyed, 69% use stablecoin operationally, including 41% at meaningful scale, and some 82% expect it to become part of their financial infrastructure within three years. Speaking exclusively to FinTech Magazine, Rowland Berry, Vice President of Stablecoin at Payoneer, explains what meaningful scale looks like, who owns a payment when it fails and why the economics are more nuanced than "faster and cheaper". Key findings from Payoneer's Stablecoin Steps Up report: * Operational use stands at 69% of respondents, with 41% at meaningful scale * Faster settlement is the most-cited gain, reported by 50% of users and piloting firms * Customer-facing stablecoin capabilities are offered by 33%, with another 50% planning to within three years * Treasury and multi-currency balances are a priority for 92% now or within three years * Measurable value in three or more areas is reported by 82% of firms in 11 or more countries, against 60% of those in fewer * Benefits justify the effort for 90% of meaningful-scale users. Stablecoin at meaningful scale means day-to-day operations. Payoneer's report draws a line between businesses using stablecoin at a meaningful scale and those using it in a more limited way. For Rowland, meaningful scale means stablecoin is a part of day-to-day operations, with meaningful volume in at least one area such as supplier payments, cross-market funding or customer wallets. Conversely, limited scale is still operational use, but restricted to a small group of customers, a single market or lower transaction volumes. "Among the US$100M-plus cross-border businesses we surveyed, all already engaged with stablecoin; 68% of meaningful-scale users call it very valuable, against 20% of firms still piloting," Rowland says. "Value also rises with cross-border volume, from 43% of businesses moving under $50M a year to 65% of those moving more than US$1bn." Stablecoin payment accountability needs a named owner. As stablecoin moves from experimental and into core payment flows, the question of who is responsible when something goes wrong becomes harder to ignore. Reliability and provider accountability are cited to be a concern by 32% of firms surveyed, and Rowland notes that the issue matters more as businesses mature. "Responsibility follows the structure of the payment," Rowland says. "Each party's contractual and regulatory role determines what it owns. "The issuer, wallet provider, payment provider and business may each own part of the chain, but every obligation needs a named owner before something goes wrong." In its view, the biggest challenge for the payments industry is making sure responsibility does not become fragmented across providers when a payment fails; a customer needs a refund or there is a fraud concern Rowland Berry, VP of Stablecoin at Payoneer While providers are able to take on specific parts of the process - compliance, execution, conversion and local delivery are the examples Rowland gives - this does not remove the business's responsibility for governance and customer outcomes. "In our view, the biggest challenge for the payments industry is making sure responsibility does not become fragmented across providers when a payment fails; a customer needs a refund or there is a fraud concern," he adds. "The practical test for any platform is whether it can say who owns each step." He adds that a successful blockchain transfer is only part of a successful payment, with the conversion and pay out step often where problems surface. "If the recipient cannot access or convert the funds, the business problem is still open," he says. "Platforms should agree who handles those exceptions, with a clear escalation path and a resolution route for the customer before they scale." Stablecoin regulation speeds adoption unevenly. According to Stablecoin Steps Up, regulation is both an accelerant and a worry. More than a third of surveyed firms (34%) cite regulatory permission and compliance as a challenge, and Rowland says this is often market-specific: whether a use case is permitted, whether recipients are eligible and which entity is authorised to handle the funds. A global footprint augments the issue. Among businesses operating in at least 11 countries, 43% want regulatory approval in their priority markets before scaling, compared with 32% of less-global businesses. "As our head of compliance puts it, some countries prohibit digital assets outright, and others are silent, so you must know which before you say anything," Rowland says. "Rules are still being written in most places, so progress is real but uneven, and firms need to work through each market's requirements rather than wait for one answer that covers them all." A seamless interface still needs clear controls, disclosures and accountability behind it Rowland Berry, VP of Stablecoin at Payoneer Embedded stablecoin does not make platforms banks. As platforms build financial capabilities into their products, the line between payments provider and bank can look blurred. Rowland says regulatory treatment depends on the activity underneath the product: who issues and holds the funds, who performs conversion and which entity is licensed to provide each service. "Embedded finance is well established," he says. "Platforms offer financial services to their customers through licensed partners that supply the regulated core, and in our view stablecoin is following the same pattern." The customer-facing layer is growing. Some 33% of respondents already offer stablecoin capabilities directly to customers and 50% plan to within three years, while 86% consider embedded customer wallets a priority now or within three years. Rowland cautions that those capabilities should not automatically be equated with banking services, and that planned offerings should not be confused with live products. "The key question is how responsibilities are allocated beneath the customer experience," he says. "A platform needs to understand which activities it performs, which its partners perform and what obligations accompany those roles. A seamless interface still needs clear controls, disclosures and accountability behind it." Key partners for Payoneer. * Bridge powers the embedded stablecoin capabilities Payoneer announced. The Stripe-owned infrastructure provider supplies the end-to-end workflows that let Payoneer customers receive, hold and send stablecoin, then withdraw funds to a local bank account when needed. * Stripe acquired Bridge in February 2025, placing it at the root of Payoneer's stablecoin stack. The payments company also partners with Payoneer directly, and in August 2025 the pair expanded Payoneer's Online Checkout service for small businesses selling across borders Company Portals

Yahoo Finance
Oct 15th, 2026
Payoneer launches Stripe-powered Checkout in Singapore for global online store payments

Payoneer (NASDAQ: PAYO) has launched Payoneer Checkout for eligible Singapore-registered businesses. Powered by Stripe, the tool lets merchants accept payments from international customers through their own online stores, using cards, digital wallets, and other methods. Many Singapore brands that sell on Shopee, Lazada, and Amazon are building direct-to-consumer channels. These give them more control over the customer experience, but add complexity across currencies, markets, and payment methods. Digital payments account for more than 60% of transactions in Southeast Asia. South Korean skincare brand COSRX and Dr. Melaxin reported higher payment approval rates with the product. "Payoneer Checkout is designed to be that partner, helping businesses convert global demand into revenue wherever their customers are," said Nagesh Devata, senior vice president of APAC at Payoneer.

The Straits Times
Oct 15th, 2026
Payoneer Checkout launches in Singapore, helping businesses turn global demand into revenue.

Payoneer Checkout launches in Singapore, helping businesses turn global demand into revenue. Published Oct 15, 2026, 09:30 AM Powered by Stripe, the enhanced Checkout experience enables eligible Singapore businesses to accept payments from customers worldwide through their own online stores SINGAPORE, Oct. 15, 2026 /PRNewswire/ - Payoneer (NASDAQ: PAYO), the global financial technology company powering business growth across borders, today announced that Payoneer Checkout is available to eligible Singapore-registered businesses. Powered by Stripe, the enhanced solution enables merchants to accept payments from international customers through their own online stores, supporting multiple payment methods including cards and digital wallets, while helping businesses manage proceeds across markets through Payoneer's global financial platform. As Singapore businesses look beyond domestic growth, many established brands selling through marketplaces such as Shopee, Lazada and Amazon are also investing in direct-to-consumer (DTC) channels. Building their own digital storefronts gives businesses greater control over the customer experience and more opportunities to foster direct customer relationships but also introduces complexity. Businesses need to offer payment experiences that reflect local customer preferences while navigating different currencies, markets and payment methods. Friction at checkout can mean losing a sale along with marketing and customer acquisition investments. For Singapore businesses expanding internationally, these considerations are increasingly important. Digital payments account for more than 60% of transactions inSoutheast Asia, while three in five consumers in the region shop online, underscoring the importance of making the payment experience simple and familiar to customers across markets. [1]] "Singapore businesses have become increasingly sophisticated in how they reach global customers, with many building a presence across both marketplaces and their own DTC channels," said Nagesh Devata, SVP of APAC, Payoneer. "As more businesses take control of their customer journeys, they need a payment partner they can trust to support that expansion - one that understands the complexity of operating across markets, currencies and payment behaviours. Payoneer Checkout is designed to be that partner, helping businesses convert global demand into revenue wherever their customers are." Global DTC businesses are already seeing the impact of Payoneer Checkout. Leading South Korean skincare brand COSRX achieved a higher payment approval rate, helping customers complete purchases frictionlessly through its DTC store. Similarly, Dr. Melaxin, which operates local entities in regions like the U.S. and Hong Kong, achieved improved payment approval rate, to support conversion and simplify its cross-border payment operations. This announcement builds on Payoneer's strategic partnership with Stripe, whose cross-border financial infrastructure powers Payoneer Checkout, enabling Singapore businesses to reach and serve customers worldwide. With Payoneer Checkout now available in Singapore, eligible local businesses have access to a payment solution built to support their global ambitions. As more merchants diversify beyond marketplaces to build direct relationships with customers worldwide, Payoneer is committed to equipping them with the financial tools needed to compete confidently across borders, turning global reach into lasting growth. | [[1]] Google, Temasek & Bain & Company. e-Conomy SEA 2025: Singapore Report. 2025. | About Payoneer Payoneer is the financial platform for cross-border business and global payments. Payoneer empowers millions of businesses with the financial tools and services they need to grow and transact globally with confidence. We make it easier for businesses, particularly in the emerging markets, to connect to the global economy, pay and get paid across borders, manage their funds across multiple currencies, and grow their businesses. Payoneer Singapore Private Limited is licensed by the Monetary Authority of Singapore as a Major Payment Institution. Product availability and services are subject to eligibility, applicable terms, risk assessment and regulatory requirements. The issuer is solely responsible for the content of this announcement.

Intelpro
Oct 8th, 2026
India rejects Elon Musk s claim of discrimination over Starlink launch.

India rejects Elon Musk s claim of discrimination over Starlink launch. Starlink is still awaiting security clearance before it can seek spectrum and begin commercial services in India. India has rejected Elon Musk's claim that Starlink, SpaceX's satellite internet service, is being unfairly blocked from launching in the country. The pushback comes as SpaceX struggles to turn years of regulatory work and partnerships with India's biggest telecom operators into a commercial launch in one of the world's largest internet markets. On Wednesday, Musk accused unnamed "oligarchs" of blocking Starlink's launch in India to maintain what he called their "monopolistic chokehold" on the country, without identifying them or providing evidence for his claim. He called the alleged blocking a "crime against the people of India" and argued that Starlink could bring affordable, high-speed internet to people who lack internet access. Hours later, India's Ministry of Communications pushed back, saying its regulatory framework for satellite communications is "fair and non-discriminatory." The ministry said in a statement that Starlink and two other licensed satellite operators are all at "broadly the same regulatory stage." It added that all three companies are undergoing security assessments that must be completed before they can seek spectrum, the radio frequencies that satellites use to send signal. Starlink has spent over five years trying to enter India, a market with more than a billion internet subscribers. But it has yet to begin commercial services despite securing key regulatory approvals and partnering with telecom giants Reliance Jio and Bharti Airtel last year. SpaceX has also set up a local team as it prepares for a launch, appointing former Payoneer executive Prabhakar Jayakumar to lead its India operations in December. Musk's comments came hours after Lauren Dreyer, Starlink's vice president of business operations, appeared at a telecom industry conference, India Mobile Congress, in New Delhi and reiterated the company's commitment to the market. "We stand ready to serve India," Dreyer said, adding that Starlink wants to help realize Prime Minister Narendra Modi's goal of achieving universal connectivity across the country. Starlink said it already has more than 20 gateway sites (the ground stations that link its satellites to the internet) and hundreds of antennas on the ground in India, and has adapted its operations to meet the country's regulatory, security, and data-sovereignty requirements. Moreover, SpaceX has positioned its satellite network as a complement to - rather than a replacement for - India's terrestrial telecom networks. SpaceX first attempted to launch Starlink in India in 2021. The company, however, had to refund preorders for its equipment in early 2022 after the Indian government called it out for "booking/rendering the satellite internet service" before getting the necessary licenses. Starlink has also previously clashed with India's largest telecom operators over how satellite spectrum should be allocated. Starlink pushed for spectrum to be assigned administratively, while Reliance Jio argued that it should be auctioned - a position that could have made Starlink's entry more expensive. India ultimately sided with Starlink's preferred approach, deciding to allocate satellite spectrum administratively rather than through an auction. Jio and Airtel, the two biggest Indian telcos, are also pursuing their own satellite internet services, even as they have agreed to distribute Starlink in India. Jio is working with satellite operator SES on satellite broadband, while Airtel is a major backer of Eutelsat OneWeb, another licensed satellite operator in India. While the timing of Starlink's India launch remains unclear, the company this week launched Starlink Mobile, which connects ordinary phones to satellites, in neighboring Bangladesh this week. Starlink, India's Ministry of Communications, Reliance Jio, and Bharti Airtel did not immediately respond to requests for comment.

Yahoo Finance
Sep 16th, 2026
Upstart poised for growth while Inter Parfums and Payoneer face headwinds

Upstart, an AI-powered lending platform using machine learning to assess borrower risk, stands out as a promising Russell 2000 investment opportunity. The company has seen loan originations surge by 54.3% over the past year, with revenue expected to grow 30.9% next year as it expands into new markets including credit cards. Free cash flow is projected to turn positive next year. Meanwhile, Inter Parfums and Payoneer face challenges. Inter Parfums, which manufactures fragrances under licenses including Kate Spade and Van Cleef & Arpels, shows weakening efficiency with operating margins declining 1.7 percentage points. Its estimated 2% sales growth signals slowing demand. Payoneer, a cross-border payment platform for SMEs, has struggled with profitability despite revenue growth, with earnings per share falling 5.2% annually over two years. Its 7.9% return on equity reflects difficulties finding profitable growth opportunities.