Full-Time
Retail fashion and home goods retailer
$51.6k - $85.9k/yr
Burlington, MA, USA
Hybrid
Bachelor's
See people who can refer or advise you
Macy's sells fashion and home goods through its large network of department stores and macys.com. It sources products from suppliers and earns revenue by marking up purchases and by operating a branded credit card, promotions, and loyalty programs. Its shopping experience includes free shipping on qualifying orders and fast, free in-store pickup, supported by data-sharing for secure processing and logistics. The company differentiates itself with a broad mix of price points and brands across dual channels, aiming to reach a wide audience, drive sales, and build customer loyalty.
Company Size
10,001+
Company Stage
IPO
Headquarters
New York City, New York
Founded
1858
See people who can refer or advise you
Help us improve and share your feedback! Did you find this helpful?
Health Insurance
401(k) Company Match
Paid Vacation
Paid Holidays
Mental Health Support
Merchandise Discounts
Performance Bonus
Enterprise AI deployment results: measuring real ROI. Key takeaways. * Public reporting on Macy's AI-driven personalization program describes a 4.75x spend gap between the AI-exposed group and a control group, measured through an A/B test. * Enterprise AI ROI is credible when it names an explicit denominator, a clear methodology, a defined time window, and a single specific metric. * By public accounts, Uber exhausted its AI budget in roughly four months, showing that deployment cost and consumption pricing need the same rigor as accuracy metrics. * AI adoption outside the US, seen at Generali, KAFD, and Mercado Libre, adapts or replaces the American playbook based on local regulation and customer behavior. * Boards should test any AI claim with three questions: what was the baseline, what is the metric, and over what horizon. In recent deployment cycles, Macy's rolled out AI-driven personalization across its shopping experience, tested through a controlled A/B design rather than a broad launch. The retailer wanted proof, so it built proof into the rollout. This is a lesson in reading enterprise AI deployment results correctly, where the method matters as much as the number. Most retailers skip this step. Macy's made the harder choice, and that choice is the whole story. The original idea: prove it against a control group. Many enterprises launch an AI feature to everyone at once, then read aggregate metrics and call the movement a win. Macy's chose a control group instead. The team split its audience. One group saw the AI-driven experience. A second group held as a baseline, untouched by the model. That design answers the question boards actually ask: what did the AI change? A control group turns a vague sense of improvement into a number with a denominator. The method is old. The discipline around it is rare. By comparing spend across two matched groups, Macy's could isolate the model's effect from seasonal noise, promotions, and general traffic. The result carried weight because the method carried weight. Verified results: a 4.75x spend gap. According to public reporting on the program, shoppers in the AI-exposed group spent 4.75 times more than the control group across the test window. Four features make that figure credible: * an explicit denominator (control group spend) * a clear methodology (A/B test) * a defined measurement window * a single specific metric (spend per shopper) Compare this to the phrase "meaningful improvement." That language sells a story. A 4.75x gap measured against a baseline sells evidence. SAGA holds a clear position on this. Enterprise AI ROI reads correctly through a before/after comparison on one metric, and everything softer than that is communication. Macy's gave AGORÀ Intelligence S.r.l. the harder thing. The friction that makes the case useful. Every verified AI success contains a correction. A controlled test is a correction engine by design, because it exposes the segments where the model underperforms the baseline. The willingness to run that test, and to accept a weak result in some cohorts, is a sign of operational maturity. Teams that publish aggregate wins alone are hiding the segments that lagged. Look at the wider market for contrast. Uber, by public accounts, exhausted its AI budget in roughly four months. The math outran the financial model's assumptions. That outcome is informative: it shows that deployment cost and consumption pricing deserve the same rigor as accuracy metrics. A test tells you where value lives, and where spend leaks. Geography changes the playbook. The dominant AI case studies come from US firms. That skews the sense of what a deployment looks like everywhere else. Generali in Europe, KAFD in Saudi Arabia, and Mercado Libre across Latin America show different adoption patterns and different outcome shapes. Regulatory context, data residency rules, and customer behavior all bend the design. SAGA holds that adopters outside the US are adapting the American playbook or replacing it with approaches of their own. For a European retailer, an A/B test under strict privacy law looks different from the same test in Texas. The metric survives translation. The method around it changes to fit the ground. Sound AI governance travels the same way: the principle stays fixed, the local shape shifts. Why the before/after frame beats the headline number. Big numbers travel fast. Walmart's reported 100x productivity gain on catalog work is real, and it reads as real because it names a denominator and a task. Strip the denominator, and the figure means little. The lesson for enterprise AI governance is direct. Governance is measurement plus accountability. A deployment that fails to state its baseline resists audit, resists repetition, and resists trust. Boards should ask three questions of any AI claim: what was the baseline, what is the metric, and over what horizon? Answers to all three turn a demo into a decision, and a decision into a repeatable process. What you can take from this. The playbook scales down cleanly across roles: * Founder or CEO of a small firm: pick one workflow, split your cases, and measure the AI against the status quo for four weeks. * CTO or head of product: build the A/B harness into the feature, so results arrive with the launch. * Manager or team lead: choose one metric your team already trusts, and test the AI against it there first. Start small, measure hard, and publish the losses next to the wins. Browse more verified success stories and patterns from real enterprise AI deployments to see the same discipline repeat. The team that shows its corrections earns the trust that scales a program. That trust is the clearest endorsement any enterprise tool can receive. The open question for your organization. Here is the question to carry into your next AI review. When your team presents its next AI win, can it show you the control group, the metric, and the window? When the answer is yes, you have a result. When the answer is vague, you have a press release. Which one is your organization shipping this quarter? This article was produced by an AI editorial author with human editorial supervision, in accordance with the transparency requirements of Regulation (EU) 2024/1689 (AI Act, Art. 50). Sources are linked in the text. Article by SAGA Success Stories Curates real cases: companies that built something with AI and grew with it, with a verifiable before and after. Get SAGA's articles every Sunday. Ongoing study This article is part of an experiment. AGORÀ Intelligence S.r.l. is measuring the impact of AI transparency on editorial content and reader trust. Read about the study Discussion. No comments yet. Be the first to share your take.
Major retail stores closing in Maryland this fall 2026. Typography. MARYLAND - The retail landscape in Maryland is undergoing a turbulent transition as we move through 2026. Following a national trend of fleet optimization and restructuring, several major department stores and discount giants are confirming departures and finalizing closures this year. Driven by a consumer shift toward e-commerce and a broader industry strategy to downsize physical footprints, nearly 300 U.S. chains have announced store closures for 2026. 2026 fall retail closings in Maryland: what stores are leaving? Here is a look at the major closures reshaping Maryland's shopping districts. Department stores and mall exits. The most noticeable shift in Maryland's retail real estate is the retreat of major anchor stores and the physical transformation of aging malls. Discover more Real Estate * Macy's: As part of a corporate initiative to shutter 150 "underproductive" stores by the end of 2026, Macy's is shrinking its footprint to focus on best-performing locations and digital growth. In Maryland, the Marley Station Mall location in Glen Burnie was slated to close early in the year, dealing a substantial hit to the mall's retail draw and leaving JCPenney as its sole traditional department store anchor. Another Macy's location in Towson was also listed for closure in 2026. * Foot Locker: Following its acquisition by Dick's Sporting Goods in 2025, Foot Locker is aggressively closing smaller, older-format stores located in aging regional malls across the state. The brand is consolidating its inventory at high-traffic hubs such as Arundel Mills and Towson Town Center. * Lakeforest Mall: While it officially closed its doors to the public previously, 2026 marks the physical demolition of the Lakeforest Mall in Gaithersburg. The site is slated for total redevelopment into a mixed-use community, representing the largest-ever removal of retail square footage in Montgomery County. Discount giants and pharmacies. The footprint of discount retailers and local convenience stores is also shrinking across Maryland's suburbs. * Big Lots: After a tumultuous period of bankruptcy filings and failed buyout attempts, Big Lots is conducting a final "clean sweep" of its remaining stores in 2026. Aggressive liquidation sales are affecting the final wind-down locations in Prince Frederick and Waldorf, leaving large-box store vacancies in Southern Maryland. * Walgreens: The pharmacy chain is in the midst of a massive three-year nationwide reduction plan. Targeting unprofitable stores or those with expiring leases, Walgreens is closing locations in Essex and parts of the D.C. suburbs, forcing residents to transfer prescriptions to other providers. Dining and specialty retail. * Wendy's and Red Robin: Fast-food and casual dining brands are also trimming their portfolios. Wendy's plans to close 150 to 300 locations nationwide by the end of 2026. Red Robin is similarly executing a plan to close underperforming restaurants. * Yankee Candle: Parent company Newell Brands announced plans to close 20 stores starting in January 2026. The candle company operates 10 stores across Maryland, including locations in Annapolis, Baltimore, and National Harbor. #Maryland #MarylandNews #RetailClosures #MarylandMalls #MDRetail Discover more restaurants * Youtube Videos * Videos * Acquisition * Parts * Menu * Arundel
Macy's building reimagined as cultural, educational and commercial hub. The former Macy's building at 422 Fulton Street in Downtown Brooklyn will be transformed into one of New York City's largest retail developments spanning approximately 440,000 square feet across five levels. Called BKX, the space is designed for flagship retail, immersive entertainment, food halls, cultural programming and experiential concepts. Construction and leasing are currently underway, with the complex expected to open to the public between late 2027 and 2028. No retail partners announced yet, stay tuned for more details! Prospect High School - a tuition-free public charter open to families across District 13 and the borough - will move into its new Downtown Brooklyn campus on the upper floors of the building this fall. The purpose-built space has room for 1,200 students and features science labs, art and dance studios, a black box theater, a two-floor library and student lounge, and a gymnasium with an NBA-sized basketball court. Read more here.
Buy now Pay Later at Macy's. * 08/07/2026 Buy now Pay Later at Macy's: your ultimate guide to smart shopping in 2026. Are you planning a shopping spree at Macy's but want to spread out your payments without the hassle of a traditional credit card? If so, understanding buy now pay later at Macy's is your first step to smart and manageable shopping. This payment option can transform how you shop by breaking down the purchase cost into convenient installments. In this comprehensive guide, BNPL'll cover everything you need to know about pay later at Macy's, how it works, the best BNPL apps to use, and whether it's the right choice for you. Credit & Lending Table of contents. Quick answer: what is buy now Pay Later at Macy's? Buy now pay later at Macy's allows shoppers to purchase items immediately and pay for them over time in manageable installments, typically without interest if paid on schedule. Macy's partners with popular BNPL services like Klarna and Affirm to offer flexible pay later options both online and in-store across Macy's USA. This option is ideal for spreading out payments, especially during big sales or when buying higher-ticket items like furniture or appliances. How does buy now Pay Later at Macy's work? Pay later at Macy's works through third-party BNPL providers integrated into their checkout process. Here's how it typically plays out: Credit Cards * Shop at Macy's either online or in-store and add your items to your cart. * At checkout, select a buy now pay later option such as Klarna, Affirm, or Afterpay if available. * The BNPL provider will guide you through a fast approval process, often without a hard credit check. * Once approved, you'll pay a small percentage upfront or nothing depending on the provider, then split the remaining balance into equal installments. * You make payments over several weeks or months until your balance is paid in full. Key features of Macy's BNPL options: * Flexible payment schedules: Typically 4-6 installments or 3-12 months depending on the provider. * No interest if paid on time: Many BNPL apps offer 0% APR if you meet payment deadlines. * Instant credit decision: Most approvals happen in seconds, with no impact on your credit score if you pay on time. * Spending limits: Limits vary by provider but are usually between $100-$5,000 per transaction. Popular BNPL Apps Accepted at Macy's USA. Macy's is compatible with several top BNPL apps that you can use at checkout. Here's an overview: | BNPL App | Payment Plan | Interest & Fees | Approval Process | Credit Check | Spending Limits | | Klarna | 4 installments over 6 weeks | No interest, late fee applies | Soft credit check | Soft check only | Up to $1,500-$2,000 | | Affirm | 3, 6, or 12-month financing | Interest varies (0%-30% APR) | Hard credit check optional | May do hard check | Up to $17,500 | | Afterpay | 4 installments over 6 weeks | No interest, late fee applies | Soft credit check | Soft check only | Up to $1,000 | | Sezzle | 4 installments over 6 weeks | No interest, late fees apply | Soft credit check | Soft check only | Up to $2,500 | | PayPal Pay Later | 4 installments or 6 months | 0% interest for 6 months | Soft credit check | Soft check only | $30 to $1,500 | How to use BNPL apps at Macy's: * Online: Select BNPL option at Macy's checkout and follow the payment prompts. * In-store: Some Macy's locations support BNPL through mobile apps or online payment integration. Confirm BNPL options at checkout. Pros and cons of Pay Later at Macy's. Before you decide, let's weigh the benefits and drawbacks of using buy now pay later at Macy's. Pros. * Improves cash flow: Pay over time without a lump sum. * No or low interest: Many BNPL plans offer interest-free installments. * Easy approval: Quick application with minimal impact on credit. * Access to larger purchases: Spread cost of big buys like home goods. * Convenient online and in-store: Widely accepted at Macy's USA locations. Cons. * Late fees: Missed payments can lead to fees or affect credit. * Limited spending caps: BNPL apps often have lower maximums than credit cards. * May encourage overspending: Split payments can sometimes lead to impulse buying. * Varied terms: Interest-free periods vary; some deals may include interest. * Doesn't build credit: Most BNPL providers don't report to credit bureaus unless you default. Who should use buy now Pay Later at Macy's? Buy now pay later at Macy's is ideal for: * Shoppers on a budget wanting to avoid credit card interest charges. * People who want flexible payment schedules for costly purchases. * Shoppers lacking a credit card or who want to avoid applying for one. * Those who prefer transparent payment plans vs. revolving credit. * Consumers who are confident about their ability to pay on time to avoid penalties. On the flip side, if you're prone to missing payments or prefer to maintain rigid budgeting through debit cards, BNPL might be risky for you. Credit & Lending Alternatives to buy now Pay Later at Macy's. If BNPL at Macy's doesn't feel right, consider these other options: 1. Macy's credit card. * Special financing offers for cardholders. * Can earn Macy's rewards and discounts. * Requires a credit check and impacts credit score. 2. Zero-Interest Credit Cards. * Cards offering 0% APR on new purchases for 12-18 months. * Can consolidate Macy's purchases within no-interest period. * Requires good credit. 3. Personal loans. * Fixed interest and payment terms. * Ideal for larger purchases with longer repayment horizon. 4. Layaway programs (if available). * Pay Macy's upfront in increments before receiving the merchandise. * No interest but items are reserved until fully paid. 5. Use PayPal Pay in 4. * PayPal's BNPL option available at Macy's with similar installment plans. Final verdict: is buy now Pay Later at Macy's right for you? Buy now pay later at Macy's offers a flexible, convenient way to purchase what you want today while managing payments responsibly over time. If you're disciplined about making on-time payments and want to avoid credit card interest, BNPL apps like Klarna or Affirm provide an attractive alternative. Credit Cards However, if you struggle with budgeting or fear late fees, consider Macy's credit card or other financing methods that better suit your financial habits. Always review the terms and conditions for any BNPL provider before committing. When used wisely, pay later at Macy's can be a powerful tool to enhance your shopping experience in 2026. Frequently asked questions (FAQ). 1. Does Macy's offer buy now pay later financing in-store? Yes, some Macy's locations accept BNPL apps like Klarna or Affirm through mobile app payments or linked accounts, but availability may vary. Online shopping has broader BNPL access. 2. Do I need a Macy's credit card to use buy now pay later options? No. BNPL apps at Macy's operate independently of its credit card. You only need to select the BNPL option and apply during checkout. 3. Are there any fees associated with buy now pay later at Macy's? Most BNPL plans charge no interest if all payments are made on time. Late payments can incur fees ranging from $10-$30 depending on the provider. 4. How does buy now pay later impact my credit score? Most BNPL providers perform soft credit checks that don't affect your score. However, missed payments may be reported and negatively impact your credit. 5. What are the spending limits for BNPL at Macy's? Spending limits vary by BNPL provider, typically ranging from $100 to $5,000 per transaction. Affirm generally allows higher limits compared to others. 6. Can I return items purchased with buy now pay later? Yes. Macy's return policy applies as usual, but check with the BNPL provider if refunds or payment adjustments are automatic. 7. How long do I have to pay with Macy's pay later options? Payment plans range depending on the provider - from 6 weeks (4 installments) up to 12+ months for financing offers. 8. Can I combine buy now pay later with Macy's coupons or sales? Often, yes. You can use Macy's promotions with BNPL purchases but confirm terms during checkout. With the growing variety of flexible payment options available in 2026, using buy now pay later at Macy's can align perfectly with your financial goals - if you choose the right plan for your situation. Happy shopping! Discover more Credit & Lending Smartphones Kitchen Appliances
eBay generated nearly $11.1 billion in revenue for fiscal 2025, representing 7.9% year-over-year growth, with net income of roughly $2 billion and an 18.3% net margin. The global online marketplace connects buyers and sellers without holding inventory, specialising in motor vehicles, collectibles and refurbished items. GameStop has submitted a non-binding acquisition proposal at $125 per share as of June 2026. Macy's reported approximately $22.6 billion in revenue for fiscal 2025, down 1.7% year-over-year, with net income of close to $642 million and a 2.8% net margin. The omnichannel retailer operates through Macy's, Bloomingdale's and Bluemercury brands across hundreds of US locations. eBay maintained a debt-to-equity ratio of 1.6x and generated nearly $1.7 billion in free cash flow.