Deputy MLRO
Nubank
Deputy MLRO
Nubank
Digital bank offering credit cards
Nu serves more than 140 million customers, guided by a mission to fight complexity and empower people. The company has been leading an industry transformation through innovative products and human-centered services.
Proprietary technology and data at scale power Nu’s digital platform, built to promote financial access, advancement, and transparency. Its business model thrives on customer love and lower costs, feeding a flywheel of growth and profitability.
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Deputy MLRO (AML Compliance)
Nu is one of the largest digital financial platforms in the world, with more than 127 million customers across Brazil, Mexico, and Colombia. Guided by our mission to fight complexity and empower people, we are redefining financial services in Latin America and this is still just the beginning of the purple future we're building.
Listed on the New York Stock Exchange (NYSE: NU), we combine proprietary technology, data intelligence, and an efficient operating model to deliver financial products that are simple, accessible, and human.
Our impact has been recognized by global rankings such as Time 100 Companies, Fast Company’s Most Innovative Companies, and Forbes World’s Best Bank. Visit our institutional page https://international.nubank.com.br/careers/
Nu Global AG is Nu's Swiss entity, based in Zug. It went live in October 2026 with its AML/CFT and sanctions framework already in place: entity risk analysis, internal directives, customer risk classification, monitoring and screening standards, and MROS reporting. The same team also drives the next steps of Nu's expansion in Europe.
We are looking for a senior AML professional to act as deputy to the Head of AML/CFTP & Sanctions. In 2027 you will take over the day to day MLRO duties of the Swiss entity, so the Head of AML can focus on strategy, and you will help take the framework built in Switzerland to new markets in Europe, adapting it to the new EU AML package (AMLR and AMLD6).
You will join a small, senior team where everyone owns their decisions and does the work themselves. You will work directly with senior management, the first line, our auditors and our regulators.
Act as deputy to the AML Compliance Officer (MLRO) and stand in whenever needed
Run the day to day MLRO activities: escalated cases, decisions on reports to MROS under Art. 9 AMLA through goAML, and sanctions duties towards SECO, including asset freezes
Review and challenge the first line: sample based quality assurance of alert handling and case files, and sign off on changes to transaction monitoring rules and screening thresholds
Keep the framework current: entity risk analysis, internal directives and procedures, and the annual AML/CFT report to the Board
Issue the financial crime opinion on new products, features and material changes at the Product Risk Committee
Be the point of contact for our SRO, MROS, SECO and the external AML auditor, and for due diligence requests from partner and correspondent institutions
Own the AML/CFT training plan and the training duty under Art. 8 AMLA
As Nu expands in Europe, adapt the Swiss framework to the new EU AML package (AMLR and AMLD6) and turn it into binding control requirements for product, engineering and operations
Served as MLRO, AML Compliance Officer or formal deputy at a regulated financial intermediary in Switzerland, supervised by FINMA or an SRO, or in the EU (mandatory)
Lives in Switzerland today (mandatory)
Meets the fit and proper requirements that regulators apply to AML officers (mandatory)
Holds the CAMS certification (mandatory)
Speaks fluent English, our working language, and fluent German (mandatory)
Has practical experience with the Swiss AML framework (AMLA, AMLO, FINMA AMLO and SRO rules, MROS and SECO reporting), the EU AML framework, or both, and a working knowledge of the new EU AML package (AMLR and AMLD6)
Has built or set up an AML function or framework
Has taken and defended reporting and freezing decisions, and has dealt directly with FINMA, SROs, other regulators and external auditors
Has reviewed and challenged first line controls at a senior level: transaction monitoring, sanctions screening, KYC and customer risk classification
Writes clearly and precisely in policies, opinions and regulatory correspondence
Nice to have
Sanctions expertise: screening, list management, asset freezes and reporting under Swiss and EU sanctions regimes
Experience with international remittances and cross border payments
Travel Rule compliance, including for digital assets
Experience in a fintech or in a newly authorised financial institution
Comfort using data and AI tools to review alerts, test controls and draft documentation
Other certifications such as CGSS, CCAS, Chainalysis Reactor or Chainalysis KYT (recommended)
Zug, Switzerland (you must live in Switzerland today)
Chance of earning equity at Nubank
Health Insurance Allowance for you and your dependents
Pension Plan
Accident Insurance
Daily Sickness Benefits
Life Insurance & Death Benefits
NuCare – Employee Assistance Programme, available 24/7 for you and your dependents
NuLanguage – Language Course Program
Extended Parental Leave
International Travel Insurance for business trips
Work-from-home Allowance and office equipment for working from home
Parking space at the Zug office
Hybrid 2-3 times/week: Our hybrid work model brings us to the office at least twice a week, on strategic days designed to maximize team connection and collaboration. For more details, visit https://building.nubank.com/nu-hybrid-work-model/
Our recruitment process may involve the use of artificial intelligence–enabled tools, such as automated interview transcription and analysis, to support the evaluation process. Artificial intelligence is not used to make final hiring decisions; all decisions are made by human reviewers.
To maintain a consistent and fair process for every candidate, Nu does not provide individualized technical feedback. See how our policy works here
Nubank is a digital bank in Latin America that offers financial services mainly through its mobile app, including credit cards, personal loans, and digital payment solutions for individuals and small businesses. Customers access and manage products through the app, with loans earning interest and merchants paying transaction fees; the bank aims to minimize or eliminate fees and provide a simple, transparent user experience. Nubank’s products work by delivering credit and payment services online, with revenue coming from interest on loans, card interchange fees, and premium services. The company differentiates itself through a strong focus on a no-fee, user-friendly digital experience, scale across Brazil, Mexico, and Colombia, and technology-driven operations that emphasize accessibility and transparency. Its goal is to simplify banking, expand access to financial services, and become a leading, trusted financial platform in Latin America.
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