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KeyBank

Provides banking, loans, and financial services

Personal Banker

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeColumbus, OH, USA

About the Job

Requirements

  • A high school diploma, GED, or equivalent business experience is required; a bachelor's degree is preferred.
  • At least 1 year of experience developing current and new customer relationships, achieving sales goals, and building referral sources is required; sales experience is more important than financial services experience.
  • Understanding of consumer credit, including loan-to-value, debt-to-income, and credit reports, is required.
  • Foundational knowledge of sales and service techniques with clients, including tele-consulting, outside calling, prospecting, and networking, is required.
  • Demonstrated experience influencing business partners and leveraging centers of influence, including Key Investment Services, Mortgage, and Business Banking sales professionals, is required.
  • Working knowledge of personal computers, Microsoft Windows, and Microsoft Office products including Word and Excel is required.
  • Working knowledge of digital technology, including mobile devices, apps, and web-based browsing, and the ability to educate clients on Key's digital platforms and capabilities, is required.
  • A valid driver's license and the ability to routinely and frequently operate a motor vehicle are required.
  • A notary license is preferred.
  • Ability to use sound judgment with clients and transactions, based on knowledge of client accounts and business with the bank.
  • Ability to attain sales and referral goals through preset appointments and quality conversations, using system-generated lead lists, walk-ins, and professional contacts.
  • Ability to manage time effectively and maintain a strong work ethic and high level of integrity.
  • Ability to build and nurture client relationships by identifying prospective clients, understanding their needs, converting them into long-term clients, and deepening existing relationships with appropriate products and services.
  • Ability to attend to client needs, resolve issues promptly, and provide a positive banking experience.
  • Ability to evaluate financial information to understand clients' financial health, identify investment opportunities, and recommend strategies.
  • Understanding of risks associated with banking operations and client transactions, and ability to manage those risks.
  • Strong verbal and non-verbal communication skills to understand client needs and recommend appropriate banking products and services.
  • Ability to handle cash transactions accurately and efficiently.
  • Ability to stand for 5–8 hours per day, frequently use hands to manipulate or grasp objects, communicate face-to-face and by phone, occasionally bend and lift from floor height, frequently reach forward, frequently lift 1–10 pounds, and occasionally lift up to 30 pounds.

Responsibilities

  • Engage clients in deeper conversations to uncover needs and provide guidance and solutions that support their financial wellness, in person and through proactive calling.
  • Listen for financial wellness opportunities during in-person and telephone conversations and provide customized recommendations.
  • Attract new clients and develop and expand relationships with existing clients based on their financial goals.
  • Open personal and business accounts, including consumer checking, small-business accounts, deposit products, home equity products, unsecured lending products, and certificates of deposit.
  • Build partnerships with branch teammates and line-of-business partners to acquire clients and deepen existing client relationships; manage internal and external centers of influence.
  • Follow operational, risk, security, and audit procedures and policies, including appropriate documentation of client interactions.
  • Support branch operations, including assisting with client transactions on the teller line as needed.
  • Participate in and occasionally facilitate in-person morning huddles and end-of-day debriefs.
  • Work Saturdays as directed by management.
  • Comply with KeyBank policies and procedures, act professionally and ethically, avoid conflicts of interest, and act in the best interests of Key's clients and Key.
  • Perform other duties as assigned; duties, responsibilities, and activities may change or new ones may be assigned.

Desired Qualifications

  • Comfort interacting with small-business clients, overcoming objections, and asking fact-finding questions with the goal of being helpful.

About the Company

KeyBank

Provides banking, loans, and financial services

KeyBank provides a full range of banking services for individuals, small businesses, and commercial clients across the United States. It offers checking and savings accounts, credit cards, mortgages, loans, and other financial products. Customers use these products by making deposits, borrowing money, or using credit in everyday life; the bank earns interest on loans, fees for services, and commissions on products. KeyBank differs from many rivals by offering a wide geographic footprint and a focus on tailored financial solutions plus tools to improve financial wellness, such as budgeting resources and planning guidance. Its goal is to help clients reach financial milestones—like buying a home, paying down debt, or saving for the future—through a comprehensive set of services.

Company size
1,001-5,000
Company stage
IPO
Headquarters
Cleveland, OH
Founded
1824

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