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Lloyds Bank

Retail and commercial banking services

Head of Treatment Design & Insight - Motor Resolutions

Customer ExperiencePosted on Nov 13
Full-time£106.6k - £125.4k

About the Job

Requirements

  • Proven senior leadership experience, with the ability to set direction, build capability, and create clarity across a complex, multidisciplinary function.
  • Experience turning complex regulatory, legal, customer, or commercial requirements into practical strategies, journeys, or operating solutions.
  • Strong judgement and decision-making, balancing customer outcomes, regulatory obligations, operational feasibility, risk, and commercial considerations.
  • Evidence of leading through others, creating accountability, and enabling teams to deliver with pace, confidence, and appropriate autonomy.
  • Exceptional communication, storytelling, and influencing skills, including presenting complex issues as clear options, recommendations, and decisions.
  • A strong end-to-end attitude, with experience working across organisational boundaries and resolving competing priorities and dependencies.
  • Ability to use customer, operational, and performance insight to shape decisions and drive measurable improvement.
  • Experience identifying and managing operational, conduct, or compliance risks.
  • Commitment to inclusive leadership, constructive challenge, and building a culture of curiosity, learning, and continuous improvement.

Responsibilities

  • Set the direction for Treatment Design & Insight by creating a strategy, operating rhythm, and priorities, and build an inclusive, high-performing team with clear accountabilities, ownership, and delivery capability.
  • Lead the development of scheme and non-scheme treatment strategies, integrating regulatory requirements, legal advice, complaints and FOS outcomes, customer evidence, commercial considerations, and operational feasibility.
  • Take accountability for designing, mapping, and optimising Motor Resolutions treatments and complex end-to-end customer journeys, including complaints, redress, scheme and non-scheme, litigation, and complex or exceptional customer circumstances; set a customer experience vision and ensure journeys are simple, empathetic, compliant, and deliverable consistently at scale.
  • Translate regulatory, legal, customer, operational, and commercial evidence into concise, decision-ready recommendations for senior governance.
  • Bring together customer and journey data, complaints, root-cause analysis, FOS outcomes, litigation, scheme feedback, operational performance, market intelligence, and customer research to identify themes, test treatments, and drive timely improvements.
  • Work with Data, Operations, Infrastructure and Scheme Delivery, and Programme Delivery and Enablement to turn treatment decisions into deliverable customer journeys.
  • Lead the development of clear, empathetic, and compliant customer communications that build trust, support understanding, and reflect customers’ different circumstances.
  • Lead Motor Resolutions input into relevant engagement with regulators, FOS, industry bodies, and other external customers.
  • Apply an understanding of regulatory frameworks, complaints handling, and customer treatment requirements to the design and operation of treatments and journeys, managing regulatory, conduct, and operational risk.
  • Drive innovation and continuous improvement in treatment, journey, and insight design, challenging established thinking and encouraging colleagues to identify better ways of working.
  • Develop organisational capability and succession across treatment design, customer journey design, insight, product management, and decision development.

Desired Qualifications

  • Customer treatment or journey design within a regulated environment.
  • Complaints, remediation, redress, FOS, or conduct-risk experience.
  • Customer research, root-cause analysis, product management, or insight-led improvement.
  • Engagement with regulators, ombudsman services, industry bodies, or external legal stakeholders.
  • Leadership within a major transformation, remediation, or time-critical programme.

About the Company

Lloyds Bank

Retail and commercial banking services

Lloyds Bank is a major UK financial institution that provides a wide range of banking and financial services for personal and commercial customers. It serves individuals with current and savings accounts, mortgages, loans, credit cards, and investment products, and helps businesses with business loans, commercial mortgages, and other financial solutions. The bank earns most of its money from net interest income, the gap between interest on loans and deposits, and also collects fees for services such as overdrafts, international payments, and wealth management. Compared with competitors, it combines a large, established retail and commercial banking footprint in the UK with diversified income streams and a broad product set that supports both individuals and businesses. Its goal is to reliably deliver everyday banking, lending, and financial services to UK customers while maintaining profitability and supporting the needs of UK households and businesses.

Company size
5,001-10,000
Company stage
IPO
Headquarters
London, United Kingdom
Founded
1765

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