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Chubb

Chubb

Global property & casualty insurer

Analytics Pricing Product Owner - EMEA Analytics

Full-Time
No salary listed
Junior, Mid
Bachelor's
London, UK
Hybrid

About the job

Requirements
  • A Bachelor's degree in Actuarial Science, Mathematics, Statistics, Economics, or a related quantitative discipline.
  • Two to four years of experience in P&C insurance pricing, actuarial analysis, or a closely related analytical role.
  • Demonstrated knowledge of P&C insurance pricing concepts, including rate adequacy, loss development, rating factors, and exposure bases.
  • Proficiency in data analysis tools such as SQL, Python, R, or advanced Excel/VBA for querying and analysing large insurance datasets.
  • Experience working with actuarial or pricing datasets and familiarity with insurance data structures, including policy, claims, and rating factor data.
  • Ability to translate complex analytical problems into clear business requirements and structured product backlog items.
  • Strong written and verbal communication skills, with the ability to work effectively across actuarial, underwriting, data engineering, and technology teams.
  • Ability to work independently in ambiguous environments with minimal day-to-day guidance.
Responsibilities
  • Define, maintain, and prioritise the product backlog for pricing analytics capabilities, ensuring alignment with business strategy, OKRs, and KPIs.
  • Articulate a clear product vision and roadmap for pricing tools and analytical datasets in consultation with actuarial, underwriting, and data stakeholders.
  • Translate business pricing requirements into well-defined user stories with clear acceptance criteria and measurable outcomes.
  • Act as the primary liaison between actuarial pricing teams and delivery squads, gathering and clarifying requirements and maintaining ongoing stakeholder alignment.
  • Participate actively in Agile ceremonies, including Sprint Planning, Daily Standups, Backlog Refinement, Quarterly Release Planning, and Quarterly Business Reviews.
  • Collect and analyse delivery metrics, adoption data, and stakeholder feedback to drive continuous improvement of pricing products.
  • Make time-bound, accountable decisions on product priorities and trade-offs, and communicate progress, risks, and challenges proactively to stakeholders.
  • Identify and escalate obstacles that may hinder development progress to optimise squad workflow and productivity.
  • Conduct pricing analyses using P&C actuarial data, including rate level monitoring, loss ratio analysis, exposure trending, and profitability reviews.
  • Support the development and validation of rating factor studies, technical pricing models, and portfolio monitoring outputs.
  • Work with data from actuarial and pricing systems to produce actionable insights for pricing actuaries, underwriters, and senior management.
  • Contribute to the design of data specifications, field mappings, and data quality assessments for pricing and rating factor datasets.
  • Assist in the design and validation of modelling datasets and analytical frameworks that support statistical pricing models such as generalised linear models.
  • Prepare clear, concise analytical outputs and presentations suitable for technical and non-technical audiences.
Desired Qualifications
  • Progress toward actuarial credentials, including CAS or IFoA examinations.
  • Experience with Agile delivery methodologies such as Scrum or Kanban and tools such as Jira.
  • Familiarity with pricing platforms, rating engines, or commercial actuarial software such as Guidewire, Radar, ResQ, or Emblem.
  • Experience with cloud data platforms or enterprise data warehouses such as Snowflake, Azure, or AWS.
  • Experience with data visualisation tools such as Power BI or Tableau.
  • Prior experience in a product owner, business analyst, or product management capacity.

About the company

Chubb is the world’s largest publicly traded property and casualty insurer, offering a wide range of insurance products across 54 countries, including commercial and personal P&C, personal accident and supplemental health, reinsurance, and life insurance. It underwrites by assessing, pricing, and managing risk, and it pays claims fairly and promptly under policy terms. Its scale, broad product lines, global reach, and strong financial strength help it serve diverse clients and handle large or long-tail risks with confidence. Its goal is to help people and businesses manage risk through clear policy terms, reliable protection, and steady financial resilience.

Company Size

10,001+

Company Stage

IPO

Headquarters

Zurich, Switzerland

Founded

1985

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Simplify's Take

What believers are saying

  • Q2 2026 combined ratio improved to 83.8%, and core EPS rose 18.2%.
  • Management authorized a $7.5 billion buyback effective July 1, signaling confidence.
  • Masterpiece launched in Spain and Portugal on July 2, 2026, targeting affluent clients.

What critics are saying

  • Soft property pricing spread into casualty by July 22, 2026, squeezing margins.
  • Chubb faces 1970 Group, Sabri, and As You Sow lawsuits in 2026.
  • If catastrophe losses rise while pricing stays soft, underwriting returns deteriorate quickly.

What makes Chubb unique

  • Chubb's 54-country footprint and disciplined underwriting separate it from regional carriers.
  • Acturis PI distribution, launched August 4, 2026, widens UK broker access.
  • Vaultik partnership adds AI watch-and-jewellery insurance underwriting inside one digital workflow.

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Benefits

Performance Bonus

Growth & Insights and Company News

Headcount

6 month growth

10%

1 year growth

10%

2 year growth

10%
Associated Press
Aug 19th, 2026
Vaultik partners with Chubb to offer AI-powered watch and jewellery authentication, valuation and insurance

Vaultik has partnered with Chubb to streamline the process of authenticating, valuing, and insuring watches and jewellery. Through Vaultik's platform, owners can photograph their items and receive AI-powered authentication and valuation results, reviewed by experts at Birmingham Assay Office. Eligible customers can then request insurance quotes from Chubb and purchase coverage digitally within the same application. The collaboration addresses a traditionally fragmented process that typically requires separate appointments for appraisal and insurance. The service is available through Vaultik's Collect App and can be offered by retailers, jewellers, and marketplace sellers. Vaultik currently partners with WhatNot and eBay Live. Vaultik's KYP protocol generates authentication and valuation outputs from photographs, whilst Birmingham Assay Office provides specialist review. Chubb underwrites the insurance coverage for eligible items.

Yahoo Finance
Aug 1st, 2026
Chubb edges 4% below fair value after Q2 2026 earnings despite 33% annual return

Chubb reported second quarter 2026 results with net income of $2.854 billion and earnings per share in line with the prior year. The insurer's shares fell 2.52% over seven days but delivered a 13.1% year-to-date return and 32.82% total shareholder return over 12 months. Analysts value Chubb at approximately $365.87 per share, suggesting the stock is roughly 4% undervalued at its recent close of $350.68. The company authorised a new $5 billion share buyback programme alongside growing dividends. Growth drivers include specialised insurance demand in cyber security and high-net-worth personal lines, supported by digitalisation and climate-related risks. However, the stock trades at a price-to-earnings ratio of 12.1x, above the 11.7x US insurance industry average, leaving limited room for error if growth expectations weaken.

Yahoo Finance
Jul 21st, 2026
Chubb reports Q2 net income of $7.30 per share and core operating income of $7.26, up 18.2%

Chubb Limited reported second quarter net income of $2.85 billion, or $7.30 per share, with core operating income of $2.84 billion, or $7.26 per share, up 18.2% year-over-year. Consolidated net premiums written reached $14.7 billion, up 3.6%. The property and casualty (P&C) segment posted net premiums written of $12.77 billion, up 3.0%. P&C underwriting income increased 18.8% to $1.94 billion, with a combined ratio of 83.8%. North America Personal and Agriculture both grew 6.0%, whilst Overseas General climbed 10.2%. Life insurance net premiums written rose 7.5% to $1.94 billion, with segment income up 9.0%. Pre-tax net investment income reached a record $1.76 billion, up 12.3%. Annualised return on equity stood at 15.3%, with core operating return on tangible equity at 21.2%.

PR Newswire
Jul 21st, 2026
Chubb reports Q2 net income of $7.30 per share and core operating income of $7.26, up 18.2%

Chubb Limited reported second quarter net income of $2.85 billion, or $7.30 per share, with core operating income of $2.84 billion, or $7.26 per share, up 18.2% year-over-year. Consolidated net premiums written reached $14.7 billion, up 3.6%, with property and casualty insurance rising 3.0% and life insurance up 7.5%. The P&C combined ratio stood at 83.8%, whilst underwriting income increased 18.8% to $1.94 billion. Pre-tax net investment income hit a record $1.88 billion, up 11.4%. The company's tangible book value per share increased 17.1% from the prior year to $131.93. North America commercial P&C declined 2.3%, primarily due to underwriting actions on property. However, overseas general insurance grew 10.2%, with particularly strong growth in Latin America, up 15.6%. Chubb returned $1.37 billion to shareholders through share repurchases and dividends during the quarter.

Yahoo Finance
Jul 2nd, 2026
Chubb targets middle-market growth and $1.83B-$1.85B Q2 investment income amid pricing pressure

Chubb will report second-quarter 2026 results on 21 July, with its earnings call scheduled for 22 July. The insurer has issued guidance for adjusted net investment income of US$1.83 billion to US$1.85 billion for the quarter. Analysts are focusing on Chubb's expansion into middle-market business and new distribution agreements. The company's investment narrative centres on disciplined underwriting and capital returns, though pricing softness in large account property and elevated catastrophe costs remain key concerns. Chubb's revenue projections suggest US$50.1 billion by 2029, assuming a 6.4% annual decline, with earnings forecast at US$10.9 billion. Simply Wall St Community members value the company between US$345 and US$662 per share, reflecting divergent views on its prospects amid ongoing margin pressures.