Senior Product Manager - Crypto Card

We are the creators of a new fintech era!

Our mission is to change this world by making blockchain accessible to everyone in everyday life. WhiteBIT is a global team of over 1,200 professionals united by one mission — to shape the new world order in the Web3 era. Each of our employees is fully engaged in this transformative journey.

We work on our blockchain platform, providing maximum transparency and security for more than 8 million users worldwide. Our breakthrough solutions, incredible speed of adaptation to market challenges, and technological superiority are the strengths that take us beyond ordinary companies. Our official partners include the National Football Team of Ukraine, FC Barcelona, Lifecell, FACEIT and VISA.

The future of Web3 starts with you: 

Requirements

• 5+ years in product management, of which 2+ years on card, neobank or payments products

• Has worked on a crypto product or in a crypto company: exchange, crypto card, custodial wallet, on/off-ramp or stablecoin payments

• Knows the card lifecycle end-to-end: issuing (virtual and physical), activation, Apple / Google Pay tokenization, authorization, settlement, disputes and chargebacks

• Has launched or scaled a card product through an issuer, BIN sponsor or program manager, including vendor selection and commercial negotiations

• Has launched financial products in several countries, working with Legal and Compliance on KYC/AML and local regulatory requirements

• Understands yield products: where the yield comes from, spread to the user, risk and liquidity constraints, and how to present yield clearly to non-crypto users

• Owns unit economics and P&L: interchange, FX spread, yield spread, cashback and loyalty costs, CAC and payback

• Has driven activation, retention and monetization after launch, using funnels, cohorts and A/B tests; works with SQL or a product analytics tool hands-on

• Has designed payment and onboarding UX for mass-market users: transparent fees, real-time transaction feedback, simple KYC flow

• Has managed or mentored PMs or designers and set priorities across several product lines

• English – Professional working; Ukrainian – Native.

Nice-to-have:

• Visa / Mastercard scheme rules and card processing basics (ISO 8583)

• Loyalty, cashback, rewards or tier systems

• B2B2C or embedded finance distribution: payroll, mass payouts, contractor payments

• Launches in emerging markets (Ukraine, Brazil, Africa, Georgia, Armenia)

• Transfers (IBAN, phone, link) and investment products (tokenized stocks) in a consumer app

• Growth and referral mechanics in fintech

Responsibilities

• Own the vision, strategy and roadmap of the Payments product: card, transfers, Earn, Savings, cashback, loyalty and tiers

• Launch card products and new card features, and expand them to new countries together with Legal and Compliance

• Manage relationships and commercial terms with card issuers, program managers, payment schemes and other financial vendors

• Grow usage and profitability of the Bank: activation, card spend, Earn balances, retention and revenue per user

• Own Earn as a product: rate competitiveness, how yield is presented to users, risk and liquidity limits agreed with WhiteBIT and Compliance

• Design the user journey from sign-up and KYC to first payment, top-up and transfers; run experiments and fix drop-off points

• Build growth mechanics into the product: referrals, cashback, tiers and B2B2C partner onboarding together with BD

• Lead and develop the product office (2 PMs, 1 designer): ownership areas, goals, product rituals, feedback and performance reviews

• Build quarterly and annual product plans and align engineering, design, compliance, legal and BD on them

• Report to the CEO on product metrics, roadmap and key decisions

Working terms

• Master cutting-edge technologies and become an expert in the most innovative industry.

Work with the Fintech of the Future:

• Develop your skills in digital finance and shape the global market.

Take Your Professionalism to the Next Level:

• Gain unique experience and be part of global transformations.

Drive Innovations:

• Influence the industry and contribute to groundbreaking solutions.

Join a Strong Team:

• Collaborate with top experts worldwide and grow alongside the best.

Work-Life Balance & Well-being:

• Modern equipment.
• Comfortable working conditions, and an inspiring environment to help you thrive.
• 24 calendar days of paid leave.
• Additional days off for national holidays.

With us, you’ll dive into the world of unique blockchain technologies, reshape the crypto landscape, and become an innovator in your field. If you’re ready to take on challenges and join our dynamic team, apply now and start a new chapter in your career!

  Let’s Build the Future Together!

WhiteBIT offers all candidates an equal opportunity to join the team. All hiring decisions are made without regard to race, national origin, gender identity or sexual orientation, age, religion, disability, medical condition, marital status, familial status, veteran status, or any other legally protected characteristic of an individual.