Distinguished Software Engineer
About the job
- An Associate’s degree and a minimum of 11 years of systems analysis and/or application development work experience, or a Bachelor’s degree and a minimum of 9 years of systems analysis and/or application development work experience. In lieu of a degree, a combined minimum of 13 years of education and/or relevant work experience, including a minimum of 9 years of systems analysis and/or application development work experience.
- Expert proficiency in a minimum of 3 programming languages, including Java and Spring Boot.
- Shape enterprise-wide software programming and strategy and serve as a subject matter expert.
- Ensure regulatory compliance, optimize large-scale banking systems, and provide technical leadership across the enterprise within the Software Development Lifecycle.
- Author organized, clean, efficient, and secure source code at the expert level in a minimum of 3 programming languages while designing and implementing advanced computer engineering concepts.
- Coach team members on appropriate data structures and algorithms to solve business problems.
- Drive pattern creation, refinement, and adoption across the organization for cloud-native services running on Azure Kubernetes Service, including service mesh, ingress/reverse proxy, and policy-as-code standards.
- Participate in forums with senior engineers and architects to advance organizational maturity.
- Perform quantitative benefit analysis and drive organizational change supported by technology roadmaps.
- Design and lead cross-domain rollouts of engineering capabilities from requirements gathering through execution and acceptance while ensuring regulatory requirements are met.
- Lead discussions with Executive Leadership Team members within technology or business lines to articulate and drive organizational change from an engineering strategy perspective.
- Enable teams to adopt enterprise standards encompassing business and technology strategy and drive program execution to meet critical objectives.
- Apply specialized strategies to solve unique business and technology challenges and opportunities.
- Contribute to technical, organizational, and strategic change through enterprise-level expertise and influence.
- Lead technical architecture and design of enterprise implementations, including identification of interdependencies and deliverables.
- Understand and adhere to the company’s risk and regulatory standards, policies, and controls; identify risk-related issues requiring escalation to management.
- Promote an environment that supports belonging and reflects the M&T Bank brand.
- Maintain internal control standards, including timely implementation of internal and external audit points and issues raised by external regulators.
- Complete other related duties as assigned.
- Expert analytical skills specific to application development.
- Hands-on experience with Azure and Azure Kubernetes Service, Istio, Envoy, and Open Policy Agent.
- Experience working in a team environment.
- Ability to work autonomously.
- Ability to multitask on multiple complex projects.
- Strong organizational skills.
- Strong time management skills.
- Advanced verbal and written communication skills with the ability to influence others.
- Experience driving project milestones and delivery dates at the enterprise level.
- Proven experience leading enterprise-wide projects or initiatives.
- Experience partnering with and presenting to multiple executive-level stakeholders within technology and business departments.
- Proven subject-matter expertise in the required technical skill set.
About the company
M&T Bank is a full-service financial institution that offers a wide range of banking solutions for individuals, small businesses, and larger enterprises. Its products include personal and business checking accounts, mortgage assistance programs, loans, deposits, investment products, and mobile banking. The bank serves mainly customers in the Northeastern and Mid-Atlantic United States and emphasizes community engagement and customer-focused service. It generates revenue from interest income, fees, and service charges tied to loans, deposits, and other financial products. The company’s recent merger with United Bank, N.A. expands its footprint and enhances its service offerings. The goal is to provide accessible financial services to communities while growing its market presence and deepening local connections.
Company Size
10,001+
Company Stage
IPO
Headquarters
Buffalo, New York
Founded
1993
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Simplify's Take
What believers are saying
- On July 15, 2026, M&T reported record quarterly EPS of $5.32.
- Average loans rose $3.0 billion in Q2 2026, led by commercial lending and CRE.
- M&T repurchased $465 million of stock in Q2 2026 while CET1 stayed 10.19%.
What critics are saying
- Average deposits fell $0.7 billion in Q2 2026, tightening funding and forcing pricier borrowings.
- Commercial real estate balances reached $24.5 billion; 2027 refinancing stress hits credit costs and earnings.
- A severe CRE downturn forces reserve spikes, buyback cuts, and capital-trapping regulation through 2027.
What makes M&T Bank unique
- M&T Bank’s Q2 2026 balance sheet paired $168.9 billion deposits with $141.4 billion loans.
- Ninety percent of C&I businesses grew quarter-over-quarter in Q2 2026, proving deep relationship banking.
- The People’s United merger expanded M&T’s Northeast-Atlantic branch and deposit footprint after 2022.
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Benefits
401(k) Company Match
401(k) Retirement Plan
Flexible Work Hours
Hybrid Work Options
Paid Vacation
Paid Holidays
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
Health Savings Account/Flexible Spending Account
Growth & Insights and Company News
6 month growth
↑ 10%1 year growth
↑ 11%2 year growth
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M&T Bank Corporation has outperformed the Nasdaq Composite over recent periods, with shares gaining 18% year-to-date and 19.6% over the past 52 weeks, compared to the Nasdaq's 12.7% and 18.3% returns respectively. Over the past three months, the Buffalo-based bank's shares rose 2.6% against the Nasdaq's 1.2% gain. The outperformance follows strong second-quarter results reported in July, with record earnings per share of $5.32, up 25.5% year-on-year. Taxable-equivalent net interest income increased 4.8% to $1.80 billion, whilst total average loan balances grew 4.4%. Nonaccrual loans fell 23.2% to $1.2 billion, indicating improved asset quality. M&T Bank has a market capitalisation of approximately $34.6 billion.
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