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Midland States Bank

Community bank delivering full financial services

Treasury Services Specialist 2

Full-TimeDeadline 10/27/26
$18.50 - $21/hr+ Bonus and/or commission + Stock awards
Junior, Mid
Associate's
O'Fallon, MO, USA+2 moreMore locations: Rockford, IL, USA | Effingham, IL, USA
HybridOccasional travel within the market for training and team meetings; office work may be required.
Finance & BankingTreasury

About the job

Requirements
  • An associate degree and/or 1–3 years of relevant banking experience and/or knowledge within a specific service or product line.
  • Ability to present a professional business image to coworkers and customers through verbal and written communication and personal attire.
  • Must be proficient in computer technology and software applications.
  • Ability to work under stress.
  • Excellent communication skills.
  • Must maintain knowledge of applicable regulations and requirements, including the Bank Secrecy Act.
  • Must be willing to travel periodically within the market as needed for training and team meetings.
  • May be required to work in a Midland office to support collaboration and internal and external customers.
Responsibilities
  • Verify information for personal and business Treasury Service products through customer setup and processing.
  • Serve as a customer contact representative for Treasury Service products.
  • Process one or more Treasury Service products, including ACH, wire transfers, Positive Pay, Remote Deposit Capture, lockbox, and Online Banking applications and setups.
  • Answer questions about deposit products and applications related to Treasury Services.
  • Process or validate reports related to assigned work.
  • Maintain current knowledge of new and existing systems software and hardware.
  • Set up and maintain online banking profiles.
  • Instruct and train bank staff as needed on features and benefits of specified Treasury Service products.
  • Perform other assigned duties and special projects.
  • Observe security, privacy, and compliance requirements.
  • Keep current on procedures.
  • Assist with reviewing and testing procedures and new products.
  • Train on and support all job functions within the work unit.
  • Assist with conversion processes as needed.
  • Support team members and other operations staff as needed.
  • Assist with resolving system and processing issues.
  • Work independently with minimal manager oversight.
  • Serve as a subject matter expert on one or more treasury products.

About the company

Midland States Bancorp, Inc. is a community-based financial holding company that owns Midland States Bank in Effingham, Illinois. It provides a full range of banking and financial services, including commercial and consumer banking, equipment financing, merchant card processing, trust and investment management, and insurance and financial planning. The bank supports individuals and businesses with deposits, loans, payment services, and advisory products, plus equipment and merchant services tailored to local customers. Its goal is to meet local financial needs through personalized service, deep community ties, and accessible, comprehensive financial solutions.

Company Size

501-1,000

Company Stage

IPO

Headquarters

Effingham, Illinois

Founded

1881

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Simplify's Take

What believers are saying

  • Q2 2026 net income hit $17.7 million as net interest margin held at 3.91%.
  • Community Bank loans grew in Q2 2026 while repurchases continued under the $45 million program.
  • Midland won Illinois SBA 504 Third-Party Lender of the Year on July 24, 2026.

What critics are saying

  • Non-core loans fell to $308.4 million in Q2 2026, signaling shrinking fee and yield engines.
  • Q2 2026 net charge-offs reached $12.5 million, including an $8.6 million CRE resolution.
  • Eric Lemke's March 2026 CFO termination and the equipment-finance exit signal a franchise reset.

What makes Midland States Bank unique

  • Midland combines community banking with $4.78 billion wealth administration and insurance services.
  • Patriot Financial added James Deutsch to the board in February 2026, strengthening banking expertise.
  • Internal promotions in June and August 2026 show deep bench and local-market continuity.

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Benefits

  • Health Insurance
  • Wellness Program
  • Parental Leave
  • Paid Vacation
  • Employee Stock Purchase Plan
  • 401(k) Retirement Plan
  • 401(k) Company Match

Growth & Insights and Company News

6 month growth

3%

1 year growth

3%

2 year growth

3%
Associated Press
Oct 22nd, 2026
Midland States Bancorp Q3 net income hits $20.6M, up from $5.3M a year earlier

Midland States Bancorp reported third-quarter 2026 net income available to common shareholders of $20.6 million, or $0.95 per diluted share. That compares with $17.7 million in the second quarter and $5.3 million a year earlier. The Illinois-based bank holding company posted a return on average assets of 1.35% and a net interest margin of 4.03%, up from 3.98%. The margin included a $1.6 million interest recovery on a nonaccrual loan payoff. Total loans rose $39.1 million to $4.28 billion, including $23.7 million of growth in the Community Bank portfolio. Total deposits fell $89.8 million to $5.62 billion. Nonperforming assets fell to 0.86% of total assets. Chief executive officer Jeffrey G. Ludwig said the company is making progress resolving legacy credit issues. The company has $24.8 million left under its $45 million share repurchase program.

Effingham County Chamber
Aug 31st, 2026
Midland States Bank names jessica Weber Director of Financial Planning and Analysis.

Midland States Bank names jessica Weber Director of Financial Planning and Analysis. EFFINGHAM, Ill. - August 28, 2026 -Jessica Weber has joined Midland States Bank as Director of Financial Planning and Analysis. In this role, Weber will lead the Bank's financial planning and forecasting functions and partner with leaders across the organization to provide financial insights that support strategic decision-making and Midland's long-term strategic plan. Weber brings more than 15 years of finance leadership experience spanning financial planning and analysis, strategic operations and executive decision support. Throughout her career across both large organizations and privately held businesses, she has partnered with leadership and is seen as a strong team collaborator to support long-term planning, operational performance and business growth. "Jessica is a strong leader with a proven ability to combine strategic thinking with operational execution," said Claire Stack, Chief Financial Officer of Midland States Bank. "Her broad financial expertise, analytical mindset and collaborative approach make her an excellent addition to our Finance team. We look forward to the perspective and leadership she will bring as we continue executing our long-term strategy." Weber earned a Master of Science in Corporate Finance from Washington University and holds two bachelor's degrees from the University of Illinois Urbana-Champaign in Economics and Urban and Regional Planning. A dedicated business leader and community advocate, she co-owns Weber's Jewelry and JJ Dust Trucking, providing financial leadership and strategic support, she also serves on the Next Gen Board for the Retail Jewelers Organization and is an active member of 100+ Women Who Care of Effingham County. About Midland States Bancorp, Inc. Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of June 30, 2026, the Company had total assets of approximately $6.70 billion, and its Wealth Management Group had assets under administration of approximately $4.78 billion. The Company provides a full range of commercial and consumer banking products and services, merchant credit card services, trust and investment management, insurance and financial planning services. For additional information, visit midlandsb.com or follow Midland States Bank on LinkedIn. social share

Effingham County Chamber
Jul 27th, 2026
SBA honors Midland States Bank as 2025 Illinois SBA 504 Third-Party Lender of the Year.

SBA honors Midland States Bank as 2025 Illinois SBA 504 Third-Party Lender of the Year. EFFINGHAM, Ill. - July 24, 2026 - Midland States Bank received the 2025 Illinois SBA 504 Third-Party Lender of the Year Award from the U.S. Small Business Administration's Illinois District Office during a recognition ceremony at the Bank's Belvidere Main Office. According to the SBA, the award recognizes Midland States Bank's leadership in supporting small businesses through the SBA 504 Loan Program, helping business owners obtain long-term financing for commercial real estate, major equipment purchases and expansion projects that strengthen local economies. Representatives from the SBA Illinois District Office presented the award to Midland leadership, recognizing the Bank's commitment to expanding access to capital for Illinois businesses and its continued partnership in advancing economic development throughout the state. "This recognition reflects our team's commitment to helping Illinois businesses invest, grow and create jobs," said Jeff Ludwig, Chief Executive Officer of Midland States Bank. "We're grateful for our partnership with the SBA and for the trust our clients place in Midland States Bank as they pursue their business goals." The recognition reflects the collaborative efforts of Midland's commercial banking, SBA lending, credit and operations teams, as well as the Bank's partnerships with Certified Development Companies across Illinois. The SBA 504 Loan Program provides long-term, fixed-rate financing that helps small businesses purchase owner-occupied commercial real estate, finance major equipment and support expansion projects that contribute to economic growth and job creation. Photo Caption (L-R) * Roger Teeling, Senior Small Business Relationship Manager, Midland States Bank * Chris Davis, Market President, Midland States Bank * Jeremy Jameson, EVP - Chief Banking Officer, Midland States Bank * Dan Rice, Regional President * Samantha Schumacher, Senior Portfolio Manager, Midland States Bank * Javier Placencia, Senior Small Business Relationship Manager, Midland States Bank About Midland States Bancorp, Inc. Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of June 30, 2026, the Company had total assets of approximately $6.70 billion, and its Wealth Management Group had assets under administration of approximately $4.78 billion. The Company provides a full range of commercial and consumer banking products and services, merchant credit card services, trust and investment management, insurance and financial planning services. For additional information, visit https://www.midlandsb.com/ or https://www.linkedin.com/company/midland-states-bank. social share

Yorkville Area Chamber of Commerce
Jul 24th, 2026
SBA honors Midland States Bank as 2025 Illinois SBA 504 Third-Party Lender of the Year.

SBA honors Midland States Bank as 2025 Illinois SBA 504 Third-Party Lender of the Year. By Kelly Waynauskas EFFINGHAM, Ill. - July 24, 2026 - Midland States Bank received the 2025 Illinois SBA 504 Third-Party Lender of the Year Award from the U.S. Small Business Administration's Illinois District Office during a recognition ceremony at the Bank's Belvidere Main Office. According to the SBA, the award recognizes Midland States Bank's leadership in supporting small businesses through the SBA 504 Loan Program, helping business owners obtain long-term financing for commercial real estate, major equipment purchases and expansion projects that strengthen local economies. Representatives from the SBA Illinois District Office presented the award to Midland leadership, recognizing the Bank's commitment to expanding access to capital for Illinois businesses and its continued partnership in advancing economic development throughout the state. "This recognition reflects its team's commitment to helping Illinois businesses invest, grow and create jobs," said Jeff Ludwig, Chief Executive Officer of Midland States Bank. "We're grateful for its partnership with the SBA and for the trust its clients place in Midland States Bank as they pursue their business goals." The recognition reflects the collaborative efforts of Midland's commercial banking, SBA lending, credit and operations teams, as well as the Bank's partnerships with Certified Development Companies across The SBA 504 Loan Program provides long-term, fixed-rate financing that helps small businesses purchase owner-occupied commercial real estate, finance major equipment and support expansion projects that contribute to economic growth and job creation. About Midland States Bancorp, Inc. Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of June 30, 2026, the Company had total assets of approximately $6.70 billion, and its Wealth Management Group had assets under administration of approximately $4.78 billion. The Company provides a full range of commercial and consumer banking products and services, merchant credit card services, trust and investment management, insurance and financial planning services. For additional information, visit https://www.midlandsb.com/ or https://www.linkedin.com/company/midland-states-bank. Anna Strong Marketing Manager 217-540-2838

Effingham County Chamber
Jun 17th, 2026
Midland States Bank announces two leadership promotions.

Midland States Bank announces two leadership promotions. Stephanie Sams Promoted to Director of Branch Banking; Julie Withers Named District Manager at Midland States Bank EFFINGHAM, Ill. - June 17, 2026 - Midland States Bank is pleased to announce two leadership promotions within its Branch Banking team: Stephanie Sams to Director of Branch Banking, and Julie Withers to District Manager. Sams brings over 27 years of financial services experience to her new role, including 15 years at Midland States Bank. During her tenure, she advanced through a range of positions, from Customer Service Representative to District Manager for the Southern District. She also served as interim District Manager in other regions, providing leadership support to 30 branches across Southern Illinois, Northern Illinois, and the St. Louis metro area. Sams will help drive strategy and customer experience across Midland's branch network, supporting teams and promoting consistent, high-quality service. Withers joined Midland in 2018 as a Banking Center Manager, leading teams in Effingham and Farina before transitioning to Vandalia and Greenville. As District Manager, she will oversee locations from Smithton to Champaign, including the communities she previously served. Withers will work closely with branch teams to support daily operations, strengthen customer relationships, and maintain responsive, personalized service. "Stephanie and Julie are outstanding examples of the strength of our internal talent," said Min Yun, Vice President of Consumer Banking at Midland States Bank. "They've grown their careers alongside our customers, providing a deep understanding of what matters most to the individuals, families, and businesses we serve. That perspective is invaluable as they step into these leadership roles and continue shaping the experience in our branches." About Midland States Bancorp, Inc. Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of March 31, 2026, the Company had total assets of approximately $6.55 billion, and its Wealth Management Group had assets under administration of approximately $4.47 billion. The Company provides a full range of commercial and consumer banking products and services, merchant credit card services, trust and investment management, insurance and financial planning services. For additional information, visit midlandsb.com or follow Midland States Bank on LinkedIn. social share