Full-Time

Senior Credit Risk Data Scientist

Confirmed live in the last 24 hours

Bill.com

Bill.com

1,001-5,000 employees

Financial platform for managing business operations

Fintech
Financial Services

Compensation Overview

$107.8k - $129.1kAnnually

+ Bonus + Equity Plan

Senior

Draper, UT, USA

Office presence required in Draper, UT.

Category
Data Science
Data Analysis
Data & Analytics
Required Skills
Python
Data Science
SQL
Machine Learning
Data Analysis

You match the following Bill.com's candidate preferences

Employers are more likely to interview you if you match these preferences:

Degree
Experience
Requirements
  • Minimum 4 years of credit industry experience in data science and machine learning, preferably in risk, payments or financial services domain.
  • An advanced degree (M.S., PhD.) with 4+ years of working experience OR a Bachelor’s degree with 5+ years of experience, preferably in Statistics, Physical Sciences, Computer Science, Economics, Mathematics, or a related technical field
  • Strong track record of performing data analysis and statistical modeling using Python, SQL or similar tools
  • Mastery of a wide range of Machine Learning techniques, tools, and methodologies with a demonstrated capability to apply them to a broad range of business problems and data sources
  • Machine learning techniques include clustering, classification, regression, decision trees, neural nets, anomaly detection etc.
  • Ability to clearly communicate complex results to technical experts, business partners, and executives
  • Comfortable with ambiguity and yet able to steer analytics projects toward clear business goals, testable hypotheses and action-oriented outcomes
  • Experience solving problems related to risk using data science and analytics
  • Experience working with cross functional teams including product, engineering and operations and leading organization-wide initiatives spanning multiple team
  • Ability to proactively find the pain points in the current process flows and make business suggestions that are sustainable and able to have long term impact by leveraging strategic thinking, and independently provide solutions to business problems with the solid technical skills and problem solving skills.
Responsibilities
  • Work on data science projects related to key risk department initiatives.
  • Own key projects associated with predictive modeling for underwriting, credit assessments and credit loss mitigation to support existing and new payment products.
  • Design experiments to understand the impact of customer experience when leveraging machine learning in complex risk strategy changes.

Bill.com provides a platform for businesses to manage their financial operations, including bill creation and payment, invoicing, expense management, and budget control. The platform automates tasks related to accounts payable and receivable, making financial processes more efficient and transparent. Unlike many competitors, Bill.com also offers access to credit lines, ranging from $500 to $5 million, along with its software services. The goal of Bill.com is to streamline financial management for small to medium-sized businesses and accounting firms, helping them gain better control and visibility over their finances.

Company Stage

IPO

Total Funding

$337.6M

Headquarters

San Jose, California

Founded

2006

Growth & Insights
Headcount

6 month growth

-1%

1 year growth

-2%

2 year growth

0%
Simplify Jobs

Simplify's Take

What believers are saying

  • Growing demand for integrated financial solutions among SMBs.
  • Recent investment by Pier Capital LLC indicates confidence in growth potential.
  • Addition of 1099 filing solution could attract more SMBs.

What critics are saying

  • Increased competition from emerging fintech startups.
  • Slow AI adoption may limit competitive advantage.
  • Upcoming FinCEN regulations could increase compliance costs.

What makes Bill.com unique

  • Bill.com offers a comprehensive platform for financial operations management.
  • The company provides access to credit lines up to $5 million.
  • Bill.com integrates AI and machine learning for enhanced financial operations.

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Benefits

100% paid employee health, dental, and vision insurance - choose between HMO, PPO, and HDHP plans

HSA & FSA accounts

Life Insurance, Long & Short-term disability coverage

Pre-tax commuter benefits

Employee Assistance Program (EAP)

11+ Observed holidays and wellness days

Wellness & Fitness initiatives

Flexible time off

100% paid employee health, dental, and vision insurance - choose between HMO, PPO, and HDHP plans

HSA & FSA accounts

Life Insurance, Long & Short-term disability coverage

Pre-tax commuter benefits

Employee Assistance Program (EAP)

11+ Observed holidays and wellness days

Wellness & Fitness initiatives

Flexible time off