Full-Time

Large and Complex Loss Handler

Hastings Direct

Hastings Direct

1,001-5,000 employees

Underwrites car, home, and vehicle insurance

No salary listed

London, UK + 2 more

More locations: Leicester, UK | Bexhill, Bexhill-on-Sea, UK

Hybrid

Hybrid working is required; discuss the specific arrangement with the recruiter.

Category
Insurance (1)

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Requirements
  • Strong experience within the motor insurance industry in a claims-handling role, including knowledge of personal injury claims and routine experience handling claims between £1 million and £3 million.
  • Strong indemnity and liability knowledge, attention to detail, and understanding of the Civil Procedure Rules, Serious Injury Guide, The Rehabilitation Code, and litigation procedure.
  • A commitment to a long-term career in large loss claims and readiness to develop technical expertise.
Responsibilities
  • Manage a portfolio of motor personal injury cases in excess of £1 million to £3 million under agreed departmental authority limits and criteria.
  • Communicate with customers, witnesses, insurers, repairers, solicitors, engineers, medical experts, forensic accountants, rehabilitation providers, and case managers to achieve speedy claim resolution.
  • Provide coaching, mentoring, and training, and act as a referral point and mentor within the wider claims-handling team.
  • Participate in bi-annual technical forums with panel lawyers and expert guest speakers, reviewing technical strategy and undertaking targeted training.
  • Take an active role in strategic projects to help the department evolve and remain ahead of industry trends and performance.
  • Support and embed company values and policies while working to a high standard.

Hastings Direct provides general insurance in the UK, mainly car insurance, and also offers policies for vans, bikes, and homes. It sells directly to customers and through multiple channels, including price comparison websites and its own site (hastingsdirect.com) as well as a contact centre, to reach a wide audience. The productworks by underwriting policies and pricing risk using data analytics, while handling claims and offering ancillary products to generate revenue. The company differentiates itself with a direct-to-consumer, multi-channel distribution approach that blends online, comparison sites, and support channels, alongside data-driven pricing and underwriting. Its goal is to grow its share of the UK general insurance market by efficiently pricing risk, effectively managing claims, and maintaining a competitive expense ratio.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Bexhill-on-Sea, United Kingdom

Founded

1997

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Simplify Jobs

Simplify's Take

What believers are saying

  • 2026 first-half gross written premium rose 4% to £1,300.9 million.
  • Nine-month 2025 customer numbers grew 15% to 4.4 million policies.
  • Improved PCW competitiveness drove new business sales and higher retention through 2025.

What critics are saying

  • H2 2025 opened 19,781 insurance complaints, and 52.04% were upheld by Hastings.
  • The Guardian's 2026 claim blamed Hastings handling for a family losing their home.
  • UK motor claims inflation or pricing mistakes can erase Hastings' underwriting gains fast.

What makes Hastings Direct unique

  • 2026 results show 4.4 million policies, proving scale in UK digital motor insurance.
  • Hastings runs cloud-native underwriting with fully automated STP releases and intraday changes.
  • Carpe Data and ARAG partnerships strengthen fraud detection and value-added motor add-ons.

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Benefits

Hybrid Work Options

Flexible Work Hours

Performance Bonus

401(k) Company Match

Paid Vacation

Health Insurance

Dental Insurance

Health Savings Account/Flexible Spending Account

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

7%
II Reporter
Sep 24th, 2024
Hastings Direct Expands Relationship with Carpe Data

Hastings Direct expands relationship with Carpe Data.

Insurance Age
Jan 3rd, 2024
Staysure names Finn Walsh group CEO

Walsh, pictured, was previously chief customer and technology officer and joined the travel insurance specialist in October 2022 from Hastings Direct.

youTalk Insurance
Oct 19th, 2023
ARAG to provide hire car cover for Hastings Direct customers

Leading legal expenses insurance and assistance provider ARAG has been selected by Hastings Direct to supply Vehicle Hire Insurance to motor clients of the Bexhill-on-Sea based insurance provider.

TESSABIT
Sep 18th, 2022
Hastings Direct launches core platform upgrade to additional enable digital buyer journeys

Hastings Direct accomplished a migration to the cloud, further invested in information enrichment and management information all through the group and launched a core platform upgrade to additional enable digital buyer journeys.

Insurance Age
Jan 20th, 2022
Hastings Direct hires Mark Cliff as independent non-executive director

Hastings Insurance has appointed Mark Cliff as an independent non-executive director, subject to regulatory approval.