Full-Time

Large and Complex Loss Handler

Posted on 5/12/2026

Hastings Direct

Hastings Direct

1,001-5,000 employees

Underwrites car, home, and vehicle insurance

No salary listed

London, UK + 2 more

More locations: Tunbridge Wells, UK | Leicester, UK

Hybrid

Category
Finance & Banking (1)
Requirements
  • Strong experience within the motor insurance industry in a claims handling role, with knowledge of handling personal injury claims and experience of routinely dealing with claims between £1m– £3m
  • Strong indemnity and liability knowledge, and an eye for detail, with an understanding of the Civil Procedure Rules (CPR), Serious Injury Guide (SIG), The Rehabilitation Code and litigation procedure
  • Someone who is passionate about a long-term career in large loss and ready to join a company who will invest in their technical development
Responsibilities
  • Managing your own portfolio of motor personal injury cases in excess of £1m to £3m and working under agreed authority limits and criteria set by the department
  • Communicating through various means to bring about a speedy resolution of the claim with our customers, witnesses, insurers, repairers, solicitors, engineers, medical experts, forensic accountants, rehab providers, case managers etc.
  • Providing coaching, mentoring and training and acting as a referral point and mentor within the wider claims handling team
  • Joining the bi-annual technical forums where we enlist panel lawyers and expert guest speakers, reviewing technical strategy and having targeting training. Some topics have covered brain and spinal injuries, neuro-psychological testing, court of protecting, accident reconstruction and more!
  • Taking an active role in undertaking various strategic projects to ensure that the department continues to evolve and we stay a step ahead of industry trends and performance
  • Supporting and embedding our company values and policies whilst working to the highest standard

Hastings Direct provides general insurance in the UK, mainly car insurance, and also offers policies for vans, bikes, and homes. It sells directly to customers and through multiple channels, including price comparison websites and its own site (hastingsdirect.com) as well as a contact centre, to reach a wide audience. The productworks by underwriting policies and pricing risk using data analytics, while handling claims and offering ancillary products to generate revenue. The company differentiates itself with a direct-to-consumer, multi-channel distribution approach that blends online, comparison sites, and support channels, alongside data-driven pricing and underwriting. Its goal is to grow its share of the UK general insurance market by efficiently pricing risk, effectively managing claims, and maintaining a competitive expense ratio.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Bexhill-on-Sea, United Kingdom

Founded

1997

Simplify Jobs

Simplify's Take

What believers are saying

  • ARAG provides vehicle hire insurance to motor clients.
  • Core platform upgrade enables seamless digital buyer journeys.
  • Mark Cliff appointed as independent non-executive director.

What critics are saying

  • Aviva undercuts Essential range, capturing 25% more low-premium share.
  • FCA fines £10-20M for YouDrive mis-selling, eroding trust.
  • Direct Line's AI underwriting poaches car segments with 15% lower loss ratios.

What makes Hastings Direct unique

  • Direct-to-consumer model uses PCWs, contact centre, and hastingsdirect.com.
  • 90% policies underwritten by Advantage Insurance in Gibraltar.
  • Emphasizes data analytics via expanded Carpe Data partnership.

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Benefits

Hybrid Work Options

Flexible Work Hours

Performance Bonus

401(k) Company Match

Paid Vacation

Health Insurance

Dental Insurance

Health Savings Account/Flexible Spending Account

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

8%
Insurance Innovation Reporter
Sep 24th, 2024
Hastings Direct Expands Relationship with Carpe Data

Hastings Direct expands relationship with Carpe Data.

Insurance Age
Jan 3rd, 2024
Staysure names Finn Walsh group CEO

Walsh, pictured, was previously chief customer and technology officer and joined the travel insurance specialist in October 2022 from Hastings Direct.

YOU TALK INSURANCE LIMITED
Oct 19th, 2023
ARAG to provide hire car cover for Hastings Direct customers

Leading legal expenses insurance and assistance provider ARAG has been selected by Hastings Direct to supply Vehicle Hire Insurance to motor clients of the Bexhill-on-Sea based insurance provider.

Tessabit
Sep 18th, 2022
Hastings Direct launches core platform upgrade to additional enable digital buyer journeys

Hastings Direct accomplished a migration to the cloud, further invested in information enrichment and management information all through the group and launched a core platform upgrade to additional enable digital buyer journeys.

Insurance Age
Jan 20th, 2022
Hastings Direct hires Mark Cliff as independent non-executive director

Hastings Insurance has appointed Mark Cliff as an independent non-executive director, subject to regulatory approval.