Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Full Stack Senior EngineerOverview:
Mastercard’s Open Banking team is seeking a talented Senior Software Engineer to drive our customer experience strategy by innovating and problem-solving in the Connect team. In this role you will work with a collaborative group of developers to enhance our Connect applications, which enable customers to link their bank accounts with Open Banking services. This role is ideal for someone passionate about delivering seamless customer experiences, solving complex technical challenges, and driving meaningful impact.

Open Banking plays a key role in empowering consumers and businesses by putting them at the center of where and how their financial data is used. We expand payment choice, verify account opening and onboarding, and reduce overall friction within the lending experience for everyone. With the acquisitions of open banking innovators like Finicity in the U.S. and Aiia in Europe, Mastercard is a global open banking partner that is built upon trusted, reliable platforms and delivers quality experiences to financial service providers and consumers alike.

Role:
• Actively participate in team prioritization discussions with Product and Business stakeholders to align engineering efforts with business goals.
• Take full ownership of delivery tasks, including design, development, testing, deployment, configuration, and documentation, to ensure business requirements are met with high quality.
• Drive the automation of build, operation, and runtime processes to improve efficiency, scalability, and reliability.
• Lead code, design, and process trade-off discussions within the team, balancing technical quality with business priorities.
• Proactively report progress, identify risks, and implement solutions to ensure seamless delivery of applications and services.
• Oversee the integration of services with a strong focus on delivering exceptional customer journeys and seamless user experiences.
• Present demos and participate in acceptance discussions with Product Owners to align on functionality and quality expectations.
• Continuously improve operational and engineering metrics in your area of ownership, enhancing performance, availability, and user satisfaction.
• Develop a comprehensive understanding of end-to-end technical architecture and related dependency systems to guide sound engineering decisions.
• Drive the adoption of technology standards, best practices, and opinionated frameworks while reviewing team members’ coding, testing, and automation efforts.
• Mentor junior and less-experienced team members, fostering growth and building a culture of knowledge sharing and collaboration.
• Identify inefficiencies and opportunities to improve processes, reduce waste, and enhance productivity across the team.
• Actively contribute to knowledge sharing within your Guild/Program, promoting the reuse of patterns, libraries, and best practices to boost overall team productivity.

All About You:
• Extensive experience as a full-stack Software Engineer or Software Developer in a fast-paced, collaborative environment.
• Proficient in front-end technologies, including HTML, CSS, JavaScript, Angular/React, and TypeScript.
• Skilled in secure coding practices and experienced with JavaScript and Node.js.
• Knowledgeable in design patterns, modular JavaScript codebases, and responsive design.
• Experienced in building server-side applications with Node.js and managing relational databases like MySQL.
• Familiar with secure coding standards (e.g., OWASP) and vulnerability management.
• Comfortable working in containerized environments (Docker, Kubernetes) and implementing CI/CD pipelines.
• Adept in debugging, troubleshooting, and analyzing technical issues.
• Understanding of API standards, service-oriented architecture, and modern engineering principles.
• Experienced in test-driven development (TDD) and behavior-driven development (BDD).
• Strong ability to estimate and prioritize requirements, both functional and non-functional.
• Proven experience in Open Banking platforms—designing, building, and integrating systems that enhance financial data connectivity and improve the customer journey.
• Familiar with Open Banking regulatory frameworks, ensuring solutions comply with security, privacy, and operational standards.
• Focused on continuously improving delivery metrics and ensuring high availability for systems.
• Excellent verbal and written communication skills, with the ability to articulate complex ideas clearly and concisely to both technical and non-technical stakeholders.
• Strong analytical and problem-solving abilities, with a focus on improving processes to accelerate delivery, foster innovation, reduce costs, and improve quality.
• Bachelor’s degree in Computer Science, Engineering, or a related field. Equivalent practical experience will be considered.

#LI-NF1Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact [email protected] and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly.

Corporate Security Responsibility

All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard’s security policies and practices;

• Ensure the confidentiality and integrity of the information being accessed;

• Report any suspected information security violation or breach, and

• Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.

In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary based on location, experience and other qualifications for the role and may be eligible for an annual bonus or commissions depending on the role. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance), flexible spending account and health savings account, paid leaves (including 16 weeks new parent leave, up to 20 paid days bereavement leave), 10 annual paid sick days, 10 or more annual paid vacation days based on level, 5 personal days, 10 annual paid U.S. observed holidays, 401k with a best-in-class company match, deferred compensation for eligible roles, fitness reimbursement or on-site fitness facilities, eligibility for tuition reimbursement, gender-inclusive benefits and many more.

Pay Ranges

Salt Lake City, Utah: $115,000 - $184,000 USD