Compensation Overview

ABOUT EARNIN

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. Since our founding, our app has been downloaded over 13M times and we have provided access to over $15 billion in earnings.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

POSITION SUMMARY

We are looking for an experienced, passionate, and resourceful Senior Staff Software Engineer to join our product engineering team. You will work cross-functionally with various teams and contribute to the design and development of our data products and various pipelines.

This position will be hybrid in our Palo Alto HQ with 2-3 days a week in the office expected. The Palo Alto base salary range for this role is $279,000 - $341,000 plus equity and benefits. Our salary ranges are determined by role, level, and location.

WHAT YOU’LL DO

• Make a meaningful impact in the lives of our community members.
• Drive the design & implementation of new features - break down complex problems into their bare essentials, translate this complexity into elegant design, and create high-quality, clean code. 
• Collaborate and mentor other senior engineers while providing thoughtful guidance using code, design, and architecture reviews.
• Contribute to defining technical direction, planning the roadmap, escalating issues, and synthesizing feedback to ensure team success.
• Estimate and manage team project timelines and risks.
• Care passionately about producing high-quality, efficient designs and code.
• Participate in hiring and onboarding for new team members.
• Lead cross-team engineering initiatives.
• Apply new technologies and industry standards 

WHAT WE’RE LOOKING FOR

• Bachelor’s, Master’s, or PhD degree in computer science, computer engineering, or a related technical discipline or equivalent industry experience.
• 10+ years of development experience in backend or full-stack software development 
• Software development experience in Java, Python or Kotlin
• Hands-on experience working in cloud environments: AWS, GCP, Azure
• Familiarity with clean architecture approach and software craftsmanship 
• Excellent written and verbal communication skills.
• Ability to thrive in a fast-paced, dynamic, result-driven environment

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. 

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.