H

Howden

Global insurance intermediary and broker network

Compliance Officer

Full-Time
No salary listed
Mid, Senior
Sydney NSW, Australia
Remote

About the job

Requirements
  • Three to five years of previous compliance experience within a regulated environment, ideally in insurance, financial services, funds management, trustee, superannuation, or a similar environment.
  • Strong understanding of compliance management frameworks, monitoring and assurance, reporting, incident handling and breach resolution, and regulatory obligations.
  • Knowledge of relevant regulatory frameworks, including Australian Securities and Investments Commission requirements, financial crime obligations, and industry standards.
  • Experience preparing compliance reports, governance papers, incident and issue summaries, action plans, and recommendations.
  • Experience managing or supporting compliance incidents and issues, including investigation, root cause analysis, and remediation tracking.
  • Strong analytical skills with the ability to identify emerging risks, investigate issues, and recommend practical solutions.
  • Ability to interpret complex regulatory requirements and translate them into clear business processes and controls.
  • Ability to advise, educate, influence, and constructively challenge stakeholders.
  • Ability to operate effectively in a growing business where compliance frameworks, processes, and controls continue to mature and evolve.
Responsibilities
  • Support the implementation, embedding, and ongoing improvement of DUAL ANZ’s Compliance Management Framework, helping strengthen compliance maturity and responsibility throughout the business.
  • Support the development and delivery of the Compliance Monitoring Plan, including compliance reviews, monitoring, control testing, remediation, and action tracking.
  • Prepare clear compliance reporting for senior management, committees, governance forums, and the Board.
  • Partner with stakeholders across the business to translate compliance requirements and regulatory obligations into practical processes, controls, and business practices.
  • Manage compliance incidents, breaches, and issues, including assessment, escalation, root cause analysis, remediation, and action tracking.
  • Maintain and support key compliance governance processes, including compliance obligations, audit and assurance activities, conflicts of interest, governance registers, regulatory change, periodic compliance reporting, and issuing authorities.
  • Oversee DUAL ANZ’s financial crime compliance arrangements, including sanctions screening and applicable Anti-Money Laundering and Counter-Terrorism Financing requirements.
  • Develop and improve compliance policies, procedures, processes, and supporting guidance.
  • Support third-party risk management and audit and assurance activities from a compliance perspective.
  • Provide practical advice and guidance to strengthen compliance awareness, capability, and ownership across the business.
Desired Qualifications
  • Previous compliance experience in insurance, financial services, funds management, trustee, superannuation, or a similar environment.

About the company

Howden operates as a global insurance intermediary that distributes insurance products and services through retail and specialty broking, reinsurance broking, and underwriting. It uses a tech-enabled B2B distribution model to connect clients with insurers and provide tailored risk management and insurance solutions, while growing through acquisitions such as Barnett Waddingham and ARM Group to broaden capabilities like captive management. Its approach combines a broad mix of channels with strategic acquisitions to expand into new markets, including Asia and Japan, differentiating itself from peers. The aim is to extend global reach, deepen service offerings, and become a comprehensive end-to-end insurance distributor for corporate and multinational clients.

Company Size

1,001-5,000

Company Stage

Debt Financing

Total Funding

$4.1B

Headquarters

London, United Kingdom

Founded

1882

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Simplify's Take

What believers are saying

  • Howden acquired Opes Wealth Trust on May 28, 2026, expanding Irish financial advisory.
  • September 22, 2026 hiring of John Zern accelerates U.S. health and benefits growth.
  • September 2026 Wrexham opening and Jeff Fox appointment signal regional expansion and AI investment.

What critics are saying

  • Brown & Brown sanctions on September 25, 2026 show discovery misconduct and injunction pressure.
  • USI, IMA, Marsh, and Aon lawsuits target Howden's U.S. hiring and client transfers.
  • U.S. expansion threatens reputation and integration focus if courts curtail recruiting through 2027.

What makes Howden unique

  • Employee-owned Howden sells specialist broking, reinsurance, underwriting, and advisory globally.
  • Barnett Waddingham integration and Opes Wealth Trust deepen employee benefits and financial advisory.
  • September 2026 hires push technology, AI, and data into employee benefits delivery.

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Benefits

Flexible Work Hours

Hybrid Work Options

Unlimited Paid Time Off

Health Insurance

Dental Insurance

Vision Insurance

401(k) Company Match

Growth & Insights and Company News

Headcount

6 month growth

↑ 17%

1 year growth

↑ 17%

2 year growth

↑ 21%
Business Insurance
Sep 28th, 2026
Howden names former Vantage Risk exec as SDI head.

Howden names former Vantage Risk exec as SDI head. * by Claire Wilkinson Megan Fletcher, formerly with Vantage Risk, has joined Howden as head of subcontractor default insurance for its U.S. construction business. Ms. Fletcher, who is based in Dallas, previously was senior vice president, head of construction - subcontractor default insurance at Vantage Risk. Before that, she was vice president and underwriting director at Axa XL, part of France's Axa. Ms. Fletcher was a 2019 Business Insurance Break Out Award winner. September 28, 2026

Corporate Adviser
Sep 24th, 2026
Howden appoints executive director to boost platform and AI capabilities.

Howden appoints executive director to boost platform and AI capabilities. Howden Employee Benefits has appointed Jeff Fox as executive director, platform and engagement solutions. In this role he will further the development of Howden's platform and engagement strategy, including its Flex proposition and communications capabilities. He will also work work across the wider employee benefits business to bring together technology, data, insight, artificial intelligence, automation and communications, to enable clients to create a more connected employee benefits experience. Fox joins from Lockton where he was specialty services lead, heading its specialist employee benefits team. He previously spent 11 years at Aon as a principal, and has also held senior consultancy roles at Benefex, Mercer and KPMG. During his career he has focused on the application of technology and AI to HR, reward and benefits decision-making. Overall Fox has more than 25 years' experience working across employee benefits technology, digital transformation and the people-related aspects of mergers and acquisitions. Howden has made a number of acquisitions in recent years, including Barnett Waddingham last year. In this new role he will report to Cheryl Brennan, managing director of Howden Employee Benefits. Brennan says this appointment forms part of Howden Employee Benefits' continued investment in technology, automation, AI and data, supporting its ambition to improve client outcomes and drive the continued growth of the business. Brennan adds: "There is a significant opportunity to rethink the role technology plays in employee benefits. Employers increasingly expect more than a platform to administer their programmes - they want better insight, simpler experiences, stronger engagement and demonstrable value from their investment. "Its ambition is to bring together the breadth of Howden's capabilities with technology, data, AI and communications to create something genuinely differentiated for its clients and their employees. Investment in benefits technology delivers the greatest value when the communication and engagement around it genuinely connect with people. "[Fox's] appointment is an important part of that ambition. We intend to lead this market rather than follow it, and to build an employee technology and engagement proposition that becomes a compelling choice for employers." Fox adds: "The opportunity is much bigger than building a better benefits platform. The future is about connecting insight, advice, technology and engagement so employers can make better decisions and employees can get more value from the benefits available to them. "Technology should remove complexity rather than create it. Too often, strong benefits strategies fall short at the point of delivery because employees do not understand or engage with what is available to them. Data and AI can help us better understand what employees need, automation can make benefits easier to manage, and great communications can turn a benefits programme into something employees genuinely understand and value." Video.

Need to See IT Publishing
Sep 23rd, 2026
Howden celebrates the launch of its first Commercial office in Wrexham.

Howden celebrates the launch of its first Commercial office in Wrexham. One of the UK's largest insurance brokers, Howden, officially marked the opening of its first Commercial office in Wrexham, North Wales with a networking event and charity raffle fundraiser for Nightingale Hospice on Thursday 17 September 2026. The Commercial team brought clients, partners and members of the local business community together for an afternoon of food, drinks and conversation at The Fat Boar in Wrexham. The event also raised money for Wrexham-based charity, Nightingale House Hospice. The expansion of Howden's commercial presence in North Wales reflects growing demand from local businesses for specialist insurance, risk management and advisory support, delivered by experts with strong local knowledge and sector expertise. Gary Stevens, Wales Regional Managing Director - Commercial, Howden, commented: "I am very pleased to lead the opening of our first Commercial office in Wrexham. This office location in North Wales was the natural choice for our expansion, and we are confident that increasing our presence here will enable us to continue providing exceptional service to our clients. "We've already welcomed a number of highly skilled brokers to our Wrexham team, to continue building Howden's commercial specialist services in the region to position ourselves as the leading broker in and around Wrexham." Howden announced the appointments of Nathan Brookefield and Andrew Kells earlier this year, followed by the addition of Daryl Jones, Victoria Bonynge and Connor Hughes this month, marking an important milestone in the growth of the Wrexham Commercial team. Together, they bring significant experience across commercial insurance, risk management and client relationship management, further strengthening Howden's ability to support businesses across North Wales. Victoria joins from Brown & Brown with a focus on supporting manufacturing and food and beverage businesses across Wales, while Daryl joins from C&C Insurance Brokers and Connor from Brown & Brown. Their appointments reinforce Howden's ongoing investment in the region and its commitment to combining specialist expertise with local service.

Captive International
Sep 23rd, 2026
Howden appoints Zern to head up US health & benefits division.

Howden appoints Zern to head up US health & benefits division. Howden has appointed John Zern (pictured) as vice chair of health and benefits at Howden US, a move that the company said positions it to lead employers through the steepest sustained rise in healthcare costs in more than two decades. Zern will oversee Howden's health and benefits practice, growing its presence across the employer community and helping to shape the firm's US strategy. He joins as employers face mounting pressure from increasing pharmacy spend, complex medical claims and employees' expectations for more personalised benefits - all while needing to be underpinned by superior data- and AI-driven strategies. Zern brings more than 35 years of experience leading and growing significant employee benefits and property-casualty businesses, including at one of the industry's largest global brokers. He joins Howden from Ryan Specialty Benefits, where he served as president and chief executive. "John is among the most respected leaders in this industry, and his experience building and scaling benefits businesses will prove instrumental as we provide Health and Benefits offerings that set new standards," said Mike Parrish, chief executive of Howden Americas. "Attracting leaders of John's calibre is how we keep raising the bar for clients." As a member of Howden's senior US leadership team, Zern's appointment builds on the firm's global investment in the space, including recent acquisitions and senior hires that have significantly scaled its international Health and Benefits capability, positioning Howden as a leading firm of choice for employers seeking a more specialised, client-first partner in the US market. "Employers are under more pressure than ever to deliver benefits that work for their people while addressing the increased investment in healthcare spend. Howden's specialist-led, data-informed and technology-forward client service model is exactly what this moment needs. I'm excited to advance an already distinctive Health and Benefits business with an exceptional team that breaks from the industry's status quo by giving our clients the clarity and control they need, backed by the scale and expertise of a truly global platform," said Zern. Editor's picks. 11 September 2026 10 September 2026 2 September 2026 19 August 2026 18 August 2026 14 August 2026

BusinessCloud
Sep 21st, 2026
FintechOS to double down on US growth with £21m boost.

FintechOS to double down on US growth with £21m boost. London-based agentic platform serving financial services secures combined equity and debt refinancing after reaching profitability FintechOS has raised £21 million in combined equity and debt financing from its current shareholder base. The London-based agentic platform serves banks, insurers and other financial services companies across the United States and Europe. The investors include Bek Ventures, IFC, Cipio Partners and Molten Ventures, alongside a senior debt facility from Santander CIB. The investment will be used to further set up the company's expansion base in the United States, deepen its European client portfolio, and scale the delivery practice behind its AI-native platform. The round follows a strong first half of 2026 for FintechOS, during which the company confirmed it had reached profitability while growing recurring revenue 40% year-on-year for the first half of 2026, driven in large part by 130% growth in the US market. Operational EBITDA had climbed to more than 102% year-on-year, as gross margin gains allowed the company to fund its next phase of growth without slowing down. The company expects to close a record number of new customers in 2026, with more than 20 new financial institutions worldwide adopting their AI-native platform, FintechOS 8. "Reaching profitability was not an accident, it was the outcome of a deliberate, multi-year effort to get our cost base, our margins and our delivery practice right before we pushed harder on growth again," said Cyril Desouza, CFO of FintechOS. "Now that discipline is paying off twice over: the business has reached profitability, and we've already made the shift back into high growth, which is exactly the combination that lets us take on a round like this one." The United States has been FintechOS's fastest-growing market for the past year, and the company is now moving to scale that momentum further. The firm says it is appointing a strong set of board directors in the US market, including a new chairman, to help drive the strategy for the next phase of the company's expansion and strategic partnerships across the region, building on the 130% year-on-year growth already achieved there. FintechOS's strategic partnership with Finxact - part of Fiserv, one of the largest core banking and payments providers in the US - builds on existing partnerships such as the one with Finastra Phoenix, another leading core banking provider, opening the door to a new pool of bank and credit union clients set to join a roster that already includes ESL Federal Credit Union, Vibrant Credit Union, Hanscom Federal Credit Union, Farmers Bank of Willards, MHG Insurance and others. The company is targeting more than 200% year-on-year growth in the US over the next 12 months. Teo Blidarus (pictured), founder and CEO, added: "Growth and profitability go hand in hand, not at the expense of one another. "Santander CIB's support, alongside other investors that trust us, is a strong vote of confidence in the path we're on, and it gives us the capital to go after the extraordinary potential we see ahead, particularly in the US, without compromising the discipline that got us to profitability in the first place." Alongside its US acceleration, FintechOS is consolidating its presence in European banking and insurance, partnering with new customers in the UK while also continuing strong partnerships with systemic organisations including BRD Groupe Société Générale, Admiral, CEC Bank, Howden, Bankinter and Groupama.