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Desjardins Group

Cooperative financial group offering full services

Account Manager - Commercial Market

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeMontreal, QC, CanadaHybrid

About the Job

Requirements

  • A Bachelor's degree in a related field.
  • A minimum of eight years of relevant experience, although other combinations of qualifications and relevant experience may be considered.
  • Knowledge of French is required.
  • Knowledge of the latest financial, economic, policy, and legislative developments.
  • Ability to perform market and business-centre external-environment analyses.
  • Ability to perform financial analysis.
  • Knowledge of the characteristics and credit risk inherent to major commercial, industrial, and institutional markets.
  • Knowledge of loan and guarantee contracts.
  • Knowledge of business products and services offered by caisses, components, Desjardins distribution networks, and competitors.
  • Knowledge of business financing and credit-management practices.
  • Knowledge of policies, legislation, and standards governing products and services offered by the business centre.
  • Knowledge of business credit authorization, monitoring, collection, and recovery practices.
  • Knowledge of Desjardins business processes.
  • Understanding of the referral process.
  • Familiarity with government business-assistance programs.
  • Networking skills.
  • Strong sales skills.
  • Knowledge of service standards.
  • Understanding of cooperative and cooperative-network values, rules, and operations.

Responsibilities

  • Prospect, solicit, develop, and maintain business relationships with major strategic commercial-sector clients to promote and sell products and services and grow the business centre.
  • Represent, negotiate, and engage companies in strategic agreements important to the business centre.
  • Balance sales objectives, prudent risk management, portfolio profitability, and member, client, and partner satisfaction.
  • Act as an account manager and key intermediary between the business centre and members and clients.
  • Ensure proper usage and updating of, and satisfaction with, offered products and services; analyze dissatisfaction and recommend solutions.
  • Identify and analyze member and client needs, develop personalized solutions, prepare integrated service offerings, and negotiate applicable conditions.
  • Recommend strategies and solutions to increase business volume, support sound risk management, improve portfolio profitability, and strengthen business relationships.
  • Use market intelligence to identify business-development opportunities that increase product and service competitiveness.
  • Execute promotional activities and participate in targeted public-relations activities and the business community.
  • Address client and member needs, pursue business opportunities, and refer clients to the appropriate person when needed.
  • Adhere to applicable policies, practices, standards, laws, and regulations governing financial-product and service distribution.
  • Provide sound and prudent risk management for assigned portfolios.
  • Share expertise with unit members as needed.

About the Company

Desjardins Group

Cooperative financial group offering full services

Desjardins Group is a large cooperative financial organization in North America that provides banking and financial services to individuals and businesses in Canada. Its products include everyday accounts, loans, mortgages, investments, insurance, and corporate finance, delivered through branches, online platforms, and its subsidiaries. The cooperative structure and strong balance sheet help Desjardins offer reliable services with high capital ratios and solid credit ratings, differentiating it from many competitors. Its goal is to serve the financial needs of its members and clients by delivering accessible, well-capitalized financial products and services across Canada.

Company size
Not listed
Company stage
Not listed
Total funding
$203.1M
Headquarters
Quebec City, Canada
Founded
1900

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