Full-Time

Senior Solution Architect

Posted on 7/3/2025

ACI Worldwide

ACI Worldwide

1,001-5,000 employees

Real-time electronic payments software provider

No salary listed

Omaha, NE, USA + 1 more

More locations: Norcross, GA, USA

Hybrid

Must reside in US Central or Eastern Time Zone; remote work from home.

Category
Sales & Solution Engineering (2)
,
Required Skills
Risk Management
Requirements
  • Bachelor’s degree or equivalent experience
  • 10 years of progressively responsible experience in the Information technology field in which the position specializes
  • Extensive payments industry experience
  • Graduate degree and/or advanced industry certifications preferred
Responsibilities
  • Industry/Business Analysis: Analyzes client’s business needs, integrates client’s business strategies and recommends appropriate information technology solutions utilizing ACI’s methodologies. Conducts analysis of corporate objectives, critical success factors, business functions and processes. Plans, integrates and manages the implementation of new technology. Has technical expertise in one or several business or industry specializations which may include: Financial or Merchant Retail Payment Models; Global Payment Networks; Business Process Re-engineering; Client Server Application Development; Application Outsourcing; Technology Migration; Data Mining/Data Warehousing/Analytics; Electronic Banking or Electronic B2B Commerce; Customer Relationship Management; Treasury Management.
  • Project Management: As a high level technical expert, performs a variety of duties involved with managing large, strategic and/or multiple projects. Establishes critical success factors for the project(s); Develops/improves strategic processes and direction for projects; Develops project plans and Statements of Work early in the project life cycle; Solves highly technical and complex problems for project(s); Guides and provides ultimate technical direction for projects; May audit projects for adherence to plans; Contributes to knowledge management by documenting best practices and forwarding to knowledge management repositories.
  • Business Development/Sales Support: Significantly contributes to the regional/product’s business development and sales support efforts for a particular territory, industry or account. Aligns business development activities with regional/product’s business needs. Contributes to the development and execution of overall business and marketing plan; Identify new business opportunities; Meets with prospective, current and former clients describing and defining ACI’s services particularly as they relate to area of specialty; Prepares and presents detailed presentations to extend existing, develop additional and create new client contracts; Identifies staff that matches client/project need.
  • Mentoring Employees: Typically act as a mentor, coach or trainer to consultants by sharing business expertise. Ensures that necessary staff information is updated and entered into ACI’s Time and Expense Reporting System by the deadlines.
  • Non-Essential Functions: Supervision Received: Works independently from broad guidelines in consultation with ACI management to achieve specific results. Manages projects and balances competing demands in an environment with rapidly changing circumstances and priorities. Responsible for meeting project schedules and deadlines and apprises management of progress.
  • Non-Essential Functions: Technical/Business Skills: A recognized expert in one or more technical disciplines, unique applications, or particular industry(s). An expert in one or more of ACI’s methodologies or service offerings such as ISM, PDM, ESP/BAU, Fraud Risk Management Optimization, Advanced Payment Solutions, etc. Must have advanced knowledge and training in ACI’s software development method (PDM). May be an expert in one or more technical areas such as payment architecture, ACI product architecture, ACI product configuration & operational architecture, global payment network architecture, network architecture or database architecture. Possesses global business and information technology knowledge. Has ability to develop and execute a business plan. Possesses thorough knowledge of business management practices including financial accounting, economics, human resources management, negotiation strategies, business policy and management objectives. Has ability to synthesize client business needs into customized IT solutions. Demonstrates ability to write and present proposals and make presentations to CIO level clients. Must have a strong understanding of the relationship between ACI and its clients.
  • Non-Essential Functions: Achievement Competencies: Must be able to focus on a desired result, set challenging objectives, pursue them tenaciously and meet or exceed those objectives. Must ensure that work and information are sufficiently complete and accurate; following up with others to ensure that agreements and commitments have been fulfilled. Must be able to manage multiple tasks and balance competing demands in an environment with rapidly changing circumstances and priorities.
  • Non-Essential Functions: Problem Solving & Risk Management Competencies: Must have the ability to anticipate the implications and consequences of risks or business situations and take appropriate action to prepare for possible mitigation actions and or contingencies. Must have the ability to identify information needed to clarify a risk or business situation, seeking that information from appropriate sources and use skillful questioning to draw out the information.
  • Non-Essential Functions: Communication/Interpersonal Skills: Viewed as highly credible in the area of expertise within the Information Technology industry. Has frequent strategic interactions with high level clients as well as regular business development meetings with current and potential clients. Has excellent negotiation and presentation skills. Must promote a positive professional attitude. Must have the ability to work cooperatively with others on a team and to work within the ACI framework. Has written communication skills necessary to write proposals and articles in industry publications. Maintains mentoring relationships with employees instructing, motivating, guiding and counseling as necessary.
  • Perform other duties as assigned
  • Understand and adhere to all corporate policies to include but not limited to the ACI Code of Business Conduct and Ethics.
Desired Qualifications
  • Graduate degree and/or advanced industry certifications preferred

ACI Worldwide provides real-time electronic payment and banking software for banks, financial institutions, processors, and merchants. Its offerings include mission-critical software and SaaS solutions that enable processing of electronic payments, settlement, and related treasury functions. The products work as licensed software or cloud-based services, with ongoing maintenance and transaction-based fees for cloud offerings; customers interact with the systems to initiate, route, and settle payments in real time, across various channels and payment networks. Compared with peers, ACI differentiates itself through a broad, global portfolio of payment engines and services, support for multiple payment rails, and a mix of on-premises and cloud-based deployment with pricing tied to usage. Its goal is to help customers move money quickly, securely, and reliably at scale, enabling institutions and businesses to run real-time payment workflows and digital banking operations worldwide.

Company Size

1,001-5,000

Company Stage

IPO

Headquarters

Coral Gables, Florida

Founded

1975

Simplify Jobs

Simplify's Take

What believers are saying

  • Real-time payments revenue surges 20% driving 7-9% overall 2026 growth.
  • Global card transactions projected to reach 1.1 trillion by 2029.
  • Payment Components acquisition enhances AI-powered Open Banking orchestration.

What critics are saying

  • Fiserv erodes US bank share via MoneyLion acquisition and RTP bundling.
  • PCI DSS 5.0 enforcement in July 2026 exposes legacy software vulnerabilities.
  • Lynk open-source project commoditizes ACI Connetic APIs starting April 2026.

What makes ACI Worldwide unique

  • ACI Connetic connects eight US networks including RTP, FedNow, and Zelle.
  • ACI powers Colombia's Bre-B, processing 500 million transactions in five months.
  • ACI integrates J.P. Morgan Kinexys blockchain for global account verification.

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Benefits

Health Insurance

Remote Work Options

Flexible Work Hours

Company News

FF News
Mar 19th, 2026
Colombia's Bre-B hits more than 500 million transactions as ACI Worldwide and Banco de la República take the stage at Fintech Americas 2026.

Colombia's Bre-B hits more than 500 million transactions as ACI Worldwide and Banco de la República take the stage at Fintech Americas 2026. WHY THIS MATTERS: Colombia's Bre-B system is a new benchmark for real-time payments in Latin America, establishing a critical foundation for greater financial inclusion across the region. Processing half a billion transactions and registering over 100 million keys in its first five months is a feat of national-scale financial market infrastructure that validates the central bank's approach to public-private collaboration. This adoption rate is not just a statistical milestone; it signifies a massive shift in consumer and business behavior, proving that interoperable instant payment systems - when properly implemented - are immediately sticky. This success offers a direct roadmap for other emerging economies looking to modernize their payment rails and drive transactions away from cash. For global fintechs and financial institutions, Bre-B's trajectory signals that the next competitive frontier in LatAm lies in building services on top of these high-velocity, low-cost rails, particularly as the focus now shifts toward seamless cross-border capabilities. Colombia's real-time payments transformation is accelerating at remarkable speed. In just five months, Bre-B has processed more than 500 million transactions and registered over 100 million payment keys, firmly establishing the scheme as one of the most rapidly scaled real-time payment systems in Latin America. For this achievement, ACI has been named the winner of this year's Central Banking Financial Market Infrastructure Services - Retail Award. The awards judges highlighted the collaborative nature of the scheme, the implementation in record time, and ACI's flexibility in addressing design challenges to deliver the Bre-B implementation on schedule, ensuring a highly successful launch. These milestone results will be in the spotlight at Fintech Americas Miami 2026, where Mauricio Fernández, real-time payments lead, Latin America, ACI Worldwide, and Ana Carolina Ramírez Pineda, deputy director of retail payments, Banco de la República, will share insights into Bre-B's rapid rise and outline what comes next for the national scheme. Powered by ACI Worldwide (NASDAQ: ACIW) and operated by Banco de la República, Bre-B is redefining how Colombians send money, pay merchants, and engage with digital financial services. Its early performance reflects both the scale and inclusivity of Colombia's new real-time payments infrastructure, representing one of the strongest national real-time deployments anywhere in the world. A New Foundation for Colombia's Real-Time Economy Launched to modernize the country's payment infrastructure and expand financial inclusion, Bre-B enables instantaneous, interoperable transfers across all participating financial institutions. Built on ACI's Digital Central Infrastructure, the scheme is already reshaping how consumers, merchants, government entities, and utilities conduct transactions. It also represents a regional first: a nationally coordinated real-time payments scheme jointly developed by the central bank, regulators, commercial banks, and technology partners, setting a new standard for collaborative digital payments innovation in Latin America. ACI Worldwide: Powering Colombia's National Real-Time Scheme As Banco de la República's technology partner, ACI Worldwide provides the addressing directory, 24/7 clearing and settlement engine, and interoperability services that underpin Bre-B's reliability and scale. "Bre-B's first five months demonstrate what coordinated leadership and modern infrastructure can achieve at national scale," said Mauricio Fernández, real-time payments lead, Latin America, ACI Worldwide. "Colombia is now one of the region's most advanced real-time payments markets. We are proud to support Banco de la República in building a system that strengthens financial inclusion and sets a new benchmark for Latin America." "Bre-B has fundamentally transformed how Colombians transact, creating faster, more transparent, and more inclusive financial services," said Ana Carolina Ramírez Pineda, deputy director of retail payments, Banco de la República. "The first five months highlight the power of interoperability and strong public-private collaboration. As we move into the next phase, continued partnership with ACI Worldwide will be essential in expanding innovation and exploring real-time cross-border opportunities." Looking Ahead: Real-Time Cross-Border Opportunities With domestic real-time payments firmly established, attention now turns to the cross-border dimension, particularly the high-volume corridor between the United States and Latin America. At Fintech Americas, ACI Worldwide will outline how domestic real-time schemes like Bre-B can interoperate with global real-time networks, positioning regional banks to compete in the fast-growing remittances and international payments space. Fintech Americas Miami 2026: ACI Worldwide and Banco de la República on Stage Bre-B will take center stage at Fintech Americas as ACI Worldwide and Banco de la República share their journey, insights, and lessons learned. Featured Session: Real-Time Payments and 24/7 Economies, The New Competitive Advantage in Latin America, Wednesday, March 25, 2:30 PM - 3:00 PM EDT * Mauricio Fernández, Real-Time Payments Lead, Latin America, ACI Worldwide * Ana Carolina Ramírez Pineda, Deputy Director of Retail Payments, Banco de la República Together, they will unpack Bre-B's governance model, operational rollout, adoption trajectory, and its wider economic impact. FF NEWS TAKE: The rapid scalability and adoption of Bre-B moves the needle significantly for the entire Latin American payment landscape. It confirms the region's readiness for large-scale real-time payments adoption, setting a high bar for speed and government-led execution. The most important area to watch next is the transition to real-time cross-border payments. Given the high-volume remittance corridor between the US and LatAm, Bre-B's future ability to interoperate with global networks like FedNow or Pix will determine if regional banks can successfully capture a greater share of the international payments and remittances market.

Business Wire
Mar 4th, 2026
ACI Worldwide launches cloud-native card payments platform, processing 300B+ transactions annually

ACI Worldwide has launched ACI Connetic for Cards, a cloud-native card payments suite integrated within its unified payments platform. The solution combines issuing, acquiring and ATM capabilities with account-to-account payments and AI-driven fraud prevention on a single platform. ACI currently processes over 300 billion card transactions annually through its existing solutions. The new platform modernises these capabilities with enterprise-grade modular architecture supporting the full transaction lifecycle across all channels. Global card transactions reached 776 billion in 2024 and are projected to hit 1.1 trillion by 2029, according to the Nilson Report. ACI Connetic for Cards provides financial institutions with a modernisation pathway that maintains stability whilst enabling faster innovation. The cloud-native, API-first platform offers enhanced operational efficiency and greater resilience across payment ecosystems.

Yahoo Finance
Feb 27th, 2026
ACI Worldwide misses Q4 earnings estimates by 14%, posts $481.6M revenue

ACI Worldwide reported fourth-quarter earnings of $0.90 per share, missing the Zacks Consensus Estimate of $1.05 per share and falling short of $1.08 earned a year earlier. The earnings miss represents a 14.29% negative surprise. The electronic payments software company posted revenues of $481.6 million for the quarter ended December 2025, exceeding the Zacks Consensus Estimate by 2.82% and surpassing year-ago revenues of $453.04 million. The company has beaten consensus revenue estimates in four consecutive quarters. ACI Worldwide shares have declined 13.2% year-to-date, underperforming the S&P 500's 1.5% gain. The company currently holds a Zacks Rank of 4 (Sell), suggesting shares are expected to underperform the market near-term. Consensus estimates for the coming quarter stand at $0.34 per share on revenues of $402.2 million.

Yahoo Finance
Feb 26th, 2026
ACI Worldwide hits $1.76B revenue with 'AI-first' strategy and 7-9% growth outlook for 2026

ACI Worldwide reported its second consecutive year of double-digit revenue growth, reaching $1.76 billion in 2025, driven by demand across its Payment Software and Biller segments. The company unified its Bank and Merchant businesses into a single Payment Software segment to improve operational efficiency. The firm validated its Connetic cloud-native platform strategy through signings with large European banks and is preparing to launch the card-based portion shortly. ACI has adopted an "AI-first" approach through its Velocity programme, focusing on engineering productivity and automated contract analysis. For 2026, ACI projects revenue growth of 7% to 9% on a constant currency basis, with 56% expected in the second half due to contract timing. The company appointed Kim deBeers to its board and maintains a net debt leverage ratio of 1.2x.

Stock Titan
Nov 3rd, 2025
ACI Worldwide Acquires Payment Components

ACI Worldwide has acquired European fintech Payment Components to enhance ACI Connetic's payments orchestration capabilities. Payment Components, founded in Greece in 2014, provides AI-powered financial messaging and Open Banking solutions. The acquisition includes technology, intellectual property, and talent, aiming to integrate expanded messaging features into ACI Connetic. Financial details were not disclosed, and the acquisition is not expected to be financially material to ACI.

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