Head of Financial Crime Compliance

About the job

About HIFI

HIFI is a stablecoin infrastructure company building technology for the next-generation of financial products. We build tools for payments and tokenized money products across money movement, cards, and capital markets. Institutions and enterprises already use our platform and APIs to move billions of dollars in production environments around the world, and we are still early.

Founded in 2022, our organization is flat and our team is talent dense. We work in person at our office in Flatiron and are intentional about who we work with. We've raised $37 million from world-class investors, including a Series A led by Left Lane Capital.

About the Team

HIFI's compliance team is what makes it possible for banks, fintechs, and institutions to move money on stablecoin rails with confidence. The team owns the BSA/AML program, sanctions controls, and client onboarding that every partnership and every dollar of volume depends on. As stablecoin regulation takes shape this role helps HIFI scales from an early-stage startup into a long-term, category-defining platform, this team will set the standard for how compliance is built into institutional stablecoin infrastructure, as a core part of the product rather than an add-on.

The Head of Financial Crime Compliance owns that effort day to day. You'll run HIFI's BSA/AML and sanctions program across both fiat and on-chain flows, and you'll be the primary point of contact for banking partners, auditors, and examiners. This is a senior role with real ownership: you'll set policy, manage and grow the compliance team, and work directly with product and engineering to turn regulatory requirements into onboarding flows and monitoring rules.

Responsibilities

• Own HIFI's BSA/AML and sanctions compliance program across fiat and stablecoin flows, including the annual risk assessment and independent testing.

• Oversee KYC/KYB and enhanced due diligence for institutional clients, fintechs, and financial institutions, and make final calls on high-risk onboarding decisions.

• Manage transaction monitoring and investigations, including alert quality, escalation standards, and final review and filing of SARs.

• Run sanctions screening (OFAC and other applicable lists) on clients, counterparties, and blockchain wallet addresses, and set the standards for resolving potential matches.

• Serve as the primary point of contact for banking partners, auditors, and examiners, and own responses to diligence requests and exam findings.

• Write and maintain compliance policies and procedures, including stablecoin-specific requirements under the GENIUS Act, and brief leadership on regulatory changes that affect the business.

• Partner with product and engineering to design onboarding flows, monitoring rules, and system controls, and evaluate and select compliance vendors and tooling.

• Hire, manage, and develop the compliance team, and set the processes that let the function scale with transaction volume.

You might be a fit if

• 7+ years of relevant experience in BSA/AML, financial crime compliance, payments compliance, fintech compliance, banking, crypto, or a related field.

• Experience operating at a senior individual contributor or management level within a regulated financial services, payments, fintech, crypto, or banking environment.

• Strong working knowledge of BSA/AML, KYC/KYB, customer due diligence, enhanced due diligence, OFAC sanctions, transaction monitoring, and suspicious activity escalation.

• Strong understanding of payment flows, including ACH, wire, RTP, cross-border payments, virtual accounts, and other bank payment rails.

• Strong familiarity with stablecoins, digital asset transactions, blockchain-based settlement, wallets, and crypto compliance risks.

• Experience working with compliance platforms such as Sumsub, Persona, TRM Labs, Chainalysis, or similar systems.

• Demonstrated experience improving or redesigning manual compliance processes through automation, workflow design, tooling, or operational controls.

• Strong judgment and the ability to distinguish between regulatory requirements, partner requirements, internal policy, and risk-based business decisions.

• Ability to communicate complex compliance issues clearly to technical, operational, commercial, and executive stakeholders.

• Strong project management skills and the ability to drive remediation and implementation work across multiple teams.

• Comfort operating in a fast-moving environment where products, regulations, counterparties, and risk profiles evolve quickly.

Why This Role Matters

Every institution that moves money on HIFI's rails is trusting that the compliance behind them is airtight. This is a chance to build that trust from the ground up at a stablecoin payments infrastructure company as it scales, and to help set the standard for how compliance should work.

Additional Requirement

Must be within a commutable distance from our office and able to work in person most days of the week.

Equal Opportunity Statement

HIFI is an equal opportunity employer. We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other legally protected status. We also provide reasonable accommodations during the hiring process.

Featured benefits

Medical insurance, Vision insurance, Dental insurance