Full-Time

Software Engineer II

Backend, Merchant Engineering

Posted on 8/13/2024

Affirm

Affirm

1,001-5,000 employees

Provides buy now, pay later financing solutions

Fintech
Financial Services

Compensation Overview

$125k - $175kAnnually

+ Equity Rewards + Monthly Stipends for Health, Wellness and Tech Spending

Mid

Remote in Canada

Category
Backend Engineering
Software Engineering
Required Skills
Kotlin
Sentry
Python
MySQL
Elasticsearch
Requirements
  • 2-4+ years of experience as a software engineer
  • You have a proven track record of developing, testing, and shipping high-quality software at scale
  • Prior experience with monitoring and alerting systems (sentry.io, rollbar, chronosphere, kibana)
  • Experience with building Python, Kotlin APIs is a plus
  • Experience with mySQL or ElasticSearch is a plus
  • Experience building thoughtfully designed, highly performant interfaces
  • Product-centric thinking -- we care just as much about the product experience (ours, our stakeholders', and our company's) as we do the design of our engineering systems.
  • You enjoy leading technical architecture discussions and drive technical decisions within your team and beyond
  • You communicate clearly both verbally and in writing. If anything, you trend towards over-communication.
Responsibilities
  • Technical strategy for broad or complex requirements with insightful and forward-looking approaches that go beyond the direct team and solve large open-ended problems
  • Participating in the strategic development of methods, techniques, and evaluation criteria for projects and programs
  • Actively owning the merchant data platform and defining its long-term health, while also improving the health of surrounding systems
  • Collaborating with engineers within our team and across the organization
  • Improving engineering standards, tooling, and processes throughout the organization

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

Company Stage

IPO

Total Funding

$1.1B

Headquarters

San Francisco, California

Founded

2012

Growth & Insights
Headcount

6 month growth

-4%

1 year growth

-4%

2 year growth

-10%
Simplify Jobs

Simplify's Take

What believers are saying

  • Affirm's partnership with Adyen expands its reach in North America.
  • Affirm's $4 billion partnership with Sixth Street boosts financial stability.
  • Affirm's BNPL services gain traction among high-income consumers.

What critics are saying

  • Increased CFPB regulation could raise compliance costs for Affirm.
  • Affirm faces competition from new entrants in the BNPL market.
  • Reliance on partners like Adyen and Apple poses potential revenue risks.

What makes Affirm unique

  • Affirm offers transparent installment loans with no hidden fees or surprises.
  • Affirm partners with over 2,000 merchants, including major retail brands.
  • Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

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Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses

Supportive communities: Get involved with our employee resource groups and community groups

Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country

Generous time off: Take the time you need when life happens

Health benefits: Get a plan that fits your needs

Mental healthcare: Take care of your mind with great mental health programs

Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.

Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.

Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.

Learning & development: Engage in exciting learning programs to level up your growth.

INACTIVE