Full-Time

Principal Product Analyst

Ethos Life

Ethos Life

501-1,000 employees

Tech-driven online life insurance provider

Compensation Overview

$166k - $260k/yr

Remote in USA

Remote

Category
Data & Analytics (1)
Required Skills
Amplitude
SQL
Snowflake
Requirements
  • 8+ years of product analytics experience in consumer-facing, high-growth environments
  • You don't wait for a spec. You see the gap, frame the question, build the answer, and land the insight with the right audience. You move at 5x the speed of a traditional analyst — not by cutting corners, but by leveraging every tool available. When you solve a problem, you solve it for the team.
  • You've changed what gets built, not just reported on what shipped.
  • Deep expertise in experiment design, causal inference, and power analysis — combined with daily use of AI tools and a clear-eyed understanding of where they accelerate, where they hallucinate, and where human judgment is non-negotiable.
  • You can make an executive care about a p-value and a data engineer care about a business metric. You write clearly, present with conviction, and know when a Slack message beats a slide deck.
  • Comfortable across the modern analytics stack (Snowflake, dbt, Amplitude, Hex, Mode). Strong SQL foundations — not because you'll write every query by hand, but because you need to reason through data logic, validate AI-generated output, and debug when something's off.
Responsibilities
  • Insight that drives product decisions. You identify the highest-leverage questions, build the frameworks to answer them, and bring clear recommendations to product and leadership. PMs and executives make different decisions because you're in the room.
  • Deep customer and business understanding. You build a rich model of how customers behave, what drives conversion and retention, and where growth opportunities live. That model shapes everything from long-term roadmap bets to the micro-decisions made in weekly product reviews.
  • Experimentation at portfolio scale. Own experiment strategy across your product areas — design, guardrails, interpretation, and the cross-experiment patterns that reveal the bigger picture no single test shows.
  • AI system quality and judgment. Our agents pull data, read configs, and produce draft analyses. You own the quality of that output — validating it, sharpening it, and training the system over time. Human judgment over AI judgment. Always.
  • Connecting dots no one else sees. You operate across product areas, experiments, and data sources — surfacing patterns, opportunity-sizing insights, and strategic bets that siloed analysis misses. You shift how leadership thinks about growth.
  • Raising the bar for the entire team. You set the standard for how AI and analytical rigor work together. When you find a better way to validate an experiment, pressure-test a metric, or get signal from AI faster — you make it the team's new baseline.

Ethos Life offers online life insurance with a focus on simplicity and speed. What it does: Ethos provides term and whole life policies through an online platform, using partner carriers to issue coverage. How it works: Potential customers receive instant online quotes and can apply without a medical exam; the platform asks health and lifestyle questions to assess risk, with many applications approved in minutes. Revenue model: Ethos earns commissions on policies sold by its partner carriers. Value adds: Complimentary estate planning tools such as free wills and estate plans for eligible policyholders. How it differs from competitors: It eliminates medical exams, provides a fully online application process, and adds estate planning resources, positioning itself as a tech-driven, customer-friendly alternative in life insurance. The goal: Make life insurance easy to obtain and affordable for individuals and families while providing quick coverage and helpful planning tools.

Company Size

501-1,000

Company Stage

IPO

Headquarters

Austin, Texas

Founded

2016

Simplify Jobs

Simplify's Take

What believers are saying

  • Liberty Mutual partnership launches white-labelled platform expanding Ethos reach in 2026.
  • IPO at $19 per share on Nasdaq LIFE raises $97.5M valuing firm at $1.2 billion.
  • Banner Life collaboration adds two whole life products launched in under five months.

What critics are saying

  • Liberty Mutual white-label diverts 60-80% direct-to-consumer sales within 6-12 months.
  • NYDFS bans no-exam policies over $1.5M starting July 2026 slashing high-value market.
  • Bestow and Ladder capture share with lower-premium AI underwriting in 12-24 months.

What makes Ethos Life unique

  • Ethos eliminates medical exams using machine learning underwriting engine founded in 2016.
  • Ethos platform issues policies in minutes via online applications for term and whole life.
  • Ethos partners with carriers like Legal & General America and Banner Life for instant coverage.

Help us improve and share your feedback! Did you find this helpful?

Your Connections

People at Ethos Life who can refer or advise you

Benefits

Remote Work Options

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

0%

2 year growth

-1%
Yahoo Finance
Mar 24th, 2026
Ethos and Banner Life launch two whole life insurance products in under five months

Ethos Technologies has expanded its partnership with Banner Life Insurance Company to offer two new Ethos-branded whole life insurance products: Simplified Issue Whole Life and Guaranteed Issue Whole Life. The products will be available through Ethos' technology platform, extending the company's final expense solutions to more families. The collaboration moved from concept to market launch in under five months. Ethos now offers 12 products through its platform, working with carriers including Banner Life, TruStage Financial Group, Ameritas Life Insurance, Protective, North American Sammons and Aflac. The new whole life products will initially be available through select agencies and aim to help families cover end-of-life and other expenses. Both companies emphasised their shared commitment to closing the US life insurance coverage gap through more accessible and affordable solutions.

Yahoo Finance
Mar 3rd, 2026
Citi raises Ethos Technologies price target to $16 on strong Q4 revenue of $110M

Citi has raised its price target on Ethos Technologies Inc. to $16 from $15, maintaining a Buy rating following the company's strong Q4 results. The bank cited sustained operational momentum and acceleration continuing into Q1. Ethos reported Q4 revenue of $110.1 million, beating consensus estimates of $108.32 million, with 65% year-over-year growth. The digital life insurance platform reached 500,000 activated policies, a key milestone for adoption. The company projects fiscal 2026 revenue between $510 million and $514 million, representing approximately 32% year-over-year growth, with adjusted EBITDA of $99 million to $103 million. Founded in 2016, the Austin-based company uses AI and data science to modernise life insurance distribution through a no-medical-exam application process.

Carousel Capital
Feb 4th, 2026
Carousel Capital closes continuation vehicle for Ethos with Dextra Partners

Carousel Capital has closed a continuation vehicle for Ethos, a national provider of tech-enabled insurance claims investigation and medical management solutions. The vehicle is anchored by Dextra Partners, with Carousel Capital Partners VI making a significant investment alongside. Since partnering with Ethos in 2020, Carousel has supported the company's transformation from a specialised investigations provider into an integrated platform offering comprehensive services. Under CEO Micah Smith, Ethos has expanded nationally, completed strategic acquisitions and invested in its proprietary Sightline operating system and AI-enabled tools like Pathfinder. The continuation vehicle will support further technology investment, expansion of medical management offerings and deeper market penetration. Ethos has also established a new senior credit facility led by Freeport Financial, with participation from Apogem Capital and Barings.

Seeking Alpha
Jan 29th, 2026
Ethos IPO prices at $19 per share, raises $97.5M in middle of expected range

Ethos, a life insurance technology platform, priced its initial public offering at $19 per share, the middle of its expected range of $18-$20. The company offered 5.13 million shares of class A stock in the listing.

Yahoo Finance
Jan 29th, 2026
Insurance platform Ethos Technologies, backers raise about $200 million in US IPO

The company and the selling shareholders ‌sold 10.5 million shares at $19 apiece, the midpoint of its targeted range of $18 to $20 a ‌share. The IPO valued Ethos at about $1.2 billion, based on the number of shares outstanding mentioned in its prospectus. Ethos, backed by venture capital firms Accel and Sequoia, said its platform and underwriting engine transform the buying, selling, and ⁠risk management of life ‌insurance, helping customers secure coverage in minutes rather than months.