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German American Bank

Banking, investments, and wealth management services

Mortgage Loan Originator

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeOwensboro, KY, USAIn-person

About the Job

Requirements

  • Obtain or hold an NMLS State License or Federal NMLS Registration.
  • Have at least 1 year of experience in real estate, mortgage, or equivalent sales.
  • Have skills in entrepreneurial and business development/sales; needs analysis, including analyzing customer income and debts; and verbal, written, and interpersonal communication.
  • Know Conventional, VA, USDA, FHA, FNMA, and Portfolio underwriting guidelines; mortgage compliance regulations; business acumen and judgment; and bank mortgage products, policies, and procedures.

Responsibilities

  • Originate sales of 1–4 single-family residential loans within guidelines and rates set by the Bank and its investors.
  • Analyze potential borrowers’ income, assets, and liabilities to identify appropriate mortgage programs and pre-qualify them for financing.
  • Follow up with applicants and secure information needed to process, underwrite, and close loans.
  • Meet volume and/or unit production targets and cross-sell bank products where applicable.
  • Identify opportunities to attract new customers and cultivate relationships with referral partners, including realtors, builders, bank colleagues, attorneys, former clients, and CPAs.
  • Recommend appropriate mortgage products and other products and services to meet customers’ financial needs, and provide customer service with integrity.

Desired Qualifications

  • Bilingual or multilingual ability.

About the Company

German American Bank

Banking, investments, and wealth management services

German American Bank provides banking, investments, and wealth management services to individuals, families, and businesses in Southern Indiana, Kentucky, and Ohio. Local branches and bankers offer checking and savings accounts, loans, investments, and wealth guidance to help customers manage money and plan for the future. The bank differentiates itself as a long-standing regional community bank with deep local roots, prioritizing integrity, responsive service, and close client relationships, as well as community involvement. Its goal is to help people and businesses prosper and improve quality of life by delivering practical financial solutions and reliable service.

Company size
201-500
Company stage
IPO
Headquarters
Jasper, TX
Founded
1910

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