Full-Time
Senior Full Stack Engineer
DataOS
Posted on 9/8/2026
Setpoint
51-200 employees
Platform automating asset-backed lending operations
No salary listed
Austin, TX, USA
Hybrid
Two days on-site per week, Tuesdays and Thursdays.
 Software Engineering (1) |
|---|
Get referred to Setpoint
See people who can refer or advise you
- 5+ years of full-stack software engineering experience with a proven track record of delivering production systems.
- Expertise in Python/Flask, TypeScript/React, Tailwind CSS, data warehouses, and tools for data and artificial intelligence, or similar technologies.
- Experience participating in a rotating on-call shift and the ability to investigate, triage, and resolve immediate production issues.
- A strong ownership mindset with responsibility for end-to-end initiatives through completion.
- Demonstrated ability to rapidly prototype and iterate based on tight feedback loops.
- Comfort operating in ambiguous, high-autonomy environments while driving clarity and progress.
- Curiosity and practical experience with artificial intelligence and large language model technologies, focused on responsible use in production systems.
- Excellent communication skills to ask effective questions, align stakeholders, and explain complex ideas clearly.
- A collaborative approach to working with teammates, receiving feedback, and contributing to team success.
- Build systems that streamline the parsing, standardization, and movement of complex financial data.
- Deliver client-facing, high-impact features, including responsible use of artificial intelligence and large language model technologies to automate workflows while maintaining quality and compliance.
- Collaborate with Product, Finance, and Leadership to shape the roadmap while working directly with the Tech Lead and accessing the C-suite.
- Build and refine internal user-experience tooling that keeps the team productive and maintains high velocity.
- Partner with cross-functional teams to clarify scope, validate client expectations, and ensure impactful delivery.
- Own end-to-end development of high-impact features across the stack, from design through launch.
- Develop client-facing, mission-critical functionality, including artificial-intelligence-driven features for document review, data verification, and data integrity.
- Strong database, data warehouse, and data integrity experience, with a focus on auditability and version control or change tracking for critical datasets.
Setpoint.io provides a platform for asset-backed lending in capital markets, acting as an operating system for onboarding, funding requests, and portfolio/risk management. It replaces spreadsheets with automated workflow software and integrates real-time Diligence Agent and Calculation Agent services to create a single source of truth. The platform enables onboarding, funding fulfillment, and financing requests within a day, and scales asset-backed products across the financing lifecycle. Revenue comes from subscriptions and possibly transaction fees; its goal is to improve efficiency, accuracy, compliance, and scalability in asset-backed lending by unifying operations and capital.
Company Size
51-200
Company Stage
Series B
Total Funding
$79.5M
Headquarters
Austin, Texas
Founded
2021
Get referred to Setpoint
See people who can refer or advise you
Simplify's Take
What believers are saying
- August 2026 product launch added Asset Allocator for borrowing-capacity optimization.
- Setpoint's 200-plus customers and 14-plus asset classes show broad platform adoption.
- Series B backers Wells Fargo and Citi validate distribution into regulated credit markets.
What critics are saying
- January 2026 inTENT acquisition still needs regulatory approval, delaying rollout and revenue.
- Setpoint depends on lender and borrower deal volumes; 2026 rate shocks hit transaction pipelines.
- A failed inTENT integration would blunt Setpoint's claims on agency-approved diligence leadership.
What makes Setpoint unique
- Setpoint powers over $50 billion annually across ABS and ABF markets.
- January 2026 inTENT acquisition adds rating-agency-approved diligence across 12+ asset classes.
- Setpoint now runs consumer diligence end-to-end, from tape parsing to final reports.
Help us improve and share your feedback! Did you find this helpful?
Benefits
Health Insurance
Dental Insurance
Vision Insurance
401(k) Company Match
Disability Insurance
Flexible Work Hours
Stock Options
Unlimited Paid Time Off
Remote Work Options
Growth & Insights and Company News
6 month growth
↑ 1%1 year growth
↓ -1%2 year growth
↑ 4%Former Elmwood Kmart site to be reimagined as high-end multifamily development. Lauricella Land Company, Felicity Property Co., Setpoint Ventures, and JEDCO announced the construction loan closing and commencement of construction for the Francis. FOR IMMEDIATE RELEASE May 21, 2026 (ELMWOOD, La.) - Lauricella Land Company, in partnership with Felicity Property Co., Setpoint Ventures, and Jefferson Parish Economic Development Commission (JEDCO), announced the construction loan closing and commencement of construction for The Francis on Thursday. The new five-story, 251-unit multifamily development will transform the former Kmart site in Elmwood Center into a vibrant mixed-use destination designed to support the continued evolution of Jefferson Parish's largest commercial corridor. Lauricella Land Company, in partnership with Felicity Property Co., is redeveloping the long-underutilized property into a modern destination that will introduce Elmwood Center's first residential offering alongside planned retail expansion opportunities. Designed to optimize the residential living experience, The Francis will feature thoughtfully curated finishes, hospitality-inspired gathering spaces, and technology-forward amenities intended to enhance convenience, connectivity, and quality of life for residents. In addition to the one- and two-bedroom apartments, planned amenities include a resort-style pool courtyard, fitness center, co-working and creative spaces, resident library, dog walk, and additional community gathering areas. JEDCO Development Corporation is thrilled to be entering into this entirely new chapter in the history of its company. Through the years JEDCO Development Corporation has worked very hard to elevate the quality of Elmwood Center and The Francis represents that vision. My father would be very proud. Louis Lauricella, Lauricella Land Company Managing Partner Beyond the physical transformation of the site, the project is expected to generate substantial economic impact for Jefferson Parish, including an estimated $3 million in construction permitting fees and building material sales tax revenue during construction. The development is also expected to support more than 200 construction and permanent jobs while generating additional long-term tax revenues that help support parish infrastructure and public services. The project reflects a growing national trend of reimagining retail and commercial properties into walkable mixed-use environments that integrate residential living, retail, and lifestyle amenities. Elmwood continues to experience strong commercial and business growth and remains the largest sales tax-producing district within Jefferson Parish. The Francis is expected to further support the area's continued momentum by providing high-quality housing options adjacent to one of the region's most active employment and retail centers. This project is a significant milestone not only for Elmwood, but for the continued evolution of Jefferson Parish," said JEDCO President and CEO Jerry Bologna. "The redevelopment of the former Kmart site into a high-quality, multifamily residential destination reflects its commitment to reposition legacy commercial properties into vibrant, mixed-use environments that better support modern lifestyles, workforce needs and long-term economic growth. Elmwood has long been one of the region's most active commercial centers. The Francis builds on the tremendous momentum in the area while creating new opportunities for residents, businesses, and future investment. JEDCO Development Corporation is proud to support this project and the impact it will have on Jefferson Parish for years to come. The Francis is an exciting next step in the continued growth of Elmwood. As a design-driven development team, its goal is to create a community with quality materials and amenities that enhance the resident experience and build upon the momentum within Elmwood. JEDCO Development Corporation is grateful for the support of JEDCO, Jefferson Parish, and its project partners in helping bring the vision for The Francis to life." W. Patrick Schindler, Felicity Property Co. The project financing is being provided by Hancock Whitney Bank, with Jefferson Parish and JEDCO serving as critical partners in helping bring the development to fruition. JEDCO worked closely with the Parish Council and development team to facilitate economic incentives, including the project's Payment In Lieu of Taxes (PILOT) structure, helping advance the redevelopment and support long-term investment in the Elmwood corridor. "The Francis is exactly the type of forward-looking investment we want to see in Jefferson Parish," said District 2 Councilman Deano Bonano. "Bringing a high-end residential development into Elmwood Center will help create a more vibrant, active community where people can live, work, dine, and gather in one connected area. This project will further strengthen Elmwood as a destination for both residents and businesses and have a lasting positive impact on Jefferson Parish as a whole. Adjacent to The Francis, Lauricella Land Company is planning a 70,000 square foot expansion of Elmwood Center's retail and dining offerings, intended to further enhance the district and support a more connected community environment. The Francis is named in honor of Francis "Hank" Lauricella, whose leadership, civic involvement, and longstanding contributions helped shape both Elmwood and the broader Jefferson Parish community. A lifelong New Orleans businessman, developer, and public servant, Lauricella played a significant role in the growth of Elmwood while also serving Jefferson Parish for more than three decades in the Louisiana House of Representatives and State Senate. Lauricella was also widely recognized for his distinguished athletic career, including his All-American football career at the University of Tennessee, where he finished runner-up in the 1951 Heisman Trophy voting before later earning induction into both the College Football Hall of Fame and the Louisiana Sports Hall of Fame. Architecture for the project is led by LRK, with interior design by Parallel. Construction services for The Francis have been awarded to RNGD. Construction on the five-story development is scheduled to begin immediately following Memorial Day, with project completion anticipated in Spring 2028. About JEDCO: The Jefferson Parish Economic Development Commission (JEDCO) is the economic development organization for the parish with the main objective of attracting, growing, and creating new business in the area. JEDCO's mission is to proactively influence the economy through the retention and creation of quality jobs, entrepreneurship, and investment in Jefferson Parish. Located in the growing Churchill Technology & Business Park, JEDCO supports the Jefferson Parish economy through its award-winning economic development services program and a dynamic small business financing arm. Since inception, JEDCO has attracted global brands to the community, including T. Parker Host, Sleep Number, Bunge, and US Foods in recent years. The organization has generated millions of dollars in investment and thousands of jobs in Jefferson Parish. For more information, visit JEDCO.org. Follow JEDCO Development Corporation on:
Setpoint, the operating system for asset-backed finance, today announced that it has signed an agreement to acquire inTENT Fulfillment, a specialized loan di...
Setpoint acquires inTENT Fulfillment, expands secondary market approval capacities. Setpoint, an operating system for asset-backed finance, announced on Tuesday its plans to acquire inTENT Fulfillment, a loan diligence and transaction management firm. With inTENT, Setpoint said it will become "rating agency - approved" across a wide range of residential mortgage and real estate - backed asset classes - including non-QM, prime jumbo, debt-service-coverage ratio, residential transition, single-family rental and closed-end second loans, as well as home equity lines of credit and reverse mortgages. Setpoint said the approvals will span major ratings agencies, including Morningstar DBRS, KBRA, Moody's, Fitch Ratings and S&P Global. Setpoint, which serves more than 200 customers and supports more than 14 asset classes through its software platform for asset-backed finance, provides technology-enabled diligence and verification services designed to speed loan reviews. The company uses AI-assisted document verification, centralized collateral management, and upfront visibility into guidelines and ratings agency eligibility. "The future of diligence is built on better infrastructure," said Stu Wall, co-founder and CEO of Setpoint. "Setpoint brings infrastructure and technology to loan review, while inTENT adds decades of operating expertise and trusted agency relationships. Together, we're raising the bar for how diligence is delivered." As part of the deal, inTENT Fulfillment's leadership team, including Paul Marchese and Trey Beal, will join Setpoint. Marchese has nearly five decades of experience in mortgage banking and capital markets. Before founding inTENT Fulfillment, he was a senior managing director at Clayton Services, where he helped to grow the firm's annual revenue from about $8 million to more than $200 million while leading diligence programs for major U.S. and global financial institutions. Beal has 25-plus years of experience in the residential mortgage secondary market, including about 20 years at Clayton in roles overseeing diligence, quality control and transaction management teams. He later served as chief operating officer at Recovco Mortgage Management before co-founding inTENT Fulfillment. "Setpoint is a clear leader in applying advanced technology to operations and risk management in asset-backed finance," Marchese said. "Combining this modern infrastructure with inTENT's experience is the next step in fulfilling the original objectives set by our founding investors: to build the next generation of loan review and transaction management capabilities." The acquisition is still subject to regulatory approval and other conditions.
Wealthtech start-up Waltz has landed a new $25 million credit line, with plans to launch operations in Latin America.
Mortgage FinTech UpEquity secures $200m facility from SVB and Setpoint Capital. Discover how the firm plans to scale.