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Creditstar

Automated consumer finance and credit platform

Lawyer

Full-TimeUpdated on 10/23/2026
€2.8k - €3.3k/mo
Mid
Master's
Tallinn, Estonia
HybridHybrid work in Tallinn; remote work is also mentioned as a possibility.
LegalLegal Counsel & Legal Support

About the job

Requirements
  • You have years of legal experience, ideally at an international law firm; in-house expertise is helpful but not required.
  • You have a Master's Degree in Law.
  • You have strong project management and problem-solving skills.
  • You have a proactive approach to recognizing needs, solving problems, and anticipating issues.
  • You have excellent written and oral communication skills and a strong ability to communicate concisely with a wide variety of audiences, including key external stakeholders.
  • You speak fluent Estonian and English; additional language skills are beneficial.
Responsibilities
  • You will be a part of our Group’s Legal & Compliance team, handling everyday legal tasks connected to the Group’s activity.
  • You will report to the Head of Legal & Compliance, provide assistance in various legal projects and matters, and help to ensure compliance with different internal and external regulations.
  • You will review partner’s contracts, prepare and organize legal documentation, manage internal documentation, and help in drafting and presenting replies to official inquiries by supervisory bodies in different jurisdictions where the Group operates.
  • You will be involved in communication and overseeing engagement with our local law firms, partners, and other relevant parties in target markets.
  • You will work cross-functionally with other team members in Country Management, Marketing, Finance, IT, and others.
Desired Qualifications
  • In-house expertise is helpful but not required.
  • Additional language skills are beneficial.

About the company

Creditstar Group is a digital finance company that operates across multiple European markets, focusing on consumer finance. It uses automated processes, algorithms and data analysis to make various financial instruments accessible to a large population in its target markets. Its products are digital banking services designed to fit into everyday financial life, powered by fintech technology. The company differentiates itself through its international reach, data-driven decision making, speed, and emphasis on high performance and growth, aiming to deliver digital banking products of the future. The goal is to provide easily accessible, scalable financial tools and services that meet the needs of over 100 million potential customers.

Company Size

N/A

Company Stage

Late Stage VC

Total Funding

$10M

Headquarters

London, United Kingdom

Founded

2006

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Simplify's Take

What believers are saying

  • Monefit’s September 2026 site shows 7.5% APY and instant payouts up to €1,000.
  • Creditstar reported €13.5 million net profit in 2025 and a €482 million portfolio.
  • May 2025 bond issuance raised €46 million for expansion across eight markets.

What critics are saying

  • Monefit caps instant withdrawals at €1,000 monthly, exposing run risk in stress.
  • Creditstar carries about €90 million bonds outstanding, pressuring 2026 refinancing.
  • A cash squeeze can force Monefit gates, damaging trust and triggering a funding spiral.

What makes Creditstar unique

  • Creditstar runs Monefit SmartSaver and Lendermarket, pairing lending with retail funding.
  • Its eight European markets and near-prime niche target bank-rejected borrowers.
  • September 2026 Kilde gave Creditstar a €130 million pre-money hybrid financing.

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Benefits

  • Remote Work Options
  • Flexible Work Hours
  • Health Insurance
  • Wellness Program
  • Hybrid Work Options
  • Professional Development Budget
  • Company Social Events

Company News

Lendermarket
Jun 9th, 2025
Creditstar Raises €46M in Bonds

Creditstar has raised €46 million through a bond issuance. The company, which operates in eight markets, offers fixed-term loans and flexible credit lines under the Creditstar and Monefit brands, with credit products up to €10k. Their customer base consists of financially stable individuals using their services for cash flow management. Creditstar aims to expand its credit portfolio and potentially grow geographically within three years, capitalizing on the underserved near-prime sector by traditional banks.