Product Manager - Payment Routing, Cascading & Payouts

We’re looking for a deeply technical Product Manager to own Payment Routing, Cascading & Payouts, one of most business-critical domains, end to end, from strategy to production.

You'll define how every deposit is routed and every payout is processed, using ML-driven decisioning to raise approval rates, reduce processing costs, and keep funds moving reliably across multiple PSPs and payment rails. 

Responsibilities

• Own the product strategy, PRDs, and roadmap for Deposit Routing, Smart Cascading, Payout STP, and Payment Back-Office Tooling
• Collaborate daily with Data Science teams to build, validate, and deploy ML models that predict transaction success probabilities and optimize gateway choices
• Partner with Treasury and Payment Ops to monitor PSP liquidity levels, contractual volume commitments, and payout failure rates
• Design intuitive back-office interfaces for Payment Ops and Risk teams to handle manual reviews efficiently with full transactional context
• Monitor real-time payment health, routing decision latency (P95), and gateway uptime, implementing instant failovers when PSP degradation is detected

Requirements

• 3+ years of Product Management experience in Payments, FinTech, Payment Orchestration, or High-Volume Acquiring/Payout platforms
• Deep domain expertise in deposit routing, cascading, acquirer fee structures (interchange, scheme fees, gateway markups), and payout rails (SEPA Instant, SWIFT, local rails, crypto payouts)
• Strong understanding of Machine Learning concepts applied to payments (predictive classification, feature engineering, A/B & Shadow Mode testing, false positive trade-offs) with a proven track record of working closely with Data Scientists.
• Solid technical grasp of Payment Ops workflows, STP rules orchestration, velocity limits, and real-time liquidity awareness
• Proficient in SQL to independently query transactional data, analyze decline codes, and evaluate routing performance
• Data-First Mindset: You make routing and product decisions strictly based on quantitative evidence, statistical significance, and cost-benefit analysis
• Cross-Functional Orchestrator: Ability to seamlessly bridge the gap between Data Scientists, Systems Engineers, Payment Ops, Risk/AML Compliance, and Treasury teams
• Operational Rigor: Obsessive attention to detail regarding edge cases, double-charge prevention, and fail-safe logic in financial transaction flows
• English: Upper-Intermediate (B2) or higher, written and spoken

Will be a plus

• Experience in high-risk FinTech, CFD/Forex brokerages, Crypto exchanges, or iGaming payment orchestration
• Practical literacy in Python for data manipulation, log parsing, or verifying Data Science notebook outputs
• Experience integrating crypto payout gateways or automated liquidity rebalancing tools

We offer

• 20 paid vacation days per year
• 10 paid sick leave days per year
• Public holidays as per the company’s approved Public holiday list
• Medical insurance
• Opportunity to work remotely
• Professional education budget
• Language learning budget
• Wellness budget (gym membership, sports gear and related expenses)