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Watu

Asset-financing BNPL for African mobility

Junior Asset Risk Officer

Loss Prevention & Asset ProtectionConfirmed live in the last 24 hours
Full-timeKampala, UgandaNo salary listedIn-person

About the Job

Requirements

  • A Bachelor's degree or Diploma in Microfinance or a related field, with at least 1–2 years of relevant experience in asset recovery, debt collection, field investigations, security, or risk management.
  • Strong investigation and tracking skills using GPS tracking systems and recovery tools.
  • Knowledge of asset recovery procedures and legal requirements.
  • Ability to gather, analyze, and document evidence.
  • Negotiation and conflict-management skills.
  • Report-writing and documentation skills.
  • Ability to work independently and under pressure.
  • Integrity and professionalism.
  • Basic computer skills, including MS Office, Google Sheets, reporting systems, and ERPs.
  • Understanding of relevant laws governing asset recovery and repossession.
  • Ability to work with law enforcement agencies.
  • A clean criminal record.
  • Willingness to comply with company policies and ethical standards.
  • Ability to ride a motorcycle well and possess a valid Class A riding permit.

Responsibilities

  • Monitor and control the assigned Asset Risk Portfolio and ensure that company bikes are safely and quickly recovered from third parties, including police and local authorities.
  • Liaise with the Asset Risk Manager or line supervisor to identify fraudulent cases, follow them up, and resolve them promptly and professionally.
  • Investigate and identify unrecoverable cases and present them to the Asset Risk Manager or line supervisor for further case management.
  • Respond promptly to stolen-asset, emergency, and client-rider cases, consult and follow up appropriately, and provide a comprehensive report for each case attended.
  • Investigate and recover assigned missing, stolen, or lost assets and devices, and return them to branches or the office in line with the Asset Risk policy.
  • Liaise with law enforcement agents to help apprehend external fraudsters and recover company bikes.
  • Submit daily, weekly, and monthly Asset Risk reports to the Asset Risk Manager or line supervisor on individual performance trends.
  • Maintain records and provide daily feedback to the Asset Risk Manager or Head of Department on assignment outcomes.
  • Provide training and share knowledge with new employees, interns, and trainees.
  • Perform other duties as assigned by the supervisor or management.

Desired Qualifications

  • Experience handling motorcycle or mobile-device recoveries.

About the Company

Watu

Asset-financing BNPL for African mobility

Watu is an asset-financing fintech in Africa that offers buy-now-pay-later loans to people without formal credit to buy income-generating assets. Its main products finance two- and three-wheelers (boda bodas and tuk-tuks) and include bundles like GPS tracking, insurance, and logbook transfer, with repayments often made via mobile money; revenue comes from loan interest and fees. It also offers smartphone financing (Watu Simu) and education loans (Watu Shule) to diversify its portfolio. The company pursues mass-market financial inclusion and green mobility by expanding into EV financing and partnerships for infrastructure, aiming to increase access to credit and affordable, sustainable transportation across multiple African countries.

Company size
1,001-5,000
Company stage
Debt Financing
Total funding
$29M
Headquarters
Nairobi, Kenya
Founded
2015

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