B

Bank of Montreal

Personal, business banking and capital markets

Premier Client Specialist

Full-TimePosted on 9/29/2026Deadline 11/30/26
$50k - $100k/yr+ Commission + Performance-based incentives + Discretionary bonuses
Mid
Bachelor's
Greenwood, IN, USA
In Person

About the job

Requirements
  • Typically, 3+ years of relevant experience; a post-secondary degree in a related field of study is preferred but not required.
  • Proven experience in a financial services organization demonstrating knowledge of banking products, associated services, pricing strategies, and profitability management.
  • SIE Exam, State Life and Health insurance, and Series 6, 63 and 65 or Series 7 and 66 licenses are required; licenses not currently held must be obtained within 120 days of the role start date.
  • Advanced understanding of deposit, loan (including mortgage), and banking products and practices; cash flow analysis; lending processes and directives; credit risk policies and standards; supporting processes; applicable legal and regulatory requirements; and Bank policies.
  • In-depth understanding of brokerage and insurance products.
  • In-depth knowledge of business services, including retirement plans, business banking solutions, insurance, and succession planning.
  • In-depth understanding of personal trust and investment management.
  • In-depth knowledge of client portfolio management.
  • Technical proficiency gained through education and/or business experience.
  • Intermediate proficiency in financial needs discovery, product and solution design, and investment, insurance, and advisory products.
  • Advanced proficiency in deposit and cash management; lending and credit; prospecting and acquisition; sales strategy and execution; advisory and communication; client onboarding, experience and retention; portfolio and relationship management; risk and compliance; learning agility; and collaboration.
  • For the U.S. position, federal registration with the Nationwide Mortgage Licensing System and Registry is required. A criminal background review and credit history evaluation are also required, and the employee is restricted from performing in a real estate agent capacity.
  • Must comply with the Bank’s risk management framework, risk culture, approved risk appetite, applicable policies, laws, and regulations.
Responsibilities
  • Act as the primary client contact to uncover financial needs and provide holistic banking and investment solutions in compliance with regulatory and compliance policies.
  • Collaborate in the market with Bank partners, centers of influence, and the community to build relationships and deliver the desired customer experience, focusing on new client acquisition, growing assets under management through deposits and investments, and increasing investment penetration within the portfolio.
  • Use a consultative approach to build relationships and uncover financial opportunities; develop recommendations using a financial-planning approach and provide financial advice, guidance, and solutions through the defined banking and investment solution set, including simplified advisory accounts, annuities, mutual funds, 529 plans, and life insurance.
  • Collaborate with a Financial Advisor, as appropriate, for clients with more complex financial needs.
  • Proactively work with the assigned customer portfolio to uncover needs, provide solutions, and identify additional sales opportunities.
  • Recommend products, pricing, and services, and connect customers with experts based on their financial decisions.
  • Acquire new assets from existing client portfolios and new clients to meet sales targets.
  • Introduce clients to digital platforms and guide them in using them, promoting adoption of digital features.
  • Develop, maintain, and execute a business plan, including sales strategies, to achieve sales objectives.
  • Identify short- and long-term value-creation opportunities for target customer segments.
  • Participate in the community to identify prospects through relationship-building efforts, identify centers of influence such as law and accounting firms, and establish two-way referral relationships.
  • Coordinate outreach for seminars, campaigns, and client events.
  • Cultivate strategic relationships with key client stakeholders to become a trusted advisor and influence long-term financial decisions.
  • Source new revenue and investments through client acquisition and deepening existing relationships.
  • Deliver consistent client service using established playbooks and guidelines.
  • Support client onboarding, documentation, and service delivery.
  • Escalate complex or unresolved client situations and complaints.
  • Develop product knowledge and financial expertise for an assigned portfolio of products.
  • Support strategic initiatives in collaboration with internal and external stakeholders.
  • Build effective relationships with internal and external stakeholders.
  • Monitor sales and service performance against plan, identify gaps, and implement action plans to close performance gaps and resolve issues.
  • Provide individual and group training to mentor and coach branch personnel and enhance their knowledge and skills related to mass-affluent clients.
  • Review credit applications to ensure sound credit-granting principles and recommend remedies to maintain acceptable asset and credit quality.
  • Follow security and safeguarding procedures and apply due diligence under Bank policies and ethical standards to prevent losses due to fraud, robbery, counterfeiting, money laundering, or defalcation.
  • Maintain the confidentiality of customer and Bank information in compliance with Bank policies and procedures.
  • Execute work to deliver timely, accurate, and efficient service.
  • Conduct quality customer review meetings for retention and relationship expansion.
  • Exercise judgment to identify, diagnose, and solve problems within established rules; work independently on complex tasks, including unique situations.
  • Take measured risks while protecting the Bank and making sound, risk-informed decisions aligned with business strategy and the approved risk appetite.
  • Perform broader work or accountabilities as assigned.

About the company

Bank of Montreal (BMO) is a diversified financial services provider offering personal, business, and commercial banking, along with capital markets and wealth management, across Canada and the United States. Individuals use personal banking for everyday needs and loans, households can obtain mortgages and credit products, and businesses access commercial loans, treasury/cash management, and industry-specific advice. In capital markets, BMO assists clients with raising capital, trading, and research, while wealth management delivers investment strategies and asset management for portfolios. The company aims to help clients manage and grow their money through a full range of financial services for individuals, small businesses, large corporations, and public sector entities in North America.

Company Size

10,001+

Company Stage

IPO

Headquarters

Toronto, Canada

Founded

1988

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Simplify Jobs

Simplify's Take

What believers are saying

  • Q3 2026 adjusted net income rose 19% to $2.859 billion.
  • BMO opened Brent Reston as U.S. chief digital officer on August 24, 2026.
  • March 17, 2026 plans add 130 California centers and 15 Arizona locations.

What critics are saying

  • Q3 2026 reported net income fell 25% after a $962 million goodwill charge.
  • Selling 138 Midwest branches cuts deposits and weakens local relationships through 2027.
  • A failed Bank of the West integration would trap BMO in low-return U.S. scale.

What makes Bank of Montreal unique

  • BMO's Canada-U.S. platform spans commercial, wealth, and capital markets under one brand.
  • September 22, 2026 tokenized deposits with Canada’s six biggest banks widen payment leadership.
  • BMO's California buildout pairs branch density with advice-led banking and local teams.

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Benefits

Health Insurance

Tuition Reimbursement

Accident and Life Insurance

401(k) Retirement Plan

Professional Development Budget

Hybrid Work Options

Company News

Yahoo Finance
Sep 22nd, 2026
Big banks exploring Canadian dollar-based digital money with tokenized deposits.

Big banks exploring Canadian dollar-based digital money with tokenized deposits. Daniel Johnson TORONTO - Canada's big banks are exploring the development of Canadian dollar-based digital money, starting with a tokenized deposits initiative. Tokenized deposits are traditional bank deposits recorded on a decentralized database or distributed ledger, such as a blockchain. The plan seeks to deliver faster, more efficient and programmable payments to Canadian customers while preserving safety, stability and effective regulatory oversight. It means Canadian dollars could be converted into tokens on blockchain for easier transfers, said Claire Célérier, Canada Research Chair in household finance at the University of Toronto's Rotman School of Management. "My understanding is that the six banks will share the same blockchain, and so it implies that transactions can be made instantaneously across wallets with tokens," she said. Bank of Montreal, CIBC, National Bank, Royal Bank, Scotiabank and TD Bank are taking a collaborative approach to the project. The tokens would be issued by commercial banks and from a legal perspective, depositors can treat them the same as traditional bank deposits. The banks say the first phase aims to move tokenized deposits between Canadian financial institutions. "It's really exploratory now. I think what they're saying is that they're willing to work together to develop the technology," Célérier said. She said the potential capabilities would be of particular benefit to large companies or institutional investors, allowing them to complete "more sophisticated transactions." "What I expect is that these tokenized dollars will be mostly used by large companies and so on who have accounts across these Canadian banks, and it will be used to move large amounts of money," she said. Cristian Bravo, professor and Canada Research Chair in banking and insurance analytics at Western University, said the potential change could allow large producers to settle accounts far faster than their typical 30-day window. "If you have an instant settlement, you're closing that gap and closing that inefficiency in the market. And the fact that you have the money when you fulfil the contract, that can help reduce dependency on working capital and mobilize that capital faster," he said. But Bravo said that due to the lack of historical examples, it is not clear how much of an effect the move could have on the bottom lines of companies or institutional investors that use it. Bravo said it is also notable that digital money is not the same as cryptocurrency, but rather a "digital ledger to move deposits in a very quick, instant way."

Stockwatch
Sep 14th, 2026
Stockwatch

No Hype - just the Facts. Your complete source of news and realtime quotes from the TSX, TSX-V, CSE, CBoe Canada, Montreal, Nasdaq, NYSE, Amex, OTC Markets and Cboe.

MPR News
Sep 14th, 2026
St. Paul's Summit Brewing Company faces foreclosure.

St. Paul's Summit Brewing Company faces foreclosure. One of Minnesota's largest brewers could lose its St. Paul brewery to foreclosure after its lender sued them to collect more than $8 million worth of unpaid debt. In a lawsuit filed last week, BMO Bank alleges Summit Brewing Company missed a loan payment deadline at the end of last year. The bank then agreed to a forbearance period - holding off trying to collect the loan - until July 31. But BMO alleges in court filings that Summit indicated in a June letter that it still didn't have the ability to repay the loan, and that its "liquidity position and operational flexibility continue to deteriorate." BMO wants a judge to appoint a receiver who could "take possession of, manage, operate, and property" belonging to Summit, according to the lawsuit. In a statement to MPR News, Summit CEO Brandon Bland said they will continue to run their day-to-day operations during the proceedings, but he acknowledged the brewery is facing financial struggles. "Our Board and management team have made substantial efforts over many months to chart a different course for this company," Bland said. "This reflects the difficult capital environment the entire craft brewing industry is navigating, not a reflection of the strength of our brand, our people or our operating model." Summit said its company leaders have worked with outside advisors over the course of the last year to find alternative paths forward. "Despite these substantial efforts, the Company and BMO were unable to reach a resolution, and BMO has elected to proceed with the foreclosure action, including its request for the appointment of a general receiver," Summit said in the statement. Bland said they'll continue to look at every option available to them as the process moves forward. No court hearings have been scheduled in the case. Dear reader,. When our communities are navigating uncertainty, staying informed matters more than ever. At MPR News, we're committed to keeping Minnesotans informed and involved, curious and connected - and Minnesota Today is one way we do that. Getting these updates in your inbox helps you stay informed with trusted reporting and thoughtful context from across Minnesota.

Yahoo Finance
Sep 10th, 2026
Cannara secures $80M syndicated credit facility with BMO and TD Bank to fuel growth

Cannara Biotech has secured an $80 million syndicated credit facility with Bank of Montreal and The Toronto-Dominion Bank, marking a $30 million increase from its previous borrowing capacity of approximately $50 million. The Montreal-based cannabis producer will use the funds to refinance existing debt whilst providing additional liquidity for working capital and strategic investments. The restructured facility expands Cannara's revolving credit capacity from $10 million to $40 million and extends the maturity date from December 2027 to December 2029. BMO continues as administrative agent, with TD joining as co-lead arranger. The vertically integrated company operates two facilities in Québec spanning over 1.6 million square feet. Chief Executive Zohar Krivorot described the syndicated arrangement as a strong endorsement of the company's disciplined, profitable growth strategy.

Kalkine Media
Sep 9th, 2026
Fortis prices $1B subordinated notes due 2057 with 6.625% and 6.875% coupons to refinance debt

Fortis Inc. announced on 9 September 2026 the pricing of a $1 billion public offering of junior subordinated notes maturing 30 March 2057. The issuance comprises two $500 million tranches with coupon rates of 6.625% and 6.875%. The St. John's, Newfoundland-based regulated electric and gas utility holding company plans to use net proceeds to repay maturing debt and support general corporate purposes. Closing is expected on 21 September 2026. The firm commitment offering is managed by a syndicate including Morgan Stanley, MUFG Securities Americas, Wells Fargo Securities, and BofA Securities as joint bookrunners. Fortis reported $12 billion in revenues in 2025 and held $79 billion in total assets as of 30 June 2026.