C

Credit Genie

AI-powered personal debt management platform

Senior Platform Infrastructure Engineer

Full-TimeUpdated on 10/23/2026
$170k - $225k/yr+ Bonus + Equity
Senior
Toronto, ON, Canada+4 moreMore locations: San Francisco, CA, USA | Plymouth Meeting, PA, USA | Philadelphia, PA, USA | New York, NY, USA
In PersonEmployees are expected to work in the office five days a week; remote work may be supported when circumstances arise.
DevOps & InfrastructurePlatform Engineering

About the job

Requirements
  • Strong hands-on experience with AWS, production observability or monitoring (such as Datadog or OpenTelemetry), CI/CD, compute, and networking.
  • Experience managing Kubernetes clusters in multiple environments.
  • Experience with Terraform or comparable infrastructure-as-code tooling.
  • Experience building DevOps or infrastructure from scratch at an early-stage startup, or scaling it under pressure at a growth-stage company.
  • Willingness to own SOC 2 and PCI-DSS compliance work.
  • Experience with AI/LLM tooling, MCP, model gateways, or internal AI developer platforms is preferred.
  • Prior SOC 2 and/or PCI-DSS experience, ideally including a specific control or finding remediated, is preferred.
  • Exposure to security engineering is preferred.
  • Experience with AWS CDK, especially TypeScript, is preferred.
  • Experience reducing vendor lock-in or migrating between data stores at scale, such as from NoSQL to relational, is preferred.
Responsibilities
  • Own reliability, deployments, observability, and incident response across the AWS environment, including Kubernetes/EKS, Datadog, CI/CD, and networking, supporting backend, mobile, data, ML, and AI engineering teams.
  • Maintain, optimize, and improve the AWS infrastructure footprint to meet industry best practices and scalability requirements.
  • Own the infrastructure-as-code stack using Terraform or OpenTofu; AWS CDK is a plus.
  • Favor open standards and swappable tooling where appropriate to reduce dependence on any single vendor.
  • Build and operate production systems that implement SOC 2 and PCI-DSS controls.
  • Partner with the security function to close identified gaps, including network segmentation and traffic inspection.
  • Make deployments and rollbacks easier, more predictable, and more consistent across the organization.
  • Consolidate and speed up CI/CD pipelines spanning multiple tools and supporting services in TypeScript/Node, Python, and Kotlin.
  • Build and extend internal AI infrastructure, including a gateway/middleware layer, MCP integrations, a knowledge graph, and tools that make AI use across engineering more cost-effective, faster, and more accurate.
  • Establish greenfield infrastructure for new products without existing technical debt or migration constraints.
  • Participate in an on-call rotation and handle interrupt-driven support while protecting time for focused project work.
  • Improve efficiency and cost-effectiveness as the company scales, from investigation through implementation.
Desired Qualifications
  • Experience with AI/LLM tooling, MCP, model gateways, or internal AI developer platforms.
  • Prior SOC 2 and/or PCI-DSS experience, ideally including a specific control or finding remediated.
  • Exposure to security engineering.
  • Experience with AWS CDK, especially TypeScript.
  • Experience reducing vendor lock-in or migrating between data stores at scale, such as from NoSQL to relational.

About the company

Credit Genie, also known as Creditly Corp., runs a mobile-first platform for personal debt management and financial wellness in the U.S. Its app uses AI and ML to analyze a user’s finances beyond traditional credit scores, incorporating behavior and transaction data, and it negotiates with creditors to secure affordable repayment plans for users. Users can access small, interest-free cash advances up to $150, credit-building tools, budgeting help, and alerts, while creditors pay a flat monthly fee for processing and debt-management tools. Its revenue also comes from premium subscriptions, expedited transfer fees, and referral fees from financial partners, with the goal of making debt relief more affordable and helping people improve their financial health.

Company Size

51-200

Company Stage

Early VC

Total Funding

$17M

Headquarters

Philadelphia, Pennsylvania

Founded

2019

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Simplify Jobs

Simplify's Take

What believers are saying

  • The app updated on August 25, 2026 and still sells Cash Boost nationally.
  • Google Play updated January 21, 2026 lists 1,000,000+ installs and paid Instant Delivery.
  • Funding reached $33.8 million in February 2025 and $54.67 million by August 2026.

What critics are saying

  • Bailey v. Creditly Corp. remains active after the April 24, 2026 California ruling.
  • Judge found Credit Genie cash advances are consumer credit, exposing TILA and MLA liability.
  • A ruling forcing loan reclassification would crush fees and threaten the cash-advance business model.

What makes Credit Genie unique

  • Cash Boost offers up to $150 with no interest and no credit check.
  • Credit Genie combines budgeting, overdraft alerts, and AI insights in one mobile app.
  • Ed Harycki brings Swift Capital, PayPal, Barclays, and MBNA underwriting experience.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • Unlimited Paid Time Off
  • Flexible Work Hours
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Stock Options
  • Wellness Program

Growth & Insights and Company News

6 month growth

-2%

1 year growth

0%

2 year growth

0%
PR Newswire
Oct 20th, 2023
Credit Genie Secures $10 Million in Financing to Expand its Innovative Approach to Behavioral Finance and Personalized Budgeting

/PRNewswire/ -- Creditly Corp., dba Credit Genie, a leading digital personal finance platform that has served more than one million Americans, announced today...

PR Newswire
Oct 20th, 2023
Credit Genie Secures $10 Million In Financing To Expand Its Innovative Approach To Behavioral Finance And Personalized Budgeting

PLYMOUTH MEETING, Pa., Oct. 20, 2023 /PRNewswire/ -- Creditly Corp., dba Credit Genie , a leading digital personal finance platform that has served more than one million Americans, announced today the successful completion of an additional funding round, securing $10 million in capital, bringing its total financing to $21 million. The funding was led by Khosla Ventures, with participation from Tippet Ventures. With the new funding, Credit Genie will expand its product line and hire top talent to scale its innovative approach to behavioral finance, budgeting and cash/credit management.Credit Genie's innovative use of artificial intelligence (AI) and machine learning helps to revolutionize risk management and personalized budgeting for the financial middle class, providing people with accurate and individualized financial insights that can help improve their financial well-being.Credit Genie aims to help millions of people access efficient credit at fair rates to improve their financial wellbeing. Post thisThe company aims to help millions of consumers access efficient credit at fair rates, using technology that analyzes diverse data points such as behavior, chat and qualitative indicators. The collective analysis identifies a person's desire to elevate their lifestyle and financial well-being, providing more accurate predictions and insights than traditional credit scoring methods

PR Newswire
May 31st, 2023
Credit Genie Secures $4 Million Series A Financing To Expand Its Innovative Approach To Behavioral Finance And Personalized Budgeting

PLYMOUTH MEETING, Pa., May 31, 2023 /PRNewswire/ -- Creditly Corp., dba Credit Genie , a digital personal finance platform that has helped more than one million Americans, announced today that it has raised $4 million in Series A financing. The funding round was led by Tippet Ventures and Khosla Ventures, with participation from Gabriel Investments. Credit Genie's innovative use of artificial intelligence (AI) and machine learning helps to revolutionize risk management and personalized budgeting for the financial middle class, providing them with accurate and individualized financial insights that can help improve their financial well-being.With the new funding, Credit Genie will expand products and hire top talent to scale its innovative approach to behavioral finance, budgeting and cash/credit management. The company aims to help millions of consumers access efficient credit at fair rates, using cutting-edge technology that analyzes diverse data points such as behavior, chat and qualitative indicators. This collective analysis identifies a person's desire to elevate their lifestyle and financial well-being, providing more accurate predictions and insights than traditional credit scoring methods."We believe Creditly Corp's innovative approach to delivering financial insights and credit-related services has the potential to play a leading role in the mobile financial services space," said Andy Sheehan of Tippet Ventures. "Their technology has already demonstrated impressive results, and we are excited to support their continued growth and expansion."Credit Genie's mobile platform delivers financial insights and credit-related services that use personal transaction data instead of traditional credit data to extract financial intents and desires behind the transactions

Intelligence360 News
Nov 30th, 2022
Bryn Mawr Pennsylvania Based Creditly Dba Credit Genie Is Raising $2,999,992.00 In New Equity Investment.

Bryn Mawr, PA – According to filings with the U.S. Securities and Exchange Commission, Creditly dba Credit Genie is raising $2,999,992.00 in new funding. Sources indicate as part of senior management Chief Executive Officer, Edward Harycki played a key role in securing the recent investment and it will aid in aggressively expanding the company, as well as broaden and accelerate product development. About Creditly dba Credit Genie