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PNC Financial Services

Runs a national bank for people and businesses

Relationship Manager 2 - Small Business Banking

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeLewes, DE, USA

About the Job

Requirements

  • Roles at this level typically require a university or college degree, with 5 or more years of industry-relevant experience; a comparable combination of education, job-specific certifications, and experience, including military service, may be considered in lieu of a degree.
  • Candidates must demonstrate the knowledge, skills, and abilities appropriate for the role.
  • The role requires knowledge and ability to manage risk in alignment with PNC's Enterprise Risk Management Framework.
  • Preferred skills include book-of-business management, client relationship building, credit processes, credit products, customer engagement, decision-making, financial analysis, and identifying sales opportunities.
  • Competencies include business acumen, client relationship management, customer experience management, decision-making and critical thinking, effective communications, prospecting, selling, and technology aptitude.

Responsibilities

  • Coordinate relationship-management activities with new and existing clients in a book of business to grow sales, revenue, and market share while meeting relevant sales goals; typically serve clients with moderate risk and moderately complex needs under a moderate degree of supervision.
  • Acquire, expand, and retain client relationships within stated guidelines to generate revenue and deepen share of wallet; originate, analyze financially, negotiate, and document credit and non-credit products and services.
  • Manage risk and return and ensure quality for new and existing clients; identify and mitigate regulatory, reputational, operational, and credit risks.
  • Identify client opportunities and provide ideas and insights based on understanding client needs and financial well-being; increase client engagement and loyalty.
  • Develop and maintain internal and external relationships, including community and industry relationships, to acquire clients, expand existing relationships, and enhance the client experience.
  • Present the full range of PNC products and services to clients and use reporting and sales tools to identify and convert sales opportunities.
  • Analyze, evaluate, and mitigate credit risk for more complex credit requests using advanced credit fundamentals and internal credit policies, as defined by the business.
  • Apply customer-focused knowledge and practices in business decisions and use relevant information to create customized customer solutions.
  • Assess and manage risks associated with business objectives and activities to support PNC's Enterprise Risk Management Framework.

About the Company

PNC Financial Services

Runs a national bank for people and businesses

PNC Financial Services runs one of the largest banks in America, serving households and businesses of every size through branches, apps, and corporate bankers. Acquisitions turned it from a regional lender into a coast-to-coast bank, notably its purchases of National City during the 2008 financial crisis and BBVA USA in 2021. Consumers keep checking and savings accounts, such as Virtual Wallet with its built-in budgeting tools, and take out mortgages and credit cards, while companies borrow and manage cash through PNC. It earns most of its money on the gap between loan interest and deposit costs, and the rest from fees. PNC traces its roots to a savings bank founded in 1845 and is based in Pittsburgh, Pennsylvania.

Company size
10,001+
Company stage
IPO
Headquarters
Pittsburgh, PA
Founded
1845

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