Cloud Engineer
About the job
- Strong scripting and automation skills using Python, Bash, or PowerShell.
- Hands-on experience with a broad range of AWS services and cloud-native technologies.
- Experience with AWS networking and security services, including IAM, KMS, Route 53, load balancers, Shield, WAF, GuardDuty, and Security Hub.
- Strong understanding of Infrastructure as Code (IaC) principles and practices, DevOps processes, CI/CD pipelines, and Git-based workflows.
- Knowledge of cloud security, compliance, governance, monitoring, and operational best practices.
- Strong analytical, troubleshooting, and problem-solving skills.
- Ability to collaborate across technical teams and communicate complex technical concepts to varied audiences.
- Bachelor's degree in computer science, information technology, engineering, business, or a related discipline.
- At least 5 years of experience in cloud infrastructure, IT systems administration, network operations, software development or support, consulting, architecture, or related technology disciplines.
- At least 3 years of experience writing production-grade code.
- At least 3 years of experience automating infrastructure deployments using Terraform.
- At least 3 years of experience designing and delivering secure AWS cloud solutions within a multi-account environment.
- At least 3 years of experience working with DevOps practices, CI/CD pipelines, Git, and GitHub, including GitHub Actions.
- Experience with AWS core services, including EC2, VPC, RDS, S3, and Lambda.
- Experience creating and managing scalable, resilient, and secure cloud environments.
- AWS certification and/or Azure certification.
- Design, manage, administer, and automate enterprise cloud infrastructure services and solutions.
- Engineer cloud solutions for new and migrated applications, aligning them with the AWS Well-Architected Framework.
- Build and maintain CI/CD pipelines to support software delivery and infrastructure deployment.
- Create and manage golden AMIs, patch management solutions, and infrastructure monitoring capabilities.
- Review cloud security controls and recommend improvements to enhance security posture and compliance.
- Partner with technology teams to support cloud transformation initiatives and adoption of Infrastructure as Code.
- Ensure cloud environments have appropriate governance, controls, auditing, and compliance mechanisms.
- Define and implement operational capabilities to proactively monitor, manage, and optimize production environments.
- Identify operational risks and opportunities for improvement to maintain highly available, fault-tolerant systems.
About the company
Momentum Financial Services Group provides alternative financial solutions across North America for people who are unbanked or underbanked, including those with impaired credit who may not qualify for traditional banking products. The company operates a dual-channel model with a large network of physical retail locations in the United States and Canada, plus digital and mobile platforms, so customers can access cash and financial services in person or online. Its offerings include personal loans, check cashing, domestic and international money transfers, and prepaid card services. Compared with traditional banks, Momentum focuses on serving clients who are often left out of mainstream finance, using both storefronts and digital tools to reach them wherever they prefer to transact. The company’s goal is to be a vital financial resource for hardworking individuals by meeting needs that conventional financial institutions do not fully address.
Company Size
1,001-5,000
Company Stage
Debt Financing
Total Funding
$1.1B
Headquarters
Toronto, Canada
Founded
1979
Get referred to Momentum Financial Services Group
See people who can refer or advise you
Simplify's Take
What believers are saying
- September 17, 2026 Ares upsized Momentum's facility to C$810 million.
- The company says new products will launch in Canada and the United States soon.
- Growth in Canadian loan receivables indicates stronger demand and more monetization from existing customers.
What critics are saying
- Canada and U.S. consumer lenders face aggressive regulatory scrutiny and fee caps in 2027.
- Ares supplies the facility; tighter underwriting or covenant stress can choke growth quickly.
- If receivables sour during expansion, Momentum becomes a refinancing story, not a lender.
What makes Momentum Financial Services Group unique
- Money Mart spans 360 Canadian and 60 U.S. stores, plus digital channels.
- Momentum serves underbanked customers with loans, cheque cashing, transfers, and prepaid cards.
- Ares-backed funding through January 2029 supports an integrated North American alternative-finance platform.
Help us improve and share your feedback! Did you find this helpful?
Benefits
Hybrid Work Options
Growth & Insights and Company News
6 month growth
↑ 1%1 year growth
↑ 1%2 year growth
↑ 2%Momentum Financial Services Group has renewed and expanded its secured loan facility with Ares Alternative Credit funds. The facility has been increased from C$657.9 million to C$810 million, with an accordion feature providing up to an additional C$130 million. The agreement extends through January 2029. The expanded facility will support Momentum's growing loan receivables portfolio in Canada and fund new products expected to launch in both Canada and the United States. Momentum operates over 360 stores in Canada and 60 in the US under the Money Mart brand, providing financial solutions including personal loans, cheque cashing, and money transfers. The renewal reflects the company's significant growth in its Canadian business over the past year.
With the expansion of its credit facility, Momentum Financial Services Group now has additional capital to fund its growing loan receivables portfolio and meet the needs of its North American customers. The additional funds will be used to repay the 2023 secured loan facility and fuel further expansion in eligible loan receivables.