FinCrime Investigator - AML Investigations

Job Description

We’re looking for FinCrime Investigators to join our growing AML Investigations team in Budapest. This role is a unique opportunity to have an impact on Wise’s mission, grow as a specialist in anti-money laundering and help save millions of more people money.

If you are interested in the position, please apply by submitting your CV and Cover Letter in English. In your Cover Letter, please explain your interest in this role and why you want to join the AML team. Feel free to merge CV and Cover Letter into one file upon submission. 

In the "Message to the Hiring Team" section, please include:

• Your salary expectations
• Your notice period
• Your residency status in Hungary (we are not providing visa or relocation support for applicants to our Budapest office at this time.)

Your mission: 

Wise has already pioneered new ways for people to transfer money across borders and currencies. Our customers can also manage their hard-earned money with the world’s first platform to offer true multi-currency banking. Your mission is to protect customers and Wise by investigating and reporting suspicious activity.

Here’s how you’ll be contributing to the AML Investigation Team: 

• Carry out reviews on alerted accounts on the basis of both internal and external information;
• Assess actual payment activity and payment patterns;
• Obtain further supporting information to mitigate ML/TF concerns;
• Request and analyse supporting documents when needed;
• Take ownership of an individual investigation and escalating any suspicious activity in accordance with internal procedures;
• Participate in an active feedback loop between the AML Investigation team and the developers/product teams to improve our product quality from a compliance perspective;
• Other ad hoc duties that need to be done.

Qualifications

About you: 

• You’re eligible to work in Hungary (we don't offer visa or relocation support for this role);

• Your verbal and written English skills are excellent;

• You have an exceptionally inquisitive mind. You are always looking out for more information where available, however, you are able to cut through the noise;

• You have a great eye for detail. You are meticulous and can look at information with factual precision;

• You have exceptional logical thinking. You are naturally able to interpret data and draw logical conclusions;

• You have great communication skills, both written and verbal. You are able to express your thoughts concisely and logically;

• You’re able to articulate and justify your decisions. You are confident and comfortable making independent judgement calls;

• You’re able to work under pressure. You can multitask efficiently and take responsibility in challenging situations;

• You’re curious, keen to learn and proactive by nature;

• You’re a true team player but happy working alone on independent projects;

• You’re open to and value feedback in order to improve;

• Previous experience in AML or investigating suspicious activity will be beneficial.

Additional Information

💚 While our AML team in Budapest currently operates without shifts, our global mission to support customers 24/7 means we may introduce a limited weekend shift pattern in the future. We anticipate this would be around four weekends per year, with a weekday off in return. This approach ensures our team is well-rested and supported, and we do not expect to introduce night or afternoon shifts.

💚 This is an ongoing hiring process, with one onboarding group starting each month. As a result, there may be a waiting period before your start date. Once selected for the role, you can expect to join us within two to three months, depending on the next available onboarding group's start date.

If you’re ready to take on an exciting challenge and make a meaningful impact, we’d love to hear from you! Please submit your resume and cover letter in English as soon as possible!

Hiring Process

• Application Review: We’ll evaluate your experience and skills.

• Maki Assessment: 3 days to complete

• Final Interview: Meet with our Team Leads for an in-depth discussion.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Compensation: N/A to 800000 (HUF) (MONTHLY)