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Wells Fargo

Diversified financial services: banking, lending, investments

Mortgage Retail Sales Consultant

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeIn-person

About the Job

Requirements

  • At least 2 years of Mortgage Retail Sales experience, or equivalent demonstrated through work experience, training, military experience, or education.
  • Basic Microsoft Office skills are desired.
  • Experience with retail residential mortgage, including purchase fundings over the past 12 months referred primarily from established local or external sources, is desired.
  • Experience educating clients on various mortgage programs is desired.
  • Bilingual speaking proficiency in Spanish and English is desired.
  • Customer service experience is desired.
  • The position requires SAFE registration at the time of employment; ongoing employment is contingent on meeting applicable requirements, including acceptable background investigation results.
  • Loan Originators must meet Consumer Financial Protection Bureau qualification requirements and comply with Wells Fargo policies, including applicable financial responsibility, character, general financial fitness, and criminal background standards. A current credit report is used to assess financial responsibility and credit fitness, but credit score is not included in the evaluation. Candidates must also meet ongoing regulatory requirements, including additional screening if necessary.
  • Reliable transportation is required.
  • Ability to work nights, weekends, and/or holidays as needed or scheduled is required.

Responsibilities

  • Solicit residential mortgages from various sources.
  • Produce high-quality, compliant loans and provide customer service.
  • Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources.
  • Develop and maintain visibility for Wells Fargo Home Mortgage in the marketplace and stay informed about mortgage industry trends and developments in the assigned market.
  • Present recommendations for producing loans and exercise independent judgment while developing understanding of and adherence to Mortgage Retail Sales policies, procedures, compliance requirements, and loan-generation practices.
  • Understand real estate appraisals, title reports, and real estate transactions.
  • Receive customer applications, quote rates and points, complete registration lock-in follow-up activities, and analyze and offer mortgage loan products based on client needs.
  • Review and analyze low- to moderately-complex financial and credit data, matching customer needs with an appropriate loan program and risk level.
  • Inform prospective and existing customers about mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain customer satisfaction and quality through timely, proactive communication.
  • Pursue Wells Fargo training offerings to increase knowledge of company products, policies, procedures, and underwriting requirements.

Desired Qualifications

  • Excellent verbal, written, and interpersonal communication skills.
  • Mortgage industry experience.
  • Knowledge and understanding of sales prospecting and generating referrals.
  • Experience developing and cultivating professional relationships.

About the Company

Wells Fargo

Diversified financial services: banking, lending, investments

Wells Fargo offers a broad set of financial services, including banking, mortgages, investing, credit cards, and wealth and business banking, to individuals, small businesses, and large corporations. Its products combine everyday banking with lending, investment products, and advisory services, accessible through branches, ATMs, and online or mobile platforms. The company earns mainly from interest on loans, banking fees, and commissions on investment products, supported by a large network and secure technology. Its goal is to help customers manage, preserve, and grow their money through trusted, accessible, and comprehensive financial solutions.

Company size
10,001+
Company stage
IPO
Headquarters
San Francisco, CA
Founded
1851

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