Analyst – Capital Markets and Finance

Lendistry is an Equal Opportunity/Affirmative Action Employer. We consider applicants without regard to race, color, religion, age, national origin, ancestry, ethnicity, gender, gender identity, gender expression, sexual orientation, marital status, veteran status, disability, genetic information, or membership in any other group protected by federal, state, or local law.

If you need assistance or accommodation due to a disability, you may contact us at hr@lendistry.com

Lendistry does not accept unsolicited resumes from recruiters, employment agencies, or staffing firms. To conduct business with Lendistry, a Master Services Agreement (MSA) must be executed and confirmed prior to submitting any information relating to a potential candidate. Without a signed MSA, Lendistry shall not be responsible to any individual or entity for any payment relating to any form of fee or compensation.

And, in the event that a resume or candidate is submitted by a recruiter, an employment agency, or a staffing firm without a fully executed MSA, Lendistry has the unrestricted right to pursue and hire any of those candidate(s) without any legal or financial responsibility to the recruiter, agency, and/or firm. 

This position is based onsite at our Los Angeles, CA location. Candidates must be able to work in-office as part of the role’s regular schedule.

A Day in the Life

Lendistry’s Capital Markets group is growing its analyst team and is seeking to hire a highly motivated Analyst with at least one year of experience. The ideal candidate will possess a foundational understanding of credit analysis or investment banking with relevant work experience. This role offers a unique opportunity to contribute to the analysis and execution of investment strategies in a dynamic and fast-paced environment. Team members work closely with the firm's portfolio and finance teams to assist with all aspects of the investment process, including financial analysis, capital structure evaluation, financial modeling, memorandum construction, portfolio monitoring and other strategic projects. The Analyst, Capital Markets & Finance will be a highly visible position within the organization, reporting to a VP within the Capital Markets & Finance team. This position will assist the senior finance team with building, managing, and owning a capital markets strategy that fits with Lendistry’s mission and product lines. The Analyst, Capital Markets & Finance will partner with key stakeholders throughout the organization to manage the phases and implementation of a wide variety of assigned projects that drive strategy and impact the company’s bottom line. Some travel may be required.

Lendistry: Who We Are

We’re proud to be the nation’s largest minority-led, tech-savvy lender for small businesses and commercial real estate. As a certified Community Development Financial Institution (CDFI) and Community Development Entity (CDE), our mission is all about creating economic opportunities and fueling growth for small business owners and their communities. Join us as we pave the way with innovative financing and financial education!

What You’ll Be Doing

• Assist Senior Executives with Lendistry’s capital markets strategy including, but not limited to, warehouse lending, equity securities, corporate finance and government program funding.

• Partner with Finance, Accounting, Legal, Compliance, Sales, and Credit teams to ensure cross-collaboration to drive capital market strategies successfully.

• Assist Senior Finance Team with the daily operating relationships with our capital markets providers, including our warehouse lines and permanent funding providers.

• Assist Senior Finance Team with managing credit ratings and relationships with credit agencies for Lendistry and its products.

• Assist Senior Finance Team with developing and implementing a securitization process for all product lines.

• Perform detailed financial analysis and due diligence on potential credit instruments, including debt facilities and preferred equity as well as other debt instruments.

• Support senior team members in the evaluation and execution of potential financing opportunities.

• Develop and maintain financial models to assess risks, returns, and corporate finance needs.

• Monitor and report on market trends, company performance, and credit metrics.

• Participate in investment committee meetings, contributing insights and analysis to inform decision-making.

• Stay abreast of industry trends, economic indicators, and regulatory changes that may impact the credit markets.

Your Areas of Knowledge and Expertise

• Bachelor’s degree in Finance, Economics, Business Administration, or a related field.

• 1 year minimum of relevant experience in credit investing, investment banking, management consulting, transaction advisory from a national accounting firm.

• Candidate must be located in Los Angeles, CA.

• Knowledge of the capital markets landscape.

• Advanced proficiency in Microsoft Excel or other financial modeling software, including Pivot tables, V-lookup, H-lookup, Index/Match, nested IF statements, and advanced formulas.

• Ability to navigate a dynamic and fast-paced environment in an organized manner, including the capacity to manage and prioritize multiple projects simultaneously in a deadline-driven environment (strong time management).

• Excellent communication and interpersonal abilities, capable of effectively presenting analysis and recommendations to team members and stakeholders.

• Experience with multi-scenario financial modeling, incorporating dynamic assumptions, and sensitivity analysis.

• Familiarity with lending business and/or specialty finance, including pricing bonds, understanding yield curves, and analyzing credit spreads.

Why You'll Love Working Here:

• Comprehensive Medical, Dental, and Vision Insurance

• Generous Paid Time Off

• Birthday Day Off

• 12 Paid Company Holidays

• 401(k) Match

• FSA and HSA

• Paid Life Insurance 

• Paid Disability Insurance

• Pet Insurance

• Employee Assistance Program (EAP)

• Professional Development Courses

• In Office Provided Snacks and Drinks

• Gym Facilities (LA & Tustin/CEC Offices)

• In Office Engagement Activities

Compensation Range

The US base salary range for this full-time position is $100,500 - $129,500 annually.

Our salary ranges are determined by role, level, and location.

The range displayed on each job posting reflects the minimum and maximum base salary for new hires for the position across all US locations.  Within the range, individual pay is determined by multiple factors like job-related skills, experience, and state of residence.  Your recruiter can share more about the specific salary range during the interview process.

Please note that the compensation details listed in US role postings reflect the base salary only, and do not include any variable compensation elements.

Physical Requirements

This is a stationary position that requires frequent sitting (approximately 95%), repetitive wrist motions, grasping, speaking, listening, close vision, and the ability to adjust focus. It also may require occasional standing, lifting, carrying of 20lbs or less, walking, kneeling, bending/stooping, twisting, pulling/pushing, and reaching above the shoulder. Employees in this position must be physically able to efficiently perform the essential functions of the position.

ACKNOWLEDGEMENT
B.S.D. Capital, Inc. dba Lendistry is an equal employment opportunity employer committed to providing its employees, applicants and other covered persons with equal opportunities without regard to race, color, age (40 or older), religious creed (including religious belief, practice or dress and grooming practices), national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex, gender (including pregnancy, childbirth or medical condition related to pregnancy or childbirth), gender expression, gender identity, sexual orientation, military or veteran status (including past, current or prospective service), or any other characteristic protected under applicable federal, state or local law.