Portfolio Analyst 1
Axos Bank
Portfolio Analyst 1
Axos Bank
Digital bank offering integrated financial services
Target Range:
$22.00/Hr. - $26.00/Hr.Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
Eligible for an Annual Discretionary Cash Bonus Target: 5%Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 5%These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.
About This Job
The Portfolio Analyst will support Credit & Portfolio Management by working with commercial borrowers and the portfolio management team to monitor loans. The role involves day-to-day duties such as financial statement analysis, covenant tracking, gathering essential portfolio data, and maintaining credit files.Responsibilities:
The Portfolio Analyst will support in managing the loan portfolio within the Real Estate Lender Finance Group
The role involves day-to-day duties such as financial statement analysis, covenant tracking, gathering essential portfolio data, and maintaining credit files
Day-to-day duties will involve monitoring individual credits by way of financial statement analysis, covenant tracking, gathering essential portfolio data, and maintaining credit files
Author credit memoranda for presentation to management to process loan upsizes, credit amendments, and update loan risk ratings
Play a lead role in implementing process improvements, authoring procedures, and writing job aids that document the day-to-day responsibilities of Portfolio Analysts
Analyst must understand the credit culture and risk tolerance as outlined by senior management and the Board and help mitigate potential threats against the safety and soundness of the loan portfolio
Analyst must have ability to manage multiple workflows and adapt to changing demands to meet business objectives
While performing the duties of this position, the employee is required to sit for extended periods of time
Qualifications:
Bachelor’s degree in Finance, Accounting or related field
1+ year’s experience in underwriting, structuring, or portfolio management of commercial real estate transactions
Strong organizational skills and ability to work in client relations and process improvement
Strong business writing ability
Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.
Axos Employee Benefits May Include:
Medical, Dental, Vision, and Life Insurance
Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
HSA or FSA account and other voluntary benefits
401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading
About Axos
Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.
Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).
Learn more about working at Axos
Pre-Employment Background Check and Drug Test:
All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.
Equal Employment Opportunity:
Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.
Job Functions and Work Environment:
While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.
The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.
E-Verify and Right to Work Notices
Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.
Axos Bank is a financial institution that offers banking, investing, clearing, and custody services in a single platform. It provides traditional banking products for individuals and businesses, and integrates services across money management, investment, and settlement functions to simplify finances. The company operates as a digital-first bank, aiming to connect multiple financial services under one provider rather than requiring customers to use several firms. Its product approach centers on merging banking with other financial services to create a unified experience—one firm with many ways forward. Axos’s goal is to make money work smarter for customers by offering accessible, connected financial solutions and broadening the scope of what a bank can do for individuals, businesses, and institutions.
Explore more opportunities at Axos Bank