A

American Express

Issues credit cards and runs a payment network

Senior AI Engineer II - Forward Deployment, Enterprise AI Platforms

Full-TimeDeadline 10/30/26
$123k - $215.3k/yr+ Bonus
Senior
Bachelor's
New York, NY, USA+2 moreMore locations: Phoenix, AZ, USA | Sunnyvale, CA, USA
HybridOccasional travel may be required for workshops or key delivery milestones.
Software EngineeringAI Application Engineering
No H1B Sponsorship

About the job

Requirements
  • At least 5 years of experience delivering software, technical solutions, or digital products in an engineering, architecture, or technical consulting capacity.
  • Demonstrated ability to take an ambiguous business or user problem through discovery, implementation, and measurable validation.
  • Experience using coding agents in a structured engineering workflow, including specification-driven development, context management, iterative implementation, and reusable knowledge repositories.
  • Software engineering fluency and the ability to contribute directly to applications, integrations, services, or technical prototypes.
  • Experience in at least one relevant domain, such as mobile, web, backend services, APIs, distributed systems, platform engineering, workflow orchestration, or cloud-native development.
  • Ability to reason about systems end to end, identify constraints and leverage points, and connect technical decisions to business outcomes.
  • Strong communication and stakeholder-partnership skills, including the ability to explain technical concepts, challenge existing approaches constructively, and influence without direct authority.
  • Ability to define a longer-term direction and sequence incremental solutions that build toward it.
  • Bachelor’s degree in computer science, engineering, or a related field, or equivalent practical experience.
  • Employment eligibility to work with American Express in the United States is required; the company will not pursue visa sponsorship for these positions.
Responsibilities
  • Build trusted relationships and develop a deep understanding of business priorities, user needs, operational workflows, and sources of friction.
  • Challenge existing assumptions, map processes as systems, and identify technical, operational, and organizational changes likely to improve them.
  • Lead discovery sessions that translate business needs into clear use cases, value propositions, measurable success criteria, and solution direction.
  • Assess opportunities based on business value, technical feasibility, user impact, risk, and readiness for adoption.
  • Define a longer-term vision and identify the smallest useful intervention that can validate the opportunity while preserving a path to broader transformation.
  • Design, build, and deploy generative AI, agentic AI, and intelligent automation solutions using approved enterprise platform capabilities.
  • Develop working demonstrations and proofs of value that test assumptions and measure business impact.
  • Take solutions through prototyping, production scaling, adoption, and transition to long-term ownership.
  • Build agents and AI-enabled workflows that interact with enterprise APIs, knowledge sources, data platforms, applications, code, and business processes.
  • Incorporate appropriate human input, approval, escalation, and fallback mechanisms.
  • Work directly alongside engineering teams to produce software and apply the architecture, testing, deployment, and operational practices required for production use.
  • Use experimentation selectively to reduce uncertainty while balancing speed with security, reliability, maintainability, and governance.
  • Use coding agents and AI-assisted engineering techniques to accelerate discovery, implementation, testing, documentation, and iteration.
  • Apply specification-driven development, context management, iterative planning, and structured knowledge repositories to preserve context and improve personal productivity.
  • Evaluate agent-generated code and technical outputs for correctness, security, maintainability, and architectural alignment.
  • Identify where AI-enabled development practices can improve engineering throughput without compromising operational standards.
  • Generalize patterns and components developed through individual engagements for broader use.
  • Partner with platform and product teams to turn successful prototypes into reusable features, accelerators, reference architectures, and paved-road implementation patterns.
  • Capture lessons from deployments and use them to influence the enterprise AI platform and product roadmap.
  • Help teams adopt AI-enabled workflows and transition solutions into sustainable operating models.
  • Develop evaluation approaches that measure solution quality, task completion, business outcomes, user experience, latency, cost, and reliability.
  • Identify and address failure modes through testing, monitoring, safeguards, and iterative improvement.
  • Ensure solutions meet American Express requirements for security, privacy, risk management, responsible AI, and regulatory compliance.
  • Establish appropriate controls for model access, enterprise data, tool use, human oversight, and production operations.
  • Communicate technical concepts, tradeoffs, risks, and recommendations to audiences with different levels of technical familiarity and seniority.
  • Influence decisions and drive alignment across business, product, engineering, risk, and platform teams without relying on direct reporting authority.
  • Maintain strong stakeholder relationships throughout discovery, delivery, adoption, and transition, and mentor partner teams on AI solution delivery.
Desired Qualifications
  • Experience building or deploying solutions powered by language models, agentic systems, or AI-enabled process flows.
  • Experience with retrieval-augmented generation, vector databases, tool calling, model context protocols, knowledge retrieval, or workflow technologies such as Temporal, LangGraph, LangChain, or LlamaIndex.
  • Experience designing human-in-the-loop controls and operational safeguards, with knowledge of AI evaluation, observability, and responsible AI.
  • Experience supporting technology adoption or operating-model transformation, particularly in financial services or another regulated industry.

About the company

American Express issues credit and pay-in-full charge cards to consumers and businesses, and unlike most card issuers it also runs the payment network its cards use. Its Travelers Cheque, launched in 1891, made carrying money abroad safer, and in 1959 it became the first major issuer of plastic cards. Cardholders earn points toward flights and hotels plus perks such as airport lounges, while companies use its corporate cards for employee travel and expenses. American Express earns a fee from merchants on each purchase, plus annual fees and interest on balances cardholders carry. Henry Wells and William Fargo, who later started Wells Fargo, co-founded it in 1850 as a freight delivery business; it is based in New York City.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1850

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Simplify Jobs

Simplify's Take

What believers are saying

  • Customers pay up for premium cards: annual card fee revenue rose 15% to $2.9 billion in the June 2026 quarter.
  • Hybrid dominates listings: 408 of Amex's 451 roles in October 2026 mixed office and home days.
  • Room to grow in AI: Amex listed 56 AI and machine-learning jobs among 451 openings in October 2026.

What critics are saying

  • Stock grants lost value: Amex fell 17% through October 8, 2026; Visa rose 7% over the same period.
  • Generosity is expensive: rewards, perks and partner payments took 45% of revenue in the June 2026 quarter.
  • Regulators are watching closely: Amex's bank agreed to a $350 million penalty over money-laundering controls in October 2026.

What makes American Express unique

  • Merchants pay more than borrowers: merchant fees were 52% of Amex's revenue in the June 2026 quarter, interest 24%.
  • It leans on one airline: Delta-branded cards were 13% of Amex card spending and 21% of its loans in 2025.
  • Most staff work outside the US: 50,900 of Amex's 76,800 employees were abroad at the end of 2025.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • Unlimited Paid Time Off
  • Flexible Work Hours
  • Hybrid Work Options
  • Paid Vacation
  • Paid Sick Leave
  • Paid Holidays
  • 401(k) Company Match

Company News

Kalkine Media
Oct 27th, 2026
American Express Announces Pricing for $3 Billion Three-Tranche Senior Unsecured Note Offering

Please follow the instructions on the e-mail to complete your registration. If you can't find it, Please check your spam folder

U.S. Securities and Exchange Commission
Oct 25th, 2026
EDGAR Filing Documents for 0001804193-21-000001

EIN.: 844415159 | State of Incorp.: DE | Fiscal Year End: 1231Type: D | Act: 33 | File No.: 021-408204 | Film No.: 211126793

Yahoo Finance
Oct 13th, 2026
Eli Lilly, Tractor Supply and American Express have doubled dividends in five years

Eli Lilly, Tractor Supply Company, and American Express have each more than doubled their quarterly dividends in five years, and their payout ratios suggest more increases could follow. Eli Lilly now pays $1.73 a share, up from $0.85 in 2021. Its payout ratio is 22%, though its yield is only 0.6%. Tractor Supply pays $0.24 a quarter. After a 5-for-1 split in 2024, that is a 131% rise from the split-adjusted $0.104 in 2021. Its yield is 2.9% and its payout ratio about 50%, but the stock is down 33% in 2026. American Express pays $0.95, up 121% from $0.43. Its payout ratio is about 20%, and its shares are down 16% this year.

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Oct 9th, 2026
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Yahoo Finance
Aug 14th, 2026
United Airlines sees loyalty revenue surge 13% as Amex cardholders boost premium spending

United Airlines reported strong second-quarter results driven by loyalty programmes, with American Express playing an unexpected role despite not co-branding a card with the carrier. United's MileagePlus card is issued exclusively by Chase through 2029, but Amex channels premium spend through its Platinum cardholders, who can designate United for a $200 annual credit on bags and fees. Business Platinum holders receive a 35% rebate on economy fares booked through Amex Travel. The airline also benefits from Amex's transfer partnerships with programmes like Air Canada Aeroplan and Singapore KrisFlyer, which provide access to United seats. United's chief commercial officer reported new co-branded card accounts rose 22% year-over-year, hitting a second-quarter record, whilst card spend increased 14%. Loyalty revenue grew 11.3%, or above 13% when adjusted for accounting changes.