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Banco Bilbao Vizcaya Argentaria

Global banking and financial services

Advisor Trainee

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeLima, PeruNo salary listedIn-person

About the Job

Responsibilities

  • Count and reconcile cash supplied by the vault before operations begin and balance and audit cash at the end of the day.
  • Support filing office documentation and sending it to the general archive.
  • Receive cash and serve customers according to the bank's procedures and regulations for deposits, cash withdrawals, account credits and debits, check and service payments, loan payments, foreign-currency transactions, transfers, remittances, opening natural-person accounts, and sales of card protection and other insurance products.
  • Identify customers when processing transactions.
  • Retain counterfeit banknotes detected during transactions.
  • Report cash overages that exceed operational limits and any shortages to the office deputy manager.
  • Offer and/or sell financial products such as cards, loans, installment cash products, subrogated products, and other products in the incentive portfolio.
  • Keep customer database information accurate and up to date.
  • Plan commercial activities using available tools and coordinate with the office manager and deputy manager to meet product, service, and customer-migration goals.
  • Use customer interactions at the teller counter or in the branch to market products and services and update customer information.
  • Conduct ongoing cross-selling of complementary products where appropriate.
  • Learn about customers and their needs using available tools.
  • Provide comprehensive customer service, promote service quality, and help customers use digital and alternative channels.
  • Resolve customer incidents and complaints with attention to service quality and response speed.
  • Identify dissatisfied customers or customers considering ending their relationship with the bank and offer value-appropriate alternatives to retain them.
  • Monitor customers' current and overdue risk and plan and execute necessary recovery and management actions.
  • Track assigned PPG objectives and activities and make necessary corrections or adjustments in coordination with the office manager.
  • Attend requested meetings and share relevant observations about customer characteristics and needs with office colleagues.
  • Evaluate and analyze credit transactions and submit them to the appropriate approval levels.
  • Open all types of accounts requested by customers.
  • Inform, prequalify, and issue credit and debit cards within delegated authority; assign, cancel, or block debit and credit cards.
  • Enroll, maintain, and cancel direct-debit arrangements.
  • Control batch transactions to ensure processes are completed, including card cancellations before settlement dates.
  • Update and properly file customer documentation.
  • Perform other duties assigned by the manager in response to business needs.
  • Sell card protection insurance, multiple insurance, and customer insurance withdrawal products.
  • Conduct commercial actions and campaigns for non-personalized customer segments and unassigned optional branch customers.
  • Receive, count, verify, enter, and report remittances jointly with the office deputy manager under dual control.
  • Participate in and perform the branch's accounting reconciliation with the office deputy manager.
  • Inform, issue, cancel, and duplicate debit cards within delegated authority and with the customer's in-person consent.
  • Consult and record customer information related to anti-money-laundering activities.
  • Support the deputy manager and/or AS1 in replenishing ATMs.

About the Company

Banco Bilbao Vizcaya Argentaria

Global banking and financial services

Banco Bilbao Vizcaya Argentaria, commonly known as BBVA, is a multinational financial services group offering retail, commercial and corporate banking. It provides accounts, payments, lending, mortgages, investment products and financial guidance for individuals and businesses, alongside services for institutional clients. BBVA combines physical banking networks with digital channels and operates across multiple international markets. Its business spans everyday financial needs, business financing, wealth management and transaction services within the regulated banking industry. Its workforce combines specialist delivery, customer support and business operations.

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