Recovery Agent @ Autotrader.ca

TRADER Corporation is a trusted Canadian leader in online media, dealer and lender services. The company is comprised of AutoTrader.ca, AutoSync and Dealertrack Canada. AutoTrader.ca (AutoHebdo.net in Quebec) offers the largest inventory of new cars and used cars in Canada, receiving over 25 million monthly visits to its marketplace. With over 3,500 subscribers and counting, AutoSync is the largest and fastest growing dealer and OEM software provider in Canada. The platform's suite of connected automotive software solutions brings advertising, conversion and operational support together, synchronizing the entire retail process. AutoSync's diverse range of offerings includes: vAuto, EasyDeal, xtime, Motoinsight, Activix, TAdvantage and TRFFK. Dealertrack is Canada’s largest automotive financing portal, enhancing efficiency and profitability for all major segments of the automotive, marine, recreational vehicle, motorcycle and powersport retail industries. Over 6.5 million credit applications are submitted via the Dealertrack Canada portal each year. Collateral Management is a national, end-to-end, managed technology solution that offers industry insight and multi-channel collection strategies to maximize funds recovered. Collateral Management helps you remain compliant in all jurisdictions, alleviating your exposure to reputational and financial risks. Visit tradercorporation.com to learn more. .

TRADER Corporation's parent company AutoScout24 is the largest pan-European online car market with over 2 million listings and more than 43,000 dealer customers. With AutoScout24, users can find, finance, buy, subscribe for and sell used and new cars. The marketplace provides inspiration on cars and other vehicles and makes hard decisions easy.

Since 1998 AutoScout24 has been offering private users, car dealers and other cooperation partners from the automotive, financial and insurance services sector a comprehensive digital platform for car trading. The online marketplace includes used and new cars, motorcycles as well as commercial vehicles. AutoScout24 has over 30 million users per month, more than 43,000 dealers and around 500 employees. In addition to Germany, AutoScout24 is also represented in the European core markets of Belgium, Luxembourg, the Netherlands, Italy, France and Austria.

More information on www.autoscout24.de

Experience leveraging AI, Generative AI (GenAI) to enhance engineering productivity, automate repetitive tasks, and optimize workflows. Candidates should demonstrate the ability to integrate AI-driven solutions into their daily work — such as code generation, debugging, reviews, documentation, and decision support—to improve efficiency for themselves and their teams. A proactive approach to exploring and implementing AI tools that drive innovation and streamline development processes is highly valued

The Recovery Agent role is to effectively manage and co-ordinate the supply chain and other vendors in the repossession and liquidation of assigned Creditor(s) moveable assets. Ensures Client requests are being appropriately facilitated and that services are being provided in an effective and efficient manner while meeting and exceeding our client’s expectations and meeting organizations financial and strategic goals.

CORE ACCOUNTABILITIES /OUTCOMES:

· Manage supply chain and other parties at a transactional level in the repossession and liquidation of moveable assets, of assigned client portfolio applying the PPSA rules (Seize and Sue rules, redemption and reinstatement rules, Bankruptcy and Insolvency Act etc.) and pertinent regulatory rules of the Recovery process.

· Provide value-based recommendations to our clients and ensure all client request are appropriately handled with the highest degree of accuracy and professionalism.

· Investigate accounts that have been assigned, verify documents Conditional Sales Contracts, Chattel Mortgages, registers/amends Liens to ensure creditor’s right to enforce seizure. Perform asset equity analysis while also applying seize or sue guidelines.

· Create and maintain and update customer files in internal applications ensuring accuracy and detail while acting as the primary liaison between Creditor and repossession agents.

· Manage and guide the creditor’s customer through the redemption process and process funds accordingly as per established guidelines.

COMPLEXITY/JUDGEMENT

· Manage assigned client portfolio applying the PPSA rules (Seize and Sue rules, redemption and reinstatement rules, Bankruptcy and Insolvency Act, proportion paid rules etc.) and pertinent provincial and federal regulatory rules/laws of the Recovery process across Canada and recovering Canadian Assets that have crossed the border.

· This individual will have, and continually develop, industry knowledge to ensure that Client mandates and applicable PPSA provincial and federal laws, Consumer protection etc. are being adhered to, in regard to recovery and redemptions.

· Achieve monthly targets, Service Levels and Key Performance Indicators. Focus on achieving optimal business results and in doing so providing our clients with a superior level of service while meeting company and client strategic goals.

· Research and analyze data, leads, reports to identify valid locations and contact information and direct supply chain accordingly.

· Manage the recovery of Small Business asset repossession with a clear understanding of GSA agreements and application of rules.

· Provides FIs the most reliable, efficient and cost-effective locate while ensuring compliance with all regulatory requirements.

QUALIFICATIONS & EDUCATION:

· Post-secondary education (Business degree/diploma preferred).

· Credit and Collection Degree/Certification is an asset.

· 2-3 years’ experience in credit and collection background or financial services industry.

COMPETENCIES, SKILLS & EXPERIENCE:

· Excellent computer skills (Windows, Microsoft Word, Excel) including typing is mandatory.

· Superior phone skills with a professional demeanor. Preferably experience in de-escalation.

· Excellent negotiating skills.

· Good Understanding of PPSA rules, Reinstatement/Redemption rules, Bankruptcy and Insolvency Act and regulatory requirements by jurisdiction of the Recovery Process preferred.

· Highly developed analytical, decision making and investigative problem-solving skills.

· Outstanding comprehension and critical thinking ability in applying Jurisdictional rules and regulations in the recovery process and make recommendations and present them in a concise and logical way.

· Excellent interpersonal and verbal and written communication skills.

· Ability to handle multiple tasks, and deal with interruptions and prioritize work to meet SLAs and optimize results.

· Goal oriented; ability to work in a metrics driven position

· Ability to work in a fast-paced high-pressure environment with minimal supervision.

· Previous Repossession services experience including skip tracing is a strong asset.

What’s in it for you…

-We understand that there is life at work and life outside of work. Here are a few benefits we all benefit from that support us to be our creative best.

Benefits from Day 1

-Gym discounts

-Employee and Family Assistance program

- Virtual wellness events

-Conferences & training budget

-Regular internal training programs

Financial planning

-Let us help you invest in your future with 3% matching towards your pension and multiple forms of income protection.

Competitive salary

-Annual bonus structure

-3% CPP matching

Recovery Agent

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