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Wells Fargo

Diversified financial services: banking, lending, investments

Mortgage Bank Sales Consultant

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeNew Brunswick, NJ, USA

About the Job

Requirements

  • 2+ years of sales experience, or equivalent demonstrated through work experience, training, military experience, or education.
  • Mortgage industry experience.
  • Experience with retail residential mortgage, including purchase fundings over the past 12 months referred primarily from established, local, or external sources.
  • Knowledge and understanding of sales prospecting and generating referrals.
  • Experience educating clients on various mortgage purchase programs.
  • Experience developing and cultivating professional relationships.
  • Customer service experience.
  • Basic Microsoft Office skills.
  • Ability to provide leadership by coaching, training, and mentoring.
  • SAFE registration is required at the time of employment. Loan Originators must meet Consumer Financial Protection Bureau qualification requirements and related Wells Fargo policies, including financial responsibility, character, general financial fitness, and criminal background standards. Successful candidates must meet ongoing regulatory requirements, including additional screening if necessary.
  • Willingness to travel.
  • Reliable transportation.
  • Ability to work nights, weekends, and/or holidays as needed or scheduled.

Responsibilities

  • Sit within assigned bank branches and originate mortgage loans; collaborate with branch leadership, participate in branch huddles, and mentor and coach employees to increase their knowledge of mortgage products and processes; perform miscellaneous duties as needed and required.
  • Exercise some independent judgment when conducting outbound calls to existing and prospective customers regarding mortgage loan products and complete associated tracking activities.
  • Interact with customers to understand their needs and provide high-quality customer service; inform prospective and existing customers of Wells Fargo Home Mortgage programs; analyze and offer mortgage loan products based on clients’ needs.
  • Process low- to moderately-complex loan applications for mortgage transactions and review rates and terms within guidelines.
  • Maintain high client satisfaction and quality standards by ensuring timely and proactive customer communication.
  • Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements.
  • Adhere to policies, underwriting requirements, compliance requirements, and loan procedures; collaborate with fulfillment partners to meet clients’ needs throughout the origination process.
  • Stay informed of mortgage industry trends and developments in the assigned market; develop and maintain visibility for Wells Fargo Home Mortgage in the marketplace.
  • Comply with the S.A.F.E. Mortgage Licensing Act of 2008 and related regulations; ongoing employment is contingent upon meeting applicable requirements, including acceptable background investigation results. Meet Loan Originator requirements under Regulation Z.
  • Complete SAFE registration initiated by Wells Fargo after the employment start date. The Nationwide Mortgage Licensing System website provides the MU4R questions and registration required for employment in this position.
  • Undergo assessment of financial responsibility and credit fitness using a current credit report; the credit score is not included in the evaluation.

Desired Qualifications

  • Excellent verbal, written, and interpersonal communication skills.

About the Company

Wells Fargo

Diversified financial services: banking, lending, investments

Wells Fargo offers a broad set of financial services, including banking, mortgages, investing, credit cards, and wealth and business banking, to individuals, small businesses, and large corporations. Its products combine everyday banking with lending, investment products, and advisory services, accessible through branches, ATMs, and online or mobile platforms. The company earns mainly from interest on loans, banking fees, and commissions on investment products, supported by a large network and secure technology. Its goal is to help customers manage, preserve, and grow their money through trusted, accessible, and comprehensive financial solutions.

Company size
10,001+
Company stage
IPO
Headquarters
San Francisco, CA
Founded
1851

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