B

Bank of America

Runs a US consumer bank, brokerage and investment bank

Data Scientist 2

Full-Time
No salary listed
Mid
Master's, PhD
Charlotte, NC, USA+1 moreMore locations: Addison, TX, USA
In PersonIn-office work is expected, with role-specific flexibility based on business needs.
Data & AnalyticsData Science

About the job

Requirements
  • A Master’s degree or PhD in Computer Science, Statistics, Mathematics, or a related field is required.
  • Proven experience as a Data Scientist in banking or a similar domain is required.
  • Proficiency in Python or R and experience with data science libraries such as pandas, scikit-learn, TensorFlow, or PyTorch are required.
  • Hands-on experience with large language models such as OpenAI GPT or Llama, including fine-tuning and prompt engineering, is required.
  • Strong knowledge of statistics, machine learning, and data-mining techniques is required.
  • Experience with data visualization tools such as Tableau or Power BI is required.
  • Experience with Hadoop, Oracle, and MongoDB is required.
  • Experience with Agentic Artificial Intelligence and agent development is required.
  • Familiarity with SQL and relational databases is required.
  • Cloud-platform experience with AWS, Azure, or Google Cloud Platform is a plus.
  • Excellent problem-solving, communication, and collaboration skills are required.
Responsibilities
  • Enable business analytics through data analysis, trend identification, and pattern recognition using advanced techniques to drive decision-making and generate data-driven insights.
  • Apply agile practices to project management, solution development, deployment, and maintenance.
  • Develop and review technical documentation that captures business requirements and specifications for analytical solutions and their production implementation.
  • Manage multiple priorities and ensure the quality and timeliness of deliverables such as quantitative models, data science products, data analysis reports, and data visualizations.
  • Deliver presentations through in-person and virtual conversations that communicate technical concepts and analysis results to diverse internal stakeholders.
  • Develop professional relationships to foster collaboration on work deliverables.
  • Support the identification of potential issues and the development of controls.
  • Maintain knowledge of advances in data science and artificial intelligence to support business analytics.
  • Analyze large financial datasets to extract insights and support business decisions.
  • Develop, implement, and evaluate machine-learning models and algorithms for banking and finance use cases such as risk modeling, fraud detection, and customer segmentation.
  • Apply and fine-tune large language models for document analysis, customer communication, and regulatory compliance.
  • Collaborate with cross-functional teams to understand business requirements and deliver data-driven solutions.
  • Communicate findings and recommendations through reports, dashboards, and presentations.
  • Work with data engineers to ensure data quality and pipeline reliability.
  • Work with artificial-intelligence and machine-learning engineers to build AI solutions.
Desired Qualifications
  • Experience with natural language processing, deep learning, or time-series analysis.
  • Experience deploying models to production environments.
  • Knowledge of regulatory requirements and compliance in banking and finance.
  • Familiarity with MLOps practices and tools.
  • Experience with Agile methodology and tools such as JIRA or Rally.

About the company

Bank of America runs one of the largest US banks, serving consumers, small businesses, wealthy families, corporations and institutional investors. Alongside checking accounts, credit cards, mortgages and business loans, it owns the Merrill brokerage, a private bank for wealthy clients and a global investment bank that advises on deals and trades stocks and bonds. Customers reach it through thousands of branches and ATMs and its mobile banking app. It earns money mainly from the gap between what it charges on loans and pays on deposits, plus fees from advice, asset management, deal work and trading. It grew from a San Francisco bank founded in 1904 and is headquartered in Charlotte, North Carolina.

Company Size

10,001+

Company Stage

IPO

Headquarters

Charlotte, North Carolina

Founded

1904

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Simplify Jobs

Simplify's Take

What believers are saying

  • Profits are climbing: net income rose 27% to $9.1 billion in the June 2026 quarter on trading and dealmaking.
  • Tech careers have budget behind them: $4 billion of Bank of America's $13 billion yearly tech spend funds new initiatives.
  • Cheap funding cushions profits: $530 billion of its $2.03 trillion in deposits paid no interest at June 2026.

What critics are saying

  • Falling rates pinch lending profit: lower rates partly offset its 9% rise in interest income in the June 2026 quarter.
  • AI is reshaping jobs: over 200,000 employees use AI tools, sending 400,000-plus prompts daily as of July 2026.
  • Succession remains open: CEO Brian Moynihan plans to stay through decade's end after a December 2025 executive shake-up.

What makes Bank of America unique

  • Small firms bank here: it serves 4 million small businesses and calls itself the top US small business lender.
  • Wealth management is a second engine: Merrill, its brokerage, and the Private Bank oversee about $4.9 trillion in client balances.
  • Customers use its chatbot at scale: virtual assistant Erica has logged over 3 billion client interactions since 2018.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Paid Vacation

Paid Sick Leave

Flexible Work Hours

Remote Work Options

Professional Development Budget

Conference Attendance Budget

Growth & Insights and Company News

Headcount

6 month growth

-1%

1 year growth

-1%

2 year growth

-1%
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