Full-Time
Senior AI Software Engineer
Posted on 8/19/2026
Tipalti
1,001-5,000 employees
Automates global payables, invoicing, tax compliance
No salary listed
London, UK
Hybrid
Three days on-site per week are specified: Monday, Tuesday, and Thursday.
 Software Engineering (1) |
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- Experience building or shipping features using large language models, agents, embeddings, or similar artificial intelligence tooling.
- Strong software engineering fundamentals and applied artificial intelligence and machine learning judgment.
- Ability to build reliable, maintainable artificial intelligence and large-language-model pipelines.
- Ability to collaborate with product managers and designers and shape technical and artificial intelligence strategy.
- Comfort mentoring engineers and sharing technical knowledge.
- Adaptability and willingness to learn new artificial intelligence techniques, models, and domains.
- Turn ambiguous problems into well-designed, scalable artificial-intelligence-powered systems.
- Build high-quality, large-language-model-driven features end-to-end from prototype to production.
- Design and integrate agentic workflows, retrieval systems, and model-orchestration pipelines.
- Deliver artificial intelligence solutions that make a measurable difference for customers.
- Design, build, and ship end-to-end artificial-intelligence-powered features for a new product.
- Collaborate closely with product managers and designers to shape technical and artificial intelligence strategy.
- Develop and evolve scalable backend application programming interfaces, microservices, and large-language-model orchestration layers.
- Build robust evaluation frameworks to test and improve model performance and reliability.
- Write clean, well-tested, maintainable code, including code around probabilistic and artificial-intelligence components.
- Participate in code reviews, architecture discussions, and pair programming.
- Mentor junior engineers and help raise engineering and artificial-intelligence quality standards.
- Experience with React, Node.js, JavaScript, TypeScript, large-language-model application programming interfaces such as OpenAI or Anthropic, vector databases, and retrieval pipelines.
Tipalti provides an automated accounts payable platform that handles invoicing, tax compliance, and payment processing for businesses via SaaS. Customers subscribe, and the platform captures invoices, applies tax rules (including VAT), and issues payments through global ACH and other payment rails, with support for multi-entity structures. It differentiates itself by offering end-to-end payables automation combined with global tax compliance and risk management in a single platform for a wide range of customers. The goal is to reduce manual work in accounts payable, speed up payments, and ensure cross-border tax compliance to help businesses scale their financial operations.
Company Size
1,001-5,000
Company Stage
Debt Financing
Total Funding
$966M
Headquarters
Foster City, California
Founded
2010
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Simplify's Take
What believers are saying
- September 2025 financing from Hercules gave Tipalti $200 million growth capital.
- Tipalti surpassed $200 million ARR and processed about $75 billion annually.
- 2026 board addition Teodora Gouvea strengthens IPO-grade governance and audit oversight.
What critics are saying
- January 2026 layoffs cut dozens, then over 100 more employees, signaling execution strain.
- Tipalti dropped unprofitable small customers, shrinking the base while rivals attack mid-market.
- If AI agents underdeliver, Tipalti loses differentiation and faces commoditized AP software.
What makes Tipalti unique
- Tipalti unifies payables, tax compliance, and global payouts in one platform.
- Statement acquisition added real-time cash intelligence and forecasting to Tipalti's finance stack.
- Tipalti AI now uses context-aware agents across invoice capture and approvals.
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Benefits
Hybrid Work Options
Company Equity
401(k) Company Match
Life Insurance
Paid Vacation
Phone/Internet Stipend
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Growth & Insights and Company News
6 month growth
↓ -2%1 year growth
↓ -1%2 year growth
↑ 1%Finding purpose in healthcare. My career naturally evolved from public accounting into CFO roles at healthcare companies, including HemaCare Corporation and ImmunoCellular Therapeutics, before I joined ImaginAb. Healthcare gave finance a different meaning for me. At ImaginAb, Tipalti Inc. is developing innovative approaches in immuno-oncology and radiopharmaceuticals with the goal of improving how cancer is diagnosed and treated. Everyone has been touched by cancer in some way. That perspective changes how you think about your work. Like anyone, I have difficult days. Budgets don't always cooperate. Markets change. Plans evolve. But even on the toughest days, I can remind myself that what Tipalti Inc. is working toward has the potential to improve people's lives. That makes the challenges worthwhile. When I joined ImaginAb in 2019, part of my role was bringing more biotech expertise into the finance organization. Understanding clinical trials wasn't just helpful - it was essential. Finance couldn't simply report on what had already happened. Tipalti Inc. needed to understand how clinical development worked, what each milestone meant, how different trial designs affected costs, and how those decisions translated into financial strategy. That allowed me to have meaningful conversations with its scientific and operational leaders because I could speak their language. Just as importantly, I was fortunate to work alongside an exceptional controller. She came without a biotech background, but together Tipalti Inc. combined its strengths and built a finance organization that could support the company's growth. Adapting through change, one process at a time. In my seven years at ImaginAb, Tipalti Inc. has experienced numerous changes. I joined the company in 2019. Months later, the world shut down. Like everyone else, Tipalti Inc. suddenly had to figure out how to keep the business running remotely. None of Tipalti Inc. predicted it. Tipalti Inc. simply adapted. One of the most important decisions Tipalti Inc. made during that period was automating its accounts payable process. Before then, invoices were moving through endless email chains. Approvals got buried. People were chasing signatures. Payments became unnecessarily difficult simply because everyone was working from home. Automation removed that friction almost overnight. As the company expanded internationally, opened a UK subsidiary, grew its headcount, and managed suppliers across multiple countries and currencies, those automated workflows became even more valuable. They helped Tipalti Inc. scale without creating unnecessary administrative burden. AI is creating an entirely new opportunity. Automation solved one set of problems. AI is solving another. The first wave of AI was useful, but relatively simple. Tipalti Inc. learned how to summarize documents, draft emails, and answer questions more quickly. That's no longer the exciting part. Today, I'm much more interested in how AI can actively participate in solving complex business problems. Recently, I needed to build a sophisticated Excel model with multiple input variables and sensitivity analyses. Instead of building it from scratch, I described exactly what I wanted, and within minutes, I had a model that was essentially complete. During a software conversion that became far more complicated than expected, AI helped Tipalti Inc. reconcile transactions, identify inconsistencies, and isolate errors that would have taken hours to uncover manually. My controller and I could have done the work ourselves without AI, but it would have taken much longer. Tipalti Inc. is seeing similar progress in its finance systems as well. AI-powered invoice capture extracts data automatically, while intelligent approval routing ensures invoices reach the right people without the endless email follow-up that once consumed significant time every week. The real challenge now isn't learning how to use AI. It's asking better questions: How do Tipalti Inc. apply these tools to solve bigger problems? How do Tipalti Inc. create more value for its organizations? How do Tipalti Inc. improve people's lives? Anyone still thinking of AI as an email-writing assistant or a way to summarize complicated documents is only seeing a small fraction of what's possible. The company you keep matters most. If there's one lesson I'd pass along after decades in finance, it has very little to do with accounting. Choose the people you work with carefully and find organizations that treat people well. Surround yourself with people who are ethical, curious, and willing to challenge your thinking. One of the reasons I enjoy working in biotech is that I'm surrounded by people who are extraordinarily smart. Every day, I work with colleagues who know things I don't know. They push me to think differently, ask better questions, and become better at what I do. I've found that to be true throughout my career. Technology will continue to evolve. AI will become more capable. Finance will undoubtedly look very different ten years from now than it does today. But the fundamentals won't change. Great businesses are still built by great people. The numbers may have drawn me into finance all those years ago. The people are what have kept me here.
Tipalti aims for IPO with AI and financial automation. 24/06/2026 6 minutos de leitura Por Rafael Tipalti is one of the most active fintechs right now, and for good reason. The company, which processes around $90 billion in total payment volume, has its eyes set on something big: going public. But before getting there, it is betting heavily on artificial intelligence to supercharge its financial automation products and win over even more customers. The plan is not simple, but the company has impressive numbers and a clear strategy to get there. And the most interesting part is that Tipalti's move says a lot about where the financial automation market is heading, especially now that AI is changing the way finance teams work on a daily basis. Receive the best innovation content in your email. By subscribing to the newsletter, you agree to receive communications from Método Viral. Metodoviral is committed to always protecting and respecting your privacy. What is Tipalti and why it is turning heads. Tipalti is a financial automation platform founded in 2010, headquartered in Foster City, California. It was born with a very straightforward mission: take the manual, repetitive, error-prone work off the plates of finance teams across functions like accounts payable, payments, procurement, and expense management. Over time, the company kept growing, adding features, expanding into new markets, and building a customer base that spans different industries and company sizes. Today Tipalti has around 1,000 employees and serves approximately 6,500 customers. In the space, it competes across different niches with companies like AvidXchange, Coupa, and Ramp, which shows just how competitive and heated the market for finance department automation has become. What puts Tipalti on the radar right now is a combination of factors that rarely show up together at the same time: an impressive volume of transactions, a consistent growth trajectory, and a clear bet on artificial intelligence as the lever for the company's next chapter. When you put all of that together with the intention to go public, it is easy to understand why the market is paying attention. The company is not just growing, it is strategically positioning itself to enter the stock market with a solid narrative that combines cutting-edge technology, operational scale, and a massive addressable market. In September, Tipalti announced that its annual recurring revenue had surpassed $200 million. That number was presented as a performance indicator when the company raised another $200 million in financing from Hercules Capital. These are figures that reinforce the health of the business and help build the confidence needed for an eventual move toward going public. AI as the engine for the next phase of growth. Artificial intelligence is not a footnote in Tipalti's strategy - it is at the center of everything. Like many competitors in the financial automation space, the company has invested heavily in AI capabilities integrated directly into its solutions. And the demand is coming from the customers themselves, who are under pressure from their leadership teams and boards to adopt AI tools in their operations. According to Rob Israch, president of Tipalti, customers prefer their existing vendors to offer AI features natively within the platform, without having to go out and find separate solutions. They want to know what the company is planning on its artificial intelligence roadmap, and in a way, they want to be relieved of the burden of building all of that on their own. Israch, who previously held roles at big names like NetSuite, Oracle's enterprise software company, and Intuit's QuickBooks, knows this market dynamic well. AI Tool Finder Find the best AI tools for you 1 Select your role 2 Goals 3 Experience What is your role? Select the profile that best describes what you do.
Supporting FATCA compliance with automation. As foreign payment volumes grow, managing FATCA and W-8 compliance through manual processes becomes increasingly difficult. Controllers must ensure proper form collection, validation, withholding determinations, and year-end reporting, all while minimizing operational drag and compliance risk. Modern AP and global payments platforms help streamline this process by embedding tax documentation directly into the payee onboarding process. Instead of chasing W-8 or W-9 forms during the 1099 and 1042-S season, required documentation can be collected and validated before the first payment is issued. Automation can also support: * Determining the correct W-8 or W-9 form * Validating tax identification information * Recognizing treaty-based withholding reductions or exemptions * Calculating required withholding at the time of payment * Centralizing data for year-end information reporting By shifting compliance upstream, at onboarding and payment execution, finance teams reduce manual follow-up, avoid year-end scrambles, and lower exposure to IRS penalties. Tipalti automated tax compliance. Tipalti embeds tax compliance directly into both its Accounts Payable and Mass Payments workflows. During onboarding, payees can digitally submit W-8 or W-9 forms, with built-in validation to help ensure completeness and accuracy before payments are processed. Tipalti also supports FATCA withholding determinations, including treaty rate reductions and certified exemptions, and can automatically calculate and apply withholding when required. Tipalti centralizes payee payment data throughout the year and integrates with Zenwork's Tax1099 e-filing solution to streamline 1099 and 1042-S preparation and submission to the IRS and applicable states. By combining onboarding controls, withholding management, and reporting support in a single platform, Tipalti helps finance teams strengthen compliance while reducing operational burden. Building scalable FATCA compliance. FATCA compliance isn't just a tax issue; it's an operational discipline. As cross-border payments increase, finance teams need structured processes that ensure documentation, withholding accuracy, and reporting consistency from day one. Controllers who modernize these workflows reduce exposure to penalties, eliminate year-end fire drills, and create scalable compliance infrastructure that supports global growth. Learn how Tipalti's automated tax compliance capabilities support global payables and cross-border FATCA requirements. FATCA faqs. What is the purpose of the foreign account tax compliance act (FATCA)? The purpose of FATCA is to reduce tax avoidance by U.S. taxpayers and to withhold, or provide an exemption from, the potential 30% withholding tax on payments to foreign payees for U.S.-source income. How do W-8 forms relate to FATCA compliance? W-8 forms are used to certify foreign status and determine whether FATCA requires 30% tax withholding. W-8s determine if the entity or individual is exempt from withholding through their FATCA Chapter 4 status or subject to a lower tax rate through a tax treaty. What is the impact of FATCA on payments to foreign entities? Under FATCA, payments to foreign entities (NFFEs or FFIs) on certain U.S.-source income categories, including royalties, may be subject to 30% withholding unless they are exempt or receive a reduced rate under a tax treaty, as reported on a W-8 form such as W-8BEN-E. What does Chapter 4 status (FATCA status) mean? Chapter 4 status (FATCA status) means that a foreign entity payee may be subject to Chapter 4 withholding from payments at 30% unless it provides certification about its entity status that provides an exemption or reduced tax rate through a U.S. tax treaty. How to determine FATCA status for a Canadian corporation? Determine FATCA status for a Canadian corporation by determining if it is an FFI (Foreign Financial Institution), an Active NFFE (Non-Financial Foreign Entity), or a Passive NFFE, using Form W-8BEN-E to indicate Chapter 4 status. What are the withholding requirements under FATCA? Under FATCA, payers must withhold 30% from foreign payees for certain types of FATCA-specified U.S. source income unless a certified and reported W-8 form exemption or reduced tax treaty rate applies. FATCA and U.S. Persons Foreign Financial account reporting. What is an IGA for FATCA? IGA FACTA is an intergovernmental agreement between the U.S. and a foreign country for FFI reporting of amounts over a threshold held by U.S. account holders in foreign financial accounts to the IRS. In Model 1 IGA, countries report information for all FFIs in their jurisdiction to the IRS. Countries in Model 2 IGA enable all FFIs in their jurisdiction to directly report relevant customers' account information to the IRS. Does a U.S. financial institution with foreign branches have FATCA registration and reporting responsibilities? Although a U.S. Financial Institution (USFI) with owned foreign branches generally doesn't have FATCA registration and reporting responsibilities, there are exceptions relating to: * Having foreign branches of USFIs with Qualified Intermediary (QI) status * Choosing to be a Lead FI and/or Sponsoring Entity * Having a reporting Model 1 FFI foreign branch. What are the similarities and differences between FATCA Form 8938 vs. FBAR? IRS Form 8938 for FATCA compliance, and FBAR (FinCEN Form 114) apply to certain U.S. persons holding foreign financial accounts above a specified threshold. Domestic entities, including specified corporations, partnerships, and trusts, U.S. citizens, resident aliens, and certain non-resident aliens, file Form 8938 for FATCA with their income tax return submitted to the IRS; U.S. persons file FinCEN Form 114 (FBAR) with the Financial Crimes Enforcement Network, a bureau of the U.S. Department of the Treasury. IRS Form 8938 is the Statement of Specified Foreign Financial Assets. FinCEN Form 114 is the Report of Foreign Bank and Financial Accounts (FBAR). Disclaimer: This content is for general informational and educational purposes only and does not constitute legal, financial, or business advice. The information provided is subject to change and Tipalti makes no warranties or guarantees about the completeness, reliability, or timeliness of the content. You are solely responsible for any actions you take based on the information in this content. Tipalti Ltd. strongly recommend consulting with qualified professionals for advice tailored to your specific situation before making any business decisions.
Welcoming Teodora gouneva. Teodora brings deep experience at a pivotal moment in its journey. Currently serving as CFO of ERGO NEXT Insurance, Teodora has held senior finance leadership roles at companies that reshaped entire industries, including PayPal and Airbnb during their IPO journeys. She has guided organizations through global expansion, regulatory complexity, equity and debt financing, and large-scale M&A, giving her a deep understanding of how hyper-growth companies must evolve their governance and controls as they scale. Teodora joins an accomplished Tipalti Board alongside Oren Zeev, Carl Pascarella, and Dovi Frances. Together, they reflect both its entrepreneurial roots and its long-term ambitions. Why Tipalti? (And why now?). As Tipalti Ltd. forge ahead in 2026, it's no longer just about "How fast can we go?" but also "How do we build the institutional muscle to mature and sustain resilient growth?" I asked Teodora why she chose to join Tipalti Ltd. at this specific juncture. Her answer was refreshing: she saw a disciplined leadership team with a clear roadmap and a mission that she genuinely believed in - elevating mid-market businesses. There's a certain mission alignment you look for when bringing on a new board member. You want someone who understands that Tipalti Ltd. is not just selling software; Tipalti Ltd. is unifying fragmented finance operations so its customers can actually focus on their missions. Teodora's background in investment banking and her tenure as CFO at ERGO NEXT Insurance mean she knows how to build the muscle required to manage these complexities, balancing speed with accountability and control. From navigating IPO readiness at PayPal and Airbnb to managing global regulatory environments, she brings practical insight into how companies mature while maintaining growth and momentum. Her expertise will be most impactful as she chairs its newly formed Audit Committee, strengthening oversight and reinforcing the governance frameworks required at this stage of its journey. A strong foundation for what's ahead. When I reflect on 2025, I see more than growth milestones. Tipalti Ltd. strengthened its AI-powered capabilities, expanded integrations across global ERP ecosystems, and supported customers navigating FX volatility, compliance shifts, and global expansion. And Tipalti Ltd. did it during a period of macroeconomic uncertainty that required resilience and focus. The past year proved that Tipalti can scale. I'm excited to partner with Teodora and its board as Tipalti Ltd. continue building a company defined not only by milestones, but by maturity. And I'm grateful to its employees, customers, partners, and investors who continue to trust Tipalti Ltd. along the way. 2026 will bring new challenges and new opportunities. Tipalti Ltd. is ready for both.
3 tactics that increased its client's visability in AI search by 40%. Ricochet B2B helped Monite compete against Bill.com and Tipalti in AI search results by adding technical documentation to case studies, creating competitor comparison pages, and optimizing content structure for LLMs. Result: 40% increase in AI search visibility in 3 months. That was the frustrated question Ricochet B2B were asking ourselves after Ricochet B2B had just asked Claude to recommend an embedded AP/AR automation API, and watched it enthusiastically suggest Bill.com, Tipalti, and even Stripe. But Monite - its client who'd built arguably the best API in the space - didn't even get a mention. The wake-up call. Ricochet B2B spent the next hour testing every AI tool Ricochet B2B could find. The results were frustrating: Monite's API was technically superior to most of these options. Better documentation, faster implementation, more flexible. But none of that mattered if AI couldn't find them. Traditional SEO wasn't the problem. They ranked well on Google. But Ricochet B2B knew that B2B buyers (particularly in the SaaS space) had moved on from Google to AI chat interfaces. Tactic 1: Ricochet B2B turned case studies into technical goldmines. Its first hypothesis: AI tools trust technical content more than marketing fluff. So Ricochet B2B took Monite's generic case study about "increasing efficiency by 40%" and transformed it into a implementation deep dive including code snippets such as: Within two weeks, Claude started citing these technical details when asked about implementation complexity. Ricochet B2B'd given AI the ammunition it needed to recommend Monite confidently. Tactic 2: Ricochet B2B created competitor pages that actually helped. This felt counterintuitive - why should you create pages about your competitors? But here's what Ricochet B2B learned: AI tools look for balanced comparisons to seem unbiased. Instead of "Why Monite is so much better than Bill.com" (which AI would ignore as propaganda), Ricochet B2B wrote: "Monite vs Bill.com: Honest Comparison for Developers" The twist? Ricochet B2B actually recommended Bill.com for certain use cases. This honesty made AI trust the entire page more. Tactic 3: the LLM optimisation that almost backfired. Ricochet B2B restructured every page to be scannable by LLMs: Before: Long paragraphs about "synergising payment workflows" * Clear bullet points * Headers that answer questions * Code snippets every few paragraphs * "People Also Ask" sections But then something weird happened. After two months, its content started reading like robot food. Bounce rates increased. Humans hated it. So then Ricochet B2B decided to rewrite parts of the post with more of a paragraph, narrative structure to keep it engaging for users. Thankfully, AI still loved the structure, but humans actually enjoyed reading it. The results. * ChatGPT recommended Monite in 4 out of 10 queries (up from zero) * Claude could explain Monite's entire webhook system * Perplexity cited its technical docs directly * Overall AI search visibility up 40% But here's what really mattered: Inbound leads mentioning "ChatGPT recommended you" increased 2.3x. People Also Ask. A: Weekly programmed queries across 5 AI tools with 20 different phrasings of its target keywords. Tracked mentions, position, and detail level. Built a simple spreadsheet, nothing fancy. Ricochet B2B has tried a few of the AI citation tools out there and not excited by any of them. Ricochet B2B is sure something else will come along soon! Q: What content performed best for AI optimization? A: Technical implementation guides with actual code snippets. AI tools seem to weight these 3x higher than marketing content. A: First mentions after 6 weeks. Significant presence by month 3. ChatGPT was fastest to update, Claude took longest. A: Surprisingly no. Human engagement actually increased 15% after Ricochet B2B added back the conversational tone. A: Keyword stuffing for AI. Ricochet B2B tried repeating "embedded AP automation API" everywhere. AI tools actually penalised Ricochet B2B for this - they're smarter than Ricochet B2B thought.