F

F2 Finance

Digital transformation tools for financial operations

Experienced Loan Officer - Private lending

Full-TimeUpdated on 10/17/2026
$65k - $350k+ Uncapped commission + Bonus
Mid
Santa Monica, CA, USA
Remote
Finance & BankingRetail & Commercial Banking

About the job

Requirements
  • At least two years of experience as a loan officer.
  • Direct experience in private lending, hard money, residential bridge lending, or fix and flip finance.
  • A verifiable track record of originating at least $1 million per month.
  • An established network of relevant borrowers, brokers, investors, or referral sources.
  • Strong knowledge of private lending transactions and credit considerations.
  • The ability to build, manage, and convert a large pipeline.
  • Strong sales, relationship management, and communication skills.
  • A disciplined approach to prospecting, follow-up, and customer relationship management management.
  • The ability to work autonomously in a fast-moving environment.
  • A customer-focused, commercially minded approach.
  • Strong work ethic, sound judgment, and a genuine drive to produce results.
  • Remote candidates must demonstrate a history of high performance in an autonomous environment, with excellent responsiveness and reporting discipline.
Responsibilities
  • Originate short-term bridge, fix and flip, and other business-purpose real estate loans.
  • Develop relationships with borrowers, brokers, real estate investors, and referral partners.
  • Build and manage a substantial pipeline of prospective loans.
  • Work company-generated leads while conducting consistent outbound business development.
  • Qualify opportunities against F2 Finance’s credit appetite.
  • Structure and present transactions clearly to the credit team.
  • Maintain oversight of loans through processing, underwriting, and closing.
  • Deliver clear, proactive communication to customers and internal teams.
  • Maintain accurate pipeline and relationship information in HubSpot.
  • Represent F2 Finance at relevant conferences and industry events.
  • Consistently originate at least $1 million per month, with the expectation of growing beyond that level.
  • Build a repeatable pipeline of borrowers and brokers.
  • Convert opportunities efficiently while protecting credit quality.
  • Take ownership of transactions from initial contact through closing.
  • Generate repeat business and become a trusted financing partner to active real estate investors.
Desired Qualifications
  • Experience with HubSpot, Notion, Slack, and Google Workspace would be an advantage.

About the company

F2 Finance delivers tech-enabled financial services in Europe, offering both subscription software and bespoke financial solutions to help banks and other enterprises modernize their operations. Its products include data analysis tools with dashboards, compliance modules, and secure data platforms, typically delivered as cloud-based or on-premise services tailored to each client. The company differentiates itself by providing integrated, ongoing subscription services alongside customized implementations focused on data management, regulatory compliance, and efficient processes in the European market. Its goal is to help clients streamline workflows, make better decisions from data, and stay compliant during digital transformation.

Company Size

11-50

Company Stage

N/A

Total Funding

N/A

Headquarters

Santa Monica, California

Founded

N/A

Get referred to F2 Finance

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • F2 Finance expanded from 13 states in February 2025 to 16 states by April 2026.
  • Triple Point added significant funding and higher loan limits in April 2026.
  • The Faes & Co Income Fund channels institutional capital directly into F2-originated loans.

What critics are saying

  • F2 Finance has only 12 employees, constraining underwriting and servicing scale.
  • Dependence on Triple Point and OakNorth funding creates refinancing risk if capital tightens.
  • Aggressive bridge lending in California, Florida, and Texas faces borrower default and foreclosure stress.

What makes F2 Finance unique

  • Christian Faes launched F2 Finance in 2023 after building LendInvest publicly.
  • F2 Finance lends directly from balance sheet, holding loans through maturity across 16 states.
  • Triple Point's 2026 multi-year backing and OakNorth's 2025 funding validate the platform.

Help us improve and share your feedback! Did you find this helpful?

Benefits

  • Health Insurance
  • 401(k) Company Match
  • Paid Holidays
  • Training Programs
  • Paid Vacation

Growth & Insights and Company News

Headcount

6 month growth

-6%

1 year growth

-6%

2 year growth

-12%
FF News
May 2nd, 2025
Oaknorth Surpasses $1Bn In Lending To Us Businesses Since July 2023

OakNorth, the leading digital bank for entrepreneurs, by entrepreneurs, has surpassed $1bn of lending in the US since it began lending there in July 2023, marking another major milestone in its US expansion.With a focus on supporting lower mid-market businesses with revenues between $1m and $100m, OakNorth’s backing continues to be a catalyst for growth, innovation, and market leadership for its customers, as well as creating a positive multiplier effect in the communities and economies in which it operates. After the collapse of several U.S. banks in 2023, OakNorth stepped up to serve the $4.2 trillion U.S. lower middle market, with stand-out transactions, including:A $28m note-on-note facility to Oak Funding, to support the acquisition of a Class A commercial office building in Secaucus, New Jersey;A $18.4m note-on-note facility to S3 Capital, to support major new residential scheme in Upper East Side, Manhattan;A $25.1m note-on-note facility to Mavik Capital to finance the conversion of vacant hotel in Syracuse, New York into multifamily propertyA bespoke loan to Faes & Co, to support the expansion of its US real estate bridging finance business.OakNorth also continues to see a significant opportunity in providing leading growth companies with the financial firepower to make their American dream a reality. For example, F1 Arcade, the world’s first F1® experiential hospitality brand, with sites in London and Birmingham, secured OakNorth funding to support its U.S. expansion

Royal Crescent Publishing Limited
Feb 5th, 2025
Faes & Co secures OakNorth funding

Faes & Co, led by Christian Faes, has secured funding from OakNorth to expand its US real estate bridging finance business, F2 Finance, which operates in 13 states. The funding will help address the US housing crisis by supporting property entrepreneurs in rehabilitating aging homes. OakNorth, known for its expertise in real estate lending, is excited to support Faes & Co's growth in this sector.