AML Officer / MLRO - UK

Crossmint has launched a global onramp service operating in more than 160 countries. The platform allows fintechs to let users fund stablecoin wallets with Apple Pay, Google Pay, and cards without leaving their app. The service addresses issues like low acceptance rates and lengthy onboarding that cause user drop-off when funding accounts. Developers can embed Crossmint's components or build against its APIs. Identity verification is risk-based and calibrated to each market's requirements. Crossmint's European entity is authorised as a Crypto-Asset Service Provider under MiCA and as a Payment Institution under PSD2. The company serves more than 40,000 enterprises and developers, including MoneyGram, Wirex, and Tala.

Credit-card memecoin buys widen crypto access as card rules face scrutiny. Updated 2026/09/02 at 7:13 PM Credit-card memecoin buys are available through Robinhood Wallet and Fomo, which allow users to purchase tokens without separate KYC forms at checkout. Crossmint processes payments and delivers tokens directly to users' wallets. The Block reported users can select tokens such as dogwifhat and pay through Apple Pay or Google Pay. Fomo chief executive Se Yong Park said buying a memecoin should feel like paying for coffee. Crossmint strategy head Fonz Olvera described part of the checkout system as "secret sauce." Crossmint said Fomo's integration increased active traders sevenfold within one week. Its system has processed transactions for more than 68,000 customers new to cryptocurrency. Crossmint raised $75 million in Series B funding in June, reaching a $550 million valuation. Robinhood integrated Crossmint last month. Card classifications draw scrutiny. The issue centers on card-network categorization. The Block found Visa and Mastercard transactions involving WIF carrying Merchant Category Code 5815. Visa describes the code as digital goods, including books, movies, music and audiovisual media. Visa's April 2026 manual states cryptocurrency transactions should use MCC 6012 or 6051 with Special Condition Indicator 7 and a quasi-cash signal. Mastercard's June 2026 rules also assign crypto transactions MCC 6051, alongside additional category and transaction type identifiers. Chase told The Block that one Visa transaction had not been categorized as cryptocurrency and appeared incorrectly classified. The bank said rewards were improper and complained to Visa. The New York Attorney General is also aware of the matter and is reviewing it. Crossmint defends digital goods treatment. Crossmint said the 5815 classification was reviewed with relevant partners during onboarding and is appropriate for eligible digital collectibles. The company cited the Securities and Exchange Commission's February 2025 staff statement on typical memecoins. That statement said some memecoins are acquired for entertainment, social interaction, and cultural purposes. It also said their value is often driven by speculation and demand. The SEC described such assets as potentially "akin to collectibles" and said covered transactions generally do not constitute securities offerings. However, payment classification and securities law involve separate standards. Payments experts told The Block that a token may fall outside securities rules while still qualifying as cryptocurrency under card-network requirements. Retail access expands as oversight grows. Crossmint said its checkout still applies anti-money-laundering monitoring and fraud controls despite no separate KYC form during purchase. The issue extends beyond Robinhood Wallet and Fomo as regulators and payment companies examine card-based memecoin purchase classifications. In August, more than 99% of Robinhood Chain trading volume came from memecoin activity, despite the network's focus on tokenized stocks. Easier card purchasing places card-network classifications, rewards policies, and crypto payment rules under greater scrutiny.

Barça Mobile unveils digital wallet on Stellar with Wirex and Crossmint. Última actualización: 08/15/2026 Criptolog " Coins " Stellar " Barça Mobile unveils digital wallet on Stellar with Wirex and Crossmint. * New Era Visionary Group partners with Wirex, Crossmint, and Stellar Development Foundation for Barça Mobile. * The digital wallet will be integrated into the Barça Mobile app, not as a standalone product. * Wirex handles payment infrastructure, Crossmint manages user onboarding, and Stellar serves as the blockchain layer. * The initiative targets global FC Barcelona fans, travelers, and mobile subscribers. CreditCards New Era Visionary Group, the official telecom operator and strategic partner of FC Barcelona, has announced a series of high-level technological collaborations. The company is joining forces with Wirex, Crossmint, and the Stellar Development Foundation to build a digital wallet directly into the Barça Mobile application. This move is part of a broader effort to blend mobile connectivity with digital financial services, creating a more seamless experience for users worldwide. Discover more Financial Markets News Digital Currencies Brokerages & Day Trading The wallet is not being developed as a separate product or a new business line. Instead, it will function as an integrated feature within the existing Barça Mobile app, allowing subscribers to manage their mobile plans, payments, rewards, and other digital perks from a single interface. According to the official announcement, the initial focus is on centralizing digital services, starting with mobile connectivity and expanding into payments, loyalty benefits, travel, and cross-border transactions. Digital Currencies Strategic partnerships and infrastructure. Each partner brings a specific set of skills to the table, ensuring the wallet is both robust and user-friendly. Wirex, a principal member of Visa and Mastercard, will handle the payment and card layer, enabling transactions at over 80 million merchants globally. This integration is designed to give users a familiar and widely accepted payment method, whether they are buying goods online or in physical stores. Crossmint, on the other hand, will provide the wallet infrastructure and user onboarding technology. Its enterprise-grade solutions aim to simplify the registration process, making it easy for subscribers from different countries to start using the wallet without unnecessary friction. This is crucial for a global audience that may not be familiar with blockchain technology. Discover more Price Comparisons The Stellar network will act as the underlying blockchain layer, supporting fast and low-cost digital transactions. Stellar's open and globally accessible ecosystem is well-suited for cross-border value transfers, which aligns with Barça Mobile's goal of serving an international user base. The Stellar Development Foundation highlighted that its experience in handling large-scale international operations was a key factor in the partnership. Global reach and target users. The digital wallet is designed for Barça Mobile users around the world, a diverse group that includes FC Barcelona fans, international travelers, and mobile subscribers seeking a unified digital experience. Through a single interface, users will be able to manage mobile services, travel features, loyalty programs, payments, and future wallet-based offerings. This approach aims to break down barriers between different digital services, offering a cohesive ecosystem that goes beyond traditional telecom offerings. Credit Cards Ruslan Bîrlădeanu, CEO of New Era Visionary Group, emphasized that the wallet integration is not about launching a new product but about strengthening the foundation of the telecom platform. He described it as a way to provide "a more fluid and globally connected experience" for users, reinforcing the company's commitment to innovation and customer satisfaction. Digital Currencies CEO's vision and future outlook. Bîrlădeanu also noted that this initiative reflects a broader trend of convergence between telecommunications, sports, and blockchain technology. By embedding digital financial tools into a mobile service, Barça Mobile is positioning itself as a forward-thinking operator that leverages Web3 capabilities to enhance user engagement. The gradual rollout of these services will likely expand the ways users interact with the platform, potentially transforming traditional customer loyalty and retention models. As the partnership progresses, the focus will be on delivering a secure, scalable, and accessible wallet that meets the needs of a global community. The combination of mobile connectivity, rewards, and international payments could set a new standard for how sports-related mobile services operate, making this a development worth watching for both tech enthusiasts and football fans alike. In the end, this collaboration between New Era Visionary Group, Wirex, Crossmint, and Stellar represents a significant step toward integrating blockchain into mainstream consumer applications. By leveraging each partner's strengths, Barça Mobile aims to offer a truly interconnected service that bridges the gap between telecom and digital finance, all while staying true to its roots as a fan-centric platform.