Full-Time
Associate Software Engineer
UI
Posted on 9/3/2026
Self Financial
501-1,000 employees
Credit-building platform to establish credit.
Compensation Overview
$90k - $130k/yr
No H1B Sponsorship
Austin, TX, USA
Hybrid
Hybrid work arrangements/schedules are offered.
US Citizenship Required
Bachelor's
 Software Engineering (1) |
|---|
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- 0-3 years of software engineering experience, including internships, co-ops, academic projects, bootcamp projects, or professional experience.
- Working knowledge of HTML, CSS, and modern web development fundamentals.
- Basic understanding of REST APIs and how frontend applications communicate with backend services.
- Familiarity with Git and common software development workflows.
- Interest in writing reliable, tested, accessible, and maintainable code.
- Strong willingness to learn, receive feedback, and grow as part of a collaborative engineering team.
- Build and maintain customer-facing features across Web, iOS, and Android with support from senior engineers.
- Implement frontend functionality using JavaScript/TypeScript, React, HTML, and CSS.
- Contribute to React Native mobile app experiences and web experiences as part of a cross-functional product team.
- Integrate frontend components with REST APIs and third-party services such as analytics, messaging, and feature flagging tools.
- Write clean, maintainable code and participate in code reviews.
- Learn and apply best practices for testing, accessibility, performance, and safe releases.
- Collaborate with Product, Design, Backend Engineering, QA, and the engineering manager to ship user-focused improvements.
- Debug issues, ask questions, and grow understanding of the company's frontend architecture and development practices.
- Contribute to team rituals, documentation, and continuous improvement.
- Internship, project, or professional experience with React.
- Experience using agentic engineering tools such as Claude, OpenAI/Codex, or Copilot to accelerate development workflows.
- A bachelor's degree in Computer Science or Software Engineering, a related technical field, or equivalent practical experience.
- Foundational experience with JavaScript or TypeScript.
- Experience building user interfaces with React, React Native, or similar frontend frameworks.
- Personal, academic, or open-source projects that demonstrate frontend craftsmanship and product thinking.
Self Financial helps people build credit and a financial foundation. It focuses on individuals with limited or no credit history and provides tools to establish and grow credit, reaching over 4 million users. The app is accessible on iOS and Android, and it carries the distinction of being the Official Credit Building App of the San Antonio Spurs. The goal is to give users a practical path to start and strengthen their credit profile through a consumer app and related services. Unlike some lenders, Self emphasizes credit-building tools and financial foundation support rather than traditional lending only.
Company Size
501-1,000
Company Stage
Series E
Total Funding
$127.6M
Headquarters
Austin, Texas
Founded
2015
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Simplify's Take
What believers are saying
- James Garvey returned March 17, 2026, sharpening execution after Julie Szudarek's departure.
- March 31, 2026 leadership hires added Brett Billick, Karthic Hariharan, and Ryan McLennan.
- Self Cash now reaches 26 states through Ingo Payments, widening monetization.
What critics are saying
- Beloved v. Self-Financial opened February 2026, exposing FCRA and consumer-credit claims.
- Self depends on bank partners Lead Bank and First Century Bank for card issuance.
- Self Cash fees and 28.24% APR invite churn as competitors undercut pricing.
What makes Self Financial unique
- Self serves four million consumers lacking credit history since 2015.
- Self Visa Card opened in January 2025 without a credit check.
- Self pairs credit building with savings, rent reporting, and earned wage access.
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Benefits
Company Equity in the form of RSUs
Quarterly performance-based bonuses
Generous employer-paid health, vision, & dental insurance coverage
Flexible vacation policy
Educational assistance
Free gym membership
Casual dress code
Team building events and activities
Remote work arrangements/ flexible work schedule
Paid parental leave
Growth & Insights and Company News
6 month growth
↑ 0%1 year growth
↑ 2%2 year growth
↑ 1%Self Financial has announced three executive leadership appointments. Brett Billick, previously Chief Marketing Officer since 2018, has been promoted to Chief Operating Officer, where he will oversee operations, customer experience, marketing and analytics. Karthic Hariharan has been elevated to Chief Technology Officer. He joined Self in 2016 as its first lead engineer and most recently served as Distinguished Engineer, focusing on platform scalability and developer productivity. Ryan McLennan joins as Chief Legal Officer from Amount, where he served as General Counsel and Chief Administrative Officer. He will oversee legal, compliance and regulatory matters. Self Financial is a credit-building platform that has served over 4 million individuals with limited or no credit history over the past decade.
Self Financial has announced that founder James Garvey has returned as chief executive officer, effective immediately. Garvey previously served as CEO until 2023 and remained on the company's board of directors. Founded in 2015, the Austin-based credit-building platform helps consumers with limited or no credit history access credit through products including Credit Builder Accounts, secured and unsecured credit cards, and rent reporting services. The company serves over one million customers across the United States and has empowered more than four million individuals since its inception. "We'll stay focused on expanding access to credit whilst innovating more boldly for our customers," said Garvey. The board expressed confidence that his leadership positions Self well for its next chapter.
Delaware is trying something new to help renters boost their credit scores and state officials say it’s already showing results.
Self's Julie Szudarek explains in today's episode how secured credit cards are helping consumers build credit without a credit check.
Ingo Payments, a leading provider of embedded banking and money mobility solutions, today announced a partnership with Self Financial, a company helping consumers build credit and financial foundations.