T

The Hartford

Sells business insurance and employee benefits

Staff Business Analyst - Duck Creek

Full-TimeUpdated on 10/23/2026Deadline 10/24/26
No salary listed
Expert
Bachelor's, Master's
India
In Person
IT OperationsEnterprise Applications

About the job

Requirements
  • 10–12 years of experience in business analysis, product consulting, technology delivery, or related roles.
  • Extensive Property and Casualty insurance experience and strong functional and technical knowledge of Duck Creek Policy, Product, and Billing.
  • Deep understanding of insurance product configuration and end-to-end policy and billing lifecycles.
  • Experience leading complex business elicitation, discovery workshops, process analysis, and requirements definition.
  • Experience translating business requirements into epics, features, user stories, business rules, process models, and acceptance criteria.
  • Ability to partner with product owners on backlog planning, refinement, release planning, and prioritization.
  • Experience advising business leaders on prioritization using return on investment, customer value, risk, regulatory need, operational impact, and implementation effort.
  • Experience owning end-to-end delivery across policy administration, product configuration, billing, and enterprise integrations.
  • Experience defining requirements for REST APIs, event-driven integrations, messaging, batch processing, and enterprise data exchanges.
  • Working understanding of cloud infrastructure, security, networking, identity, databases, API management, monitoring, and resiliency.
  • Experience working with architecture, engineering, testing, data, security, and operations teams in complex enterprise environments.
  • Ability to analyze business workflows and identify opportunities for process simplification, automation, and AI-assisted optimization.
  • Strong understanding of non-functional requirements, including security, performance, availability, auditability, and supportability.
  • A Bachelor's or Master's degree in Business, Computer Science, Engineering, Information Technology, Insurance, or a related discipline; equivalent relevant experience may be considered.
Responsibilities
  • Lead discovery sessions with business, product, operations, underwriting, billing, architecture, and technology stakeholders.
  • Analyze business objectives, customer journeys, operating processes, pain points, business rules, and regulatory requirements.
  • Translate complex business needs into capabilities, features, user stories, process models, data requirements, and acceptance criteria.
  • Define functional and non-functional requirements, including security, performance, integration, resiliency, auditability, and operational needs.
  • Identify requirement gaps, conflicting expectations, upstream and downstream dependencies, and delivery risks.
  • Maintain end-to-end traceability from business objectives through requirements, implementation, testing, and production outcomes.
  • Provide functional and technical guidance across Duck Creek Policy, Product, Billing, and related integration capabilities.
  • Apply Property and Casualty insurance process knowledge to product definition and configuration; quoting, rating, and underwriting; policy issuance and servicing; endorsements and renewals; cancellations and reinstatements; and billing plans, invoicing, payments, commissions, and receivables.
  • Evaluate business requirements against Duck Creek base capabilities and recommend configuration-led solutions before customization.
  • Partner with Duck Creek architects and engineers to align solutions with Duck Creek OnDemand architecture and platform standards.
  • Support Duck Creek cloud releases, feature evaluations, product upgrades, and capability-adoption planning.
  • Assess impacts across Policy, Billing, Insight, document generation, reporting, data, and external systems.
  • Partner with product owners to define product vision, business capabilities, roadmaps, release plans, and measurable outcomes.
  • Decompose strategic initiatives into epics, features, user stories, enablers, and implementation increments.
  • Own backlog readiness by ensuring requirements, dependencies, acceptance criteria, and business rules are sufficiently defined.
  • Support prioritization using business value, return on investment, customer impact, risk reduction, regulatory needs, delivery effort, and architectural dependencies.
  • Facilitate backlog refinement, sprint planning, product demonstrations, acceptance activities, and retrospectives.
  • Ensure technical enablers, non-functional requirements, platform upgrades, and technical-debt items receive appropriate roadmap consideration.
  • Analyze end-to-end workflows and identify opportunities for simplification, automation, and AI-enabled decision support.
  • Define AI-enabled use cases across underwriting, policy servicing, billing, customer service, document processing, and operational workflows.
  • Partner with AI, data, architecture, risk, and engineering teams to translate opportunities into implementable business capabilities.
  • Evaluate use cases based on business value, feasibility, data availability, process readiness, risk, and expected return on investment.
  • Design workflows with appropriate human review, exception handling, auditability, explainability, and governance.
  • Define business measures for AI-enabled capabilities, including cycle-time reduction, productivity, accuracy, customer experience, and operational savings.
  • Define business and system requirements for integrations between Duck Creek and enterprise platforms.
  • Develop process flows, context diagrams, data mappings, interface requirements, and integration specifications.
  • Understand and contribute to API-led, event-driven, batch, and messaging-based integration designs.
  • Demonstrate working knowledge of cloud infrastructure and components, including compute, storage, databases, networking, identity, API gateways, messaging, monitoring, and resiliency.
  • Ensure integration designs address traceability, security, scalability, recoverability, and production support.
  • Own assigned capabilities across Policy, Product, Billing, and integrations from concept through production adoption.
  • Coordinate across product, business, architecture, development, quality engineering, data, security, DevOps, and operations teams.
  • Drive requirement clarification and business decision-making throughout design, development, testing, and deployment.
  • Support test strategy, business scenario definition, defect triage, user acceptance testing, release readiness, and production stabilization.
  • Validate that delivered solutions meet stated business objectives and drive corrective action when outcomes are not achieved.
  • Track post-implementation metrics and confirm realization of anticipated business value.
  • Serve as a trusted advisor to product owners, business leaders, and technology teams.
  • Communicate complex business and technical topics to executive, operational, and engineering audiences.
  • Facilitate decision-making when stakeholders have competing priorities or requirements.
  • Influence solution direction through domain expertise, data, business-value analysis, and structured recommendations.
  • Mentor business analysts and contribute reusable practices, templates, domain models, and analysis standards.
Desired Qualifications
  • Exposure to Life Insurance and Employee Benefits products, processes, and technology ecosystems.
  • Experience with Duck Creek OnDemand, cloud releases, platform upgrades, and feature adoption.
  • Knowledge of Duck Creek Insights, Distribution Management, or related capabilities.
  • Experience with personal lines, commercial lines, or both.
  • Practical exposure to generative AI, agentic AI, intelligent document processing, or AI-assisted decision workflows.
  • Understanding of responsible AI principles, including human oversight, explainability, auditability, privacy, and governance.
  • Experience with Google Cloud Platform, Amazon Web Services, or Microsoft Azure cloud environments.
  • Knowledge of API management, microservices, service orchestration, and enterprise integration platforms.
  • Experience using process modelling and analysis tools, including Business Process Model and Notation, Unified Modeling Language, journey mapping, or value-stream mapping.
  • Familiarity with Jira, Rally, Confluence, or equivalent product and requirements-management tools.
  • Experience defining business cases, benefit hypotheses, key performance indicators, operational metrics, and post-implementation value assessments.

About the company

The Hartford sells insurance to businesses and individuals, covering property, liability, workers' compensation and auto risks, along with group disability, life and paid-leave benefits that employers offer their staff. Its business unit insures everything from local shops to large corporations and writes specialty coverage in the United States and abroad, while its personal unit sells car and home policies to individual customers. Agents, brokers and direct channels sell the policies, and the company earns money from premiums and from investing them before claims are paid. Its oldest insurer was founded in 1810, and the company is based in Hartford, Connecticut.

Company Size

10,001+

Company Stage

IPO

Headquarters

Hartford, Connecticut

Founded

1810

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Simplify Jobs

Simplify's Take

What believers are saying

  • Small business is accelerating: premiums grew 7% in the April to June 2026 quarter, with double-digit growth from first-time customers.
  • Benefits is scaling: an August 2026 deal for Equitable's benefits unit brings about 300 staff and $500 million in premium.
  • Early-career hires rotate through roles: its leadership development program moves participants across functions, and tuition aid starts on day one.

What critics are saying

  • Older claims are biting: Business Insurance spent 91.4 cents per premium dollar in the June 2026 quarter, up from 87.0.
  • Personal lines are shrinking: auto and home premiums fell 7% to $915 million in the quarter reported July 2026.
  • Expect regular office time: corporate staff have worked on site three days a week since January 2024.

What makes The Hartford unique

  • AARP members are its home market: The Hartford is the only auto and home insurer AARP endorses, through 2033.
  • Small companies are its specialty: The Hartford insures nearly 1.5 million small businesses through dedicated service centers.
  • Workplace leave is its stronghold: LIMRA ranks it first in fully insured disability and paid family leave coverage in force.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • Paid Vacation
  • Paid Holidays
  • Hybrid Work Options
  • Remote Work Options
  • Tuition Reimbursement

Company News

Associated Press
Jul 15th, 2026
The Hartford appoints former AssuredPartners CEO Randy Larsen to board

The Hartford has appointed Randy Larsen to its board of directors, effective 1 September. He will serve on the Finance, Investment and Risk Management Committee and the Nominating and Corporate Governance Committee. Larsen spent 13 years with AssuredPartners, a large insurance brokerage firm, serving as chief executive officer from 2023 until Gallagher acquired the company in 2025. During his tenure, he oversaw significant business growth through organic initiatives and acquisitions whilst leading operational transformation efforts. Prior to AssuredPartners, Larsen spent 14 years with insurance brokerage Schifman Remley & Associates, which AssuredPartners acquired in 2012. He earned a bachelor's degree in finance from Nebraska Wesleyan University.

Yahoo Finance
May 16th, 2026
Hartford beats revenue estimates by 40% but shares drop 2.6% on disappointing earnings

Hartford reported Q1 revenues of $7.23 billion, up 6.1% year on year, exceeding analyst expectations by 40%. Despite the top-line beat, the multi-line insurance company missed analysts' book value per share and earnings per share estimates. The Hartford, recognisable by its stag logo dating to 1810, provides property and casualty insurance, group benefits and investment products across the United States. The company delivered the largest analyst estimate beat among multi-line insurance stocks tracked this quarter. However, investors appeared dissatisfied with the results. Hartford's stock has declined 2.6% since reporting and currently trades at $132.15. The multi-line insurance sector overall saw revenues beat consensus estimates by 8.6%, though share prices have declined an average of 2.8% following earnings.

Business Wire
Apr 14th, 2026
The Hartford and UConn partner on worker safety and energy innovation research

The Hartford and the University of Connecticut have launched a collaboration focused on business resiliency, worker safety and energy innovation. The partnership includes two key initiatives: The Hartford Laborer Safety Fund and The Hartford Sustainability Research Fellowship. The Hartford will invest in UConn's Korey Stringer Institute to research how extreme heat affects workers across industries, examining both short- and long-term impacts on health and productivity. The companies plan to pilot heat-management programmes with select business customers. The Hartford Sustainability Research Fellowship, established within UConn's College of Engineering, will examine evolving energy needs of data centres and emerging risks related to onsite generation, battery storage and renewable energy. The research aims to provide insights into future insurance and risk-management needs for emerging technologies.

Yahoo Finance
Mar 23rd, 2026
Hartford Insurance targets cluster around $150 amid underwriting strength and P&C cycle concerns

Hartford Insurance Group has drawn price targets from several research firms clustering around US$150, aligning with a model fair value estimate of US$150.85. Goldman Sachs, Keefe Bruyette, Wells Fargo, Cantor Fitzgerald, Citi, Morgan Stanley and UBS have raised targets to the US$150-160 range, citing confidence in Hartford's underwriting and pricing execution. However, concerns remain about softening property and casualty market conditions. Goldman Sachs and BofA flag increased capital supply and competition pressuring growth, whilst BofA notes loss costs may be rising faster than prices in some lines. Hartford recently joined Centro Benefits' digital quoting ecosystem, opened a technology hub in Columbus, Ohio, and repurchased 3 million shares for US$400 million between October and December 2025.

Yahoo Finance
Feb 1st, 2026
Hartford Insurance reports Q4 core earnings of $1.1B, plans to boost quarterly buybacks to $450M

The Hartford Insurance Group reported fourth-quarter core earnings of $1.1 billion ($4.06 per share) and a full-year core earnings return on equity of 19.4%. Business insurance written premium grew 8%, whilst personal insurance showed improved combined ratios and employee benefits maintained solid margins. Net investment income rose 17% to $832 million in the fourth quarter. The company repurchased approximately $400 million of stock and plans to increase quarterly buybacks to $450 million. It also boosted catastrophe protection coverage to $1.9 billion and expects roughly $2.9 billion in net dividends from operating companies in 2026. Management is pursuing an "AI-first" strategy across claims, underwriting and operations. The company is rolling out its Prevail platform across agency and direct channels, with 10 states currently live and approximately 30 launches planned by early 2027.