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Santander

Global retail and commercial banking group

Head of Data & AI - Retail & Commercial

Engineering LeadershipPosted on Nov 13
Full-timePortugalNo salary listedIn-person

About the Job

Requirements

  • Consolidated leadership experience in Data, Analytics, Artificial Intelligence, or Digital Transformation.
  • In-depth knowledge of the banking sector, particularly Commercial Banking and/or Retail Banking.
  • Experience defining and executing highly complex transformation programs.
  • A proven track record of delivering value through data and artificial intelligence initiatives.
  • Knowledge of Data Governance and Data Management.
  • Knowledge of Business Intelligence and Advanced Analytics.
  • Knowledge of Artificial Intelligence, Machine Learning, and Generative AI.
  • Knowledge of modern data platforms and analytical architectures.
  • Knowledge of banking products, customer journeys, and business processes.
  • Knowledge of risk management, privacy, and the applicable regulatory framework.
  • Strong strategic vision and results orientation.
  • Ability to influence and manage senior stakeholders.
  • Communication skills and ability to simplify complex topics.
  • Ability to lead in matrixed, multidisciplinary environments.
  • Experience managing change and promoting adoption of new ways of working.
  • Innovative mindset combined with rigor in risk management and governance.
  • Collaborative and network-oriented approach.
  • Alignment with Santander's values and culture.

Responsibilities

  • Define and manage the Data and Artificial Intelligence roadmap for Commercial and Retail Banking, aligned with business priorities and the Group strategy.
  • Identify, assess, and prioritize Data, Analytics, and Artificial Intelligence use cases based on business impact, customer value, feasibility, and scalability.
  • Manage the portfolio of initiatives, ensuring sponsorship, accountability, and results tracking.
  • Promote the development and adoption of data products that support decision-making and business management.
  • Act as the principal partner to Retail & Commercial Banking leadership on Data and Artificial Intelligence matters.
  • Coordinate execution of initiatives across business, technology, data, and control-function teams.
  • Lead adoption of implemented solutions, promoting change management and monitoring their benefits.
  • Ensure measurable results in customer experience, commercial growth, operational efficiency, and risk management.
  • Promote data-governance best practices and support resolution of critical information-quality issues.
  • Ensure consistent use of globally defined data models and frameworks.
  • Advance reporting, business intelligence, and self-service analytics capabilities.
  • Lead adoption of Group-approved Artificial Intelligence, Generative Artificial Intelligence, and Advanced Analytics solutions.
  • Promote Data and AI literacy among business teams.
  • Ensure compliance with Security, Privacy, Model Risk, and Responsible AI requirements.
  • Promote a culture of controlled experimentation and evidence-based innovation.
  • Act as the principal liaison for Retail & Commercial Banking with local and global Data & AI teams.
  • Align business needs with capabilities provided by the Group.
  • Work closely with Technology, Operations, Risk, Compliance, Privacy, and other business areas.

About the Company

Santander

Global retail and commercial banking group

Santander is a global bank focusing on retail and commercial banking in Europe and the Americas, serving individuals and SMEs with regional franchises and a broad consumer finance arm, plus a Corporate & Investment Banking division for multinational clients. It uses its Gravity cloud platform to migrate core banking and rapidly deploy digital services such as Openbank across markets, combining fintech-style agility with a bank's balance sheet. The bank differentiates itself by marrying a large retail footprint with global CIB capabilities under the One Santander verticals model to boost efficiency and cross-border revenue. Its goals include improving returns on tangible equity and financing the green economy through sustainable finance and renewable energy projects.

Company size
10,001+
Company stage
IPO
Headquarters
Boadilla del Monte, Spain
Founded
1902

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