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Banco Bilbao Vizcaya Argentaria

Global banking and financial services

Director of Sectorial Credit Admission

Retail & Commercial BankingPosted on Nov 12
Full-timeMexico City, MexicoNo salary listedHybrid

About the Job

Requirements

  • A licenciatura in economic-administrative areas, actuarial science, engineering, or a related field is required.
  • At least five years of experience in financial analysis, credit, and investment projects is required.
  • A strong track record in senior risk positions in banking or the specified sectors is required.
  • Experience leading analysis and approval of credit lines for large corporations and/or government entities is required.
  • Direct experience working with contracts, guarantees, and operating cash flows is required.
  • Experience meeting business-volume targets and advancing proposals from prospecting through credit disbursement is required.
  • Experience defending credit proposals before senior risk committees and ensuring regulatory compliance is required.
  • Experience ensuring compliance with internal and regulatory credit-risk policies is required.
  • Experience implementing admission and analysis procedures, tools, and available best practices is required.
  • Experience coordinating requests from regulatory entities, including internal and external audit and CNBV, is required.
  • Knowledge of corporate and commercial banking credit analysis and admission is required.
  • Expertise in financial risk analysis and sector portfolio management is required.
  • Ability to evaluate complex transactions is required.
  • Experience leading teams, managing performance indicators, and developing talent is required.
  • Proficiency with current technology tools, including Gemini and ChatGPT, is required.
  • Extensive knowledge of local regulations, including CUB, CNBV, and BANXICO, and international IFRS and Basel standards is required.

Responsibilities

  • Direct, motivate, and develop the credit-analysis and admission teams, fostering an inclusive, collaborative, high-performance environment.
  • Produce in-depth credit analyses and ensure the institution maintains high portfolio-health standards and that credit risk is commensurate with the derived rating.
  • Oversee and ensure the quality of credit admission for commercial banking, large corporations, and government entities across multiple economic sectors.
  • Control and optimize the detailed transaction pipeline, ensuring response times and execution quality.
  • Lead the renewal of financial programs to ensure business continuity and mitigate risk.
  • Support employees’ professional growth by identifying succession candidates and strengthening the team’s technical capabilities.
  • Make credit analysis more agile, faster, and more efficient.
  • Focus on capital efficiency and the risk-adjusted return of transactions.
  • Identify synergies and coordinate processes with other risk areas, including market risk and issuer risk.
  • Improve efficiency in the approval chain for PFs and credit lines in speed, accuracy, and automation, using current tools such as ChatGPT and Gemini.
  • Ensure rigorous credit admission across economic sectors while managing high transaction volumes without compromising technical rigor or risk-analysis accuracy.
  • Implement internal and external credit-related regulatory requirements and coordinate requests from regulatory entities.

Desired Qualifications

  • A master's degree in an economic-administrative area is desirable.

About the Company

Banco Bilbao Vizcaya Argentaria

Global banking and financial services

Banco Bilbao Vizcaya Argentaria, commonly known as BBVA, is a multinational financial services group offering retail, commercial and corporate banking. It provides accounts, payments, lending, mortgages, investment products and financial guidance for individuals and businesses, alongside services for institutional clients. BBVA combines physical banking networks with digital channels and operates across multiple international markets. Its business spans everyday financial needs, business financing, wealth management and transaction services within the regulated banking industry. Its workforce combines specialist delivery, customer support and business operations.

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